Kelo vs SubsTracker+

Know what leaves your account this month, before it leaves. Kelo tracks your subscriptions, bills and everyday expenses in one place, and warns you before every charge. No bank login, ever. Start free: log your first recurring expenses and as many one time expenses as you want, without paying and without connecting your bank. WHAT KELO DOES • Monthly and yearly summary: how much leaves your account, and when • Billing cycles that match real life: weekly, monthly, quarterly or any custom interval • Upcoming payments organized by category • A dashboard with four charts and your key figures at a glance • Unlimited one time expenses: coffee, groceries, fuel, anything • Widget showing how your spending is going, month by month • 10 languages and all major currencies AUTOMATIC, IF YOU WANT IT (Premium) • Pay with Apple Pay and Kelo logs the expense by itself, even with the app closed • Turn receipts and invoices into expenses with your camera • Add an expense in one tap with Shortcuts PREMIUM ALSO UNLOCKS • Unlimited recurring expenses • Alerts before every renewal, with configurable lead time • Full payment calendar, day by day • Budgets by category and savings goals • Sync and backup YOUR PRIVACY FIRST No bank connection. You choose what to add. Sync and backup are optional. Download Kelo and always know what money is committed before you spend. Subscription details: Kelo Premium is an auto-renewable subscription, available as a monthly or annual plan. The price is shown in the app before you confirm. Payment is charged to your Apple Account at purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period, and your account is charged within 24 hours before the period ends. You can manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juicestudio.notion.site/Legal-1d20ce62bcb5805ca800e676ef7aa8ed

SubsTracker+ is your personal subscription assistant, designed to help you track, analyze, and optimize all your recurring payments in one beautiful, privacy-first app. Add Subscriptions Instantly - Whether you enter them manually or let Apple Intelligence automatically detect them from your emails, getting started takes seconds. Our intelligent email scanning recognizes subscription confirmations, renewals, and trial notifications — adding them to your dashboard without any typing. See the Complete Picture - View all your subscriptions at a glance with powerful filtering by frequency (weekly, monthly, yearly), status (active, trial, cancelled), and subscriber. Perfect for families managing multiple accounts or simply keeping your personal subscriptions organized. Real-Time Cost Tracking - Know exactly how much you're spending. SubsTracker+ automatically converts all currencies to your local currency and calculates your true monthly cost across all frequencies. See yours pending patterns by payment method, category, and time period. Price Change Tracking - Log price changes and keep a clear history of how each subscription has evolved. SubsTracker+ shows past price adjustments and applies scheduled changes so your dashboard always reflects the current price. Powerful Analytics & Insights - Our comprehensive insights dashboard reveals spending patterns you never knew existed: - Category breakdown showing where your money really goes - Payment method analysis to optimize your cashback rewards - Lifetime value tracking for each subscription - Future spending predictions for the next 3, 6, or 12 months - Renewal pattern analysis to balance your monthly budget Smart Notifications - Stay in control with intelligent renewal reminders. Get notified one day before any subscription renews so you can cancel if needed. Enable weekly reminders in settings to receive a convenient summary of upcoming renewals for the week ahead. Perfect for managing trials and avoiding unwanted charges. All notifications respect your privacy and work completely offline. Widget Support - Keep your upcoming renewals right on your home screen. Our beautiful widgets show your next renewals at a glance, filterable by subscriber. Available in multiple sizes to fit your home screen perfectly. Multi-Subscriber Support - Managing subscriptions for your family? Track separate subscribers with color-coded organization and individual spending totals. Perfect for families, couples, or roommates sharing accounts. Privacy by Design - Your data never leaves your device. All processing happens locally using Apple Intelligence. No cloud storage, no tracking, no data sharing. Your emails stay private, and only subscription metadata is stored locally on your iPhone. Beautiful Design - A clean, modern interface that makes subscription management actually enjoyable. Dark mode support, smooth animations, and thoughtful details throughout. Key Features at a Glance - Automatic subscription detection from emails (requires Apple Intelligence) - Manual subscription entry with 500+ pre-loaded service providers - Price change history and scheduled updates - Smart renewal notifications with customizable reminders - Multi-currency support with automatic conversion - Home screen widgets with upcoming renewals - Comprehensive analytics and spending insights - Category-based organization with customizable categories - Trial expiration tracking - Multi-subscriber management with color coding - Complete privacy—everything stays on your device - Dark mode and accessibility support - No ads, no subscriptions, no in-app purchases --- Apple Intelligence features require iOS 18 or later and a compatible device (iPhone 15 Pro, iPhone 16 series, or Mac with Apple Silicon).