速记账单 vs totus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
速记账单
Effortlessly manage your daily income and expenses with this fast, ad-free tool. Visualize your spending with dynamic charts and enjoy secure, local data storage. Offers flexible subscription options or a one-time purchase for premium features.
- 3-second automated bookkeeping
- Dynamic spending charts
- Lightweight and secure
- Customizable accounting periods
- iCloud backup and multi-device sync
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无广告,快捷指令极速记账工具 app，3秒完成日常收支管理 核心功能 - 极速体验：自动记账仅需3步完成记账 - 透明消费：动态图表揭示“钱去哪儿了”，避免月底对账焦虑 - 轻量安全：无广告、无冗余权限，数据仅存于你的手机 - 动态图表：消费占比饼图、收支对比柱状图，支持点击查看明细。 - 自定义周期: 自定义记账周期. - iCloud 备份: 多端同步, 保护数据防止丢失. ---------------------- 速记账单专业版是自动订阅的形式, 提供按月或按年订阅. 也可以选择一次买断, 后续不再收费. 开通 按月订阅/按年订阅 则视为您授权在您开通的高级版服务订阅即将到期时，从您的iTunes账户（简称“账户”）代扣下一个计费周期的高级版版服务费用. 扣费时间为计费周期前 24 小时内. 因上述账户余额不足导致扣费失败的, 我的书橱有权在不作另行通知的前提下, 停或终止您的专业版服务. 已经开通了按月/按年订阅的用户, 如果想转为永久买断, 请主动通过订阅管理取消订阅, 以避免重复扣费, 给您造成不必要的损失. 关于取消已开通的自动续期服务, 您可以在 AppStore -> 个人中心 -> 订阅 中取消订阅. 更加详细的请阅读以下文件: 隐私政策：https://snapbill.mistar.tech/blog/terms/privacy-policy 服务条款：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
totus
Manage all your financial assets, from cash and investments to debts and fixed assets, in one place. Track real-time net worth, analyze asset allocation with smart insights, and monitor global investments across multiple currencies.
- All asset types supported
- Smart data analysis
- Investment management pro
- Multi-currency support
- Elegant user experience
- Data security
- AI intelligent insights
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totus helps you manage personal net worth without tracking every expense. Instead of logging every coffee or grocery bill, you can update the important balances that actually change your wealth: cash, bank accounts, funds, stocks, ETFs, precious metals, crypto, real estate, receivables, mortgages, credit cards, and other liabilities. Why use totus Net worth first See assets, liabilities, and total net worth in one place. Keep a clear monthly or weekly snapshot of where your money is. Investment tracking Track funds, stocks, ETFs, precious metals, and crypto. Refresh market prices and exchange rates to keep your portfolio easier to maintain. Multi-currency support Manage assets across CNY, USD, HKD, EUR, JPY, GBP, and more. Totus converts values into your base currency for a unified view. Local and private No account is required. Core asset data is stored on your device. Totus does not ask you to bind bank cards, payment apps, or brokerage passwords. Useful analysis View asset allocation, net worth trends, investment returns, and debt structure so you can understand your financial position faster. Good for People who do not want daily bookkeeping, but still want a serious personal asset dashboard. Pro options Monthly: $0.99/month Annual: $9.99/year Lifetime: $19.99 Contact: frzzbug@gmail.com Privacy Policy: https://markcup.xgmm.me/totus-privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula
Screenshots
Verdict
The clearest difference is rating: 速记账单 at 5.0 against totus's 2.0. 速记账单 also leads on update cadence (every 10 days vs monthly). totus's advantage is iOS requirement (13.0 vs 16.1). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 速记账单 sells 3 in-app purchases, starting at $0.99 per 7 days and totus sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
速记账单 holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews point the same way: 91% of 速记账单's written reviews are positive against 86% of totus's.
速记账单 ships an update every 10 days, totus monthly. The most recent releases landed on October 10, 2026 and October 18, 2026 respectively.
| Parameter | 速记账单 | totus |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) — better | 2.0 (4 ratings) |
| Positive reviews | 90.9% of reviews — better | 85.7% of reviews |
| Number of ratings | 5 — better | 4 |
| Update frequency | Every 10 days — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 21 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | 俊锋 仝 | 国民 谢 |
Customer experience
速记账单
totus
In-app purchases
速记账单
- 周会员$0.997 Days
- 年度会员$3.991 Year
- 永久会员(早鸟价)$4.99
totus
- 黑金月计划$1.991 Month
- 黑金年计划$9.991 Year
- 黑金终身会员$19.99
