Kelo vs Subception

Know what leaves your account this month, before it leaves. Kelo tracks your subscriptions, bills and everyday expenses in one place, and warns you before every charge. No bank login, ever. Start free: log your first recurring expenses and as many one time expenses as you want, without paying and without connecting your bank. WHAT KELO DOES • Monthly and yearly summary: how much leaves your account, and when • Billing cycles that match real life: weekly, monthly, quarterly or any custom interval • Upcoming payments organized by category • A dashboard with four charts and your key figures at a glance • Unlimited one time expenses: coffee, groceries, fuel, anything • Widget showing how your spending is going, month by month • 10 languages and all major currencies AUTOMATIC, IF YOU WANT IT (Premium) • Pay with Apple Pay and Kelo logs the expense by itself, even with the app closed • Turn receipts and invoices into expenses with your camera • Add an expense in one tap with Shortcuts PREMIUM ALSO UNLOCKS • Unlimited recurring expenses • Alerts before every renewal, with configurable lead time • Full payment calendar, day by day • Budgets by category and savings goals • Sync and backup YOUR PRIVACY FIRST No bank connection. You choose what to add. Sync and backup are optional. Download Kelo and always know what money is committed before you spend. Subscription details: Kelo Premium is an auto-renewable subscription, available as a monthly or annual plan. The price is shown in the app before you confirm. Payment is charged to your Apple Account at purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period, and your account is charged within 24 hours before the period ends. You can manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juicestudio.notion.site/Legal-1d20ce62bcb5805ca800e676ef7aa8ed

Subception tells you what your subscriptions actually cost you — and it doesn't charge you a subscription to do it. One payment. No account to create, no ads, no analytics, no tracking, and no servers of ours in the middle. Your data lives on your devices and syncs only through your own private iCloud. WHAT IT DOES Add what you pay for — streaming, software, gym, storage, the lot — and Subception turns it into something you can actually act on. Monthly and yearly totals at a glance. What renews this week. What quietly went up in price. What you saved by cancelling. It handles the awkward cases properly: free trials that need a decision before they bill, annual plans, quarterly billing, custom cycles, paused subscriptions, and subscriptions in other currencies. ONE APP, THREE PLATFORMS Buy it once and it's yours on iPhone, iPad and Mac. The Mac app is a real Mac app, not a stretched phone screen — with a menu-bar extra, a proper sidebar, and full keyboard support. FREE FOREVER - Up to 5 subscriptions - Prices in any currency, with the equivalent in yours shown alongside - Renewal reminders so nothing bills you by surprise - Home Screen widgets — monthly spend and upcoming renewals - Siri and Shortcuts, plus Spotlight search - CSV and JSON export, import and full backup That last one matters: export, import and backup are never paid features. Your data is yours, and you can take it out whenever you like. That will never sit behind a paywall. PRO — ONE PAYMENT, YOURS FOREVER - The full insights engine — charts, category and payment breakdowns, and smart cards that tell you what changed - Price-rise tracking and realized savings from what you've cancelled - A renewal calendar, in-app and exported to your own calendar - Multi-stage reminders and per-category defaults - Per-account analytics — see what each card actually costs you - Multi-currency analytics — mixed-currency totals, charts and breakdowns converted and combined - Themes and alternate app icons PRIVACY, PLAINLY Subception collects nothing. There is no analytics SDK, no advertising, no third-party framework and no server of ours anywhere. The only thing the app ever fetches is the European Central Bank's public exchange-rate feed, anonymously and without a key, so multi-currency figures stay current. iCloud sync is private to you — device to device through your own account. We never see it. Made by NetSmiths in the UK.