Swiipr vs Subception

Swiipr enables you to access your money instantly; anywhere, anytime and directly at your time and place of need. Whether it be a refund, compensation, a welfare payment, corporate load payment or gift, simply click the link in your text message to download this app and follow the instructions to add the funds into your Apple Wallet. You will then be able to easily and securely use your money for contactless payments and more. Swiipr Technologies is a global technology and services provider helping businesses automate and streamline operations to deliver queue-less, self-service and contactless fund disbursements to end customers. We believe in digitization that matters; empowering people and businesses with a mobile first approach that builds trust and accountability between stakeholders and helps sustainability pledges by reducing paper and plastic consumption, human touch points, manual intervention and outdated processes.

Subception tells you what your subscriptions actually cost you — and it doesn't charge you a subscription to do it. One payment. No account to create, no ads, no analytics, no tracking, and no servers of ours in the middle. Your data lives on your devices and syncs only through your own private iCloud. WHAT IT DOES Add what you pay for — streaming, software, gym, storage, the lot — and Subception turns it into something you can actually act on. Monthly and yearly totals at a glance. What renews this week. What quietly went up in price. What you saved by cancelling. It handles the awkward cases properly: free trials that need a decision before they bill, annual plans, quarterly billing, custom cycles, paused subscriptions, and subscriptions in other currencies. ONE APP, THREE PLATFORMS Buy it once and it's yours on iPhone, iPad and Mac. The Mac app is a real Mac app, not a stretched phone screen — with a menu-bar extra, a proper sidebar, and full keyboard support. FREE FOREVER - Up to 5 subscriptions - Prices in any currency, with the equivalent in yours shown alongside - Renewal reminders so nothing bills you by surprise - Home Screen widgets — monthly spend and upcoming renewals - Siri and Shortcuts, plus Spotlight search - CSV and JSON export, import and full backup That last one matters: export, import and backup are never paid features. Your data is yours, and you can take it out whenever you like. That will never sit behind a paywall. PRO — ONE PAYMENT, YOURS FOREVER - The full insights engine — charts, category and payment breakdowns, and smart cards that tell you what changed - Price-rise tracking and realized savings from what you've cancelled - A renewal calendar, in-app and exported to your own calendar - Multi-stage reminders and per-category defaults - Per-account analytics — see what each card actually costs you - Multi-currency analytics — mixed-currency totals, charts and breakdowns converted and combined - Themes and alternate app icons PRIVACY, PLAINLY Subception collects nothing. There is no analytics SDK, no advertising, no third-party framework and no server of ours anywhere. The only thing the app ever fetches is the European Central Bank's public exchange-rate feed, anonymously and without a key, so multi-currency figures stay current. iCloud sync is private to you — device to device through your own account. We never see it. Made by NetSmiths in the UK.