Comparison

HMRC vs Swiipr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HMRC

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

Highlights
  • Quick secure sign-in
  • Check tax code and pay
  • Claim tax refunds
  • View State Pension details
  • Self Assessment payments
  • Manage Child Benefit
  • Find National Insurance number
Features
Read full description

Take control of your money and tax with the HMRC app It’s secure, free to download, and easy to use. Get on it, and join millions of people already saving time with the HMRC app. Key Features: - Quick setup: sign in using face recognition, fingerprint scan, or a six-digit PIN - Stay in control: check your tax code and see your pay before it even shows in your bank, so you know you're paying the right amount - Claim a tax refund: find out if you’re due any tax back from us and quickly claim a refund if you’re owed one - Check your State Pension: see how much State Pension you could get, when you can get it and how to increase it, if you can - Self Assessment: a safe and secure way to make Self Assessment payments and get information you'll need to file - Child Benefit support: claim, manage, and update your Child Benefit details - National Insurance: find and save your National Insurance number so you have it when you need it - Go paperless: opt to receive key messages from HMRC online Download the HMRC app today and stay on top of your money and taxes

About

Swiipr

Instantly access your money from various sources like refunds or gifts directly to your Apple Wallet. Securely use these funds for contactless payments and more, anytime and anywhere.

Highlights
  • Instant money access
  • Direct to Apple Wallet
  • Contactless payments
  • Secure fund disbursement
  • Streamlined operations for businesses
Features
Read full description

Swiipr enables you to access your money instantly; anywhere, anytime and directly at your time and place of need. Whether it be a refund, compensation, a welfare payment, corporate load payment or gift, simply click the link in your text message to download this app and follow the instructions to add the funds into your Apple Wallet. You will then be able to easily and securely use your money for contactless payments and more. Swiipr Technologies is a global technology and services provider helping businesses automate and streamline operations to deliver queue-less, self-service and contactless fund disbursements to end customers. We believe in digitization that matters; empowering people and businesses with a mobile first approach that builds trust and accountability between stakeholders and helps sustainability pledges by reducing paper and plastic consumption, human touch points, manual intervention and outdated processes.

Screenshots

HMRC4 screens
Swiipr3 screens

Verdict

The call

The clearest difference is rating: HMRC at 4.8 against Swiipr's 1.3. HMRC also leads on review sentiment (48% vs 13%) and ratings volume (607 vs 88). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HMRC holds the better App Store score, 4.8 against 1.3. That said, the two scores are not equally well evidenced: HMRC has 607 ratings behind it against 88, so its average is the more settled of the two. Written reviews point the same way: 48% of HMRC's written reviews are positive against 13% of Swiipr's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
HMRC versus Swiipr: the parameters behind the verdict, then further details
ParameterHMRCSwiipr
PriceFreeFree
Rating4.8 (607 ratings) — better1.3 (88 ratings)
Positive reviews48.4% of reviews — better12.7% of reviews
Number of ratings607 — better88
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size34 MB25 MB
Age rating4+4+
DeveloperHMRCSwiipr Technologies LTD

Customer experience

HMRC

All ratings607 ratings
Positive95.2%
Neutral1.6%
Negative3.1%
Written reviews905 reviews
Positive48.4%
Neutral4.8%
Negative46.9%

Swiipr

All ratings88 ratings
Positive8.0%
Neutral0.0%
Negative92.0%
Written reviews118 reviews
Positive12.7%
Neutral0.8%
Negative86.4%

Bugs and requests

HMRC

Reported bugs

4 issues
  • Endless login loops and redirects
  • App freezing and becoming unresponsive
  • Inconsistent behavior after app updates
  • Issues with Face ID and biometric authentication

Requested features

4 requests
  • Improved notification system for tax updates
  • Ability to view and manage tax details in-app
  • Better integration with banking apps for payments
  • More user-friendly design and navigation

Swiipr

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HMRC

No in-app purchases

None

Swiipr

No in-app purchases

Questions

Is HMRC free?
HMRC is free to download, with no in-app purchases.
Is Swiipr free?
Swiipr is free to download, with no in-app purchases.
Which has better reviews, HMRC or Swiipr?
HMRC is rated higher. HMRC averages 4.8 out of 5 from 607 ratings, while Swiipr averages 1.3 from 88 ratings.
Do HMRC or Swiipr have ads?
Neither HMRC nor Swiipr shows ads.
Which is updated more often, HMRC or Swiipr?
HMRC ships an update monthly, and Swiipr monthly. Most recently, HMRC was updated on October 29, 2026 and Swiipr on October 30, 2026.

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