Debt Payoff Planner vs Cupr

Pay off debt with a plan you can actually follow. Toffee turns your credit cards, student loans, car loans and buy now, pay later balances into one clear payoff plan, with the exact month you'll be debt free. YOUR DEBT FREE DATE • See the month and year your last payment lands • Watch it move closer every time you log a payment • Try "what if I paid more?" and see the months you'd save SNOWBALL OR AVALANCHE • Debt snowball: smallest balance first, for quick wins • Debt avalanche: highest interest first, to save the most • Compare both on your real debts: payoff date and total interest side by side A PLAN FOR EVERY PAYDAY • Set your pay schedule and get a payday routine that splits each paycheck across your debts • Your monthly commitment shows what to pay and where the extra goes • Your next move on Home is always the next bill due TRACK EVERY PAYMENT • Log a payment in seconds from the + button • Payment reminders before due dates • Full payment history, searchable by debt, amount or date SEE YOUR PROGRESS • Balance over time, from 30 days to all time • Interest saved: how much your plan saves compared with paying only the minimums • A payoff roadmap showing when each debt will be gone STAY MOTIVATED • Monthly streaks and 24 badges for payments, paid-off debts and milestones • Home Screen widgets with your next move and debt free countdown, with private mode on by default • Share your progress without sharing any amounts YOUR DATA, YOUR WAY • No bank login required: you enter your own balances • Import debts from a spreadsheet (Excel, CSV or paste) • Export everything to Excel any time TOFFEE PRO Toffee Pro unlocks the full app. Choose an annual plan (with a 7-day free trial for eligible new subscribers) or a monthly plan. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your App Store account settings. Privacy Policy: https://toffeefinance.com/privacy-policy Terms of Use: https://toffeefinance.com/tos Toffee is a planning and tracking tool for educational purposes. It doesn't move money and doesn't provide licensed financial advice.

Cupr is a fast, private expense tracker for everyday payments. Remember what you spent without setting up budgets, connecting a bank account, or filling out a form. Enter an amount and save. Add a description, category, or date when useful — or leave a payment Uncategorized and organize it later. You can also track income if you want, with separate categories. Turning income tracking off hides those entries without deleting them. On iPhone Duo, remember payments in seconds on the outer display. Open up for recent entries and Insights with more room to breathe. Capture now. Take a closer look later. WHAT YOU CAN DO - Record expenses in seconds on iPhone and iPad - Add income alongside expenses when it suits you - Customize categories with familiar symbols - Automatically assign categories using your own description rules with Cupr Pro - Automatically convert foreign payments into your default currency - Set up recurring expenses and income - Schedule future payments and see the next 30 days in Coming Up - Explore spending and income with weekly, monthly, quarterly, and yearly Insights - Search your complete History, including notes, and see matching payment counts and totals - Open payments from an Insights category breakdown directly in History - Use a full iPad layout with recent entries, side-by-side History, and multi-column Insights - Set up Apple Pay automation in Shortcuts on iPhone, or track an expense with Siri, Spotlight, or Shortcuts - Quickly record expenses and income on Apple Watch - Get optional reminders when Uncategorized payments are waiting - Export your expenses and income separately as CSV for free CATEGORIES. TAKEN CARE OF. With Cupr Pro, create rules for words and phrases in your payment descriptions, or pick from Cupr’s rule suggestions. The matching category is selected as you type. New Apple Pay payments and CSV imports are categorized when a rule matches. In Categorize Later, review and confirm several matching assignments at once. Your manual choice always comes first. EVERY CURRENCY. ONE CLEARER PICTURE. Cupr converts foreign payments into your default currency using historical reference rates — with or without Pro. Every original amount and currency stays intact. Insights, widgets, and Apple Watch use available conversions for a combined overview. Prefer to keep currencies separate? Turn conversion off in Settings, and totals stay separate by currency. CUPR PRO One purchase, lasting access: Auto Categorization, expanded Insights and sharing, unlimited recurring payments, Home Screen and Lock Screen widgets, a Control Center control, and Universal CSV Import. Tracking, History, categories, currency conversion, and CSV export remain available without Pro. YOUR PAYMENTS, YOUR DATA Cupr requires no account or bank connection. Payments are stored on your devices and, when available, synced through your private iCloud database. SUPPORTED CURRENCIES EUR, USD, GBP, JPY, CHF, CNY, CAD, AUD, HKD, SGD, SEK, DKK, PLN, CZK, HUF, RON, NOK, ISK, NZD, INR, KRW, TRY, UAH, AED, BRL, MXN, ZAR. WHY CUPR The name comes from Cu, the chemical symbol for copper — a metal associated with money for centuries. Cupr brings that idea into the digital age: a simple place to remember your payments and understand your spending. Remember your payments. Understand your money.