WanderWallet vs Flowexpay

Money should feel local. WanderWallet is built for travelers and expats who are physically in Latin America and need to spend on real life: food, transport, hotels, pharmacies, coworking, and everyday purchases. WanderWallet connects to whichever local rail is dominant in each country. QR codes, transfers, or both: - Pix in Brazil - Mercado Pago, MODO, and Transferencias 3.0 QR codes plus Alias, CVU, and CBU transfers in Argentina - Bre-B transfers in Colombia - QR Simple in Bolivia Why this matters: In many LATAM markets, tourists lose money to foreign-card FX rates or waste time managing cash. WanderWallet gives you one transparent local-spending experience across multiple countries, and your balance stays in USD or EUR until you actually spend. Brazil: - Pay with Pix QR codes or send Pix transfers to any Pix key (phone, email, CPF, or random key) - Skip CPF and local-bank bureaucracy for day-to-day spending Argentina: - Pay by QR with Mercado Pago, MODO, or Transferencias 3.0 - Or send local transfers using Alias, CVU, or CBU, the routing IDs every Argentine bank and wallet supports - In practice, this is often about 2 to 3 percent better than major foreign card networks Colombia: - Send Bre-B transfers using a Colombian phone number - If someone gives you a number for Nequi, Daviplata, or Bancolombia, it usually works as a Bre-B key too - Spend in COP from your USD or EUR balance without per-transaction card FX margins Bolivia: - Official rate is 6.96 BOB/USD - WanderWallet uses the parallel exchange rate, around 8.50 to 9.00 BOB/USD - That is roughly 25 percent better than official-rate ATM and card flows - You scan QR Simple and pay from your phone What you get in-app: - Exact local-currency amount before you confirm - Clear conversion preview - Instant payment confirmation - One wallet across multiple countries - Send USD instantly between WanderWallet users with no fees How it works: 1) Sign up and verify 2) Add funds via bank transfer (USD/EUR), Revolut, or USDC on Polygon 3) Pay by QR or send a local transfer, depending on the country WanderWallet is not a remittance app. It is for in-country spending. If you are there and need to pay, this is built for you. Money should feel local.

Flowexpay lets you send money internationally with ease. Transfer funds to Mexico (SPEI), Brazil (PIX), Europe (SEPA), and the United States (ACH) — all from one app. Key features: • Send money to 4+ regions worldwide • Support for SPEI, PIX, SEPA, and ACH transfers • Real-time exchange rates • Track your transaction history • Secure and fast transfers • Simple, intuitive interface in Spanish Whether you're sending remittances to family or making business payments abroad, Flowexpay makes international transfers simple, fast, and affordable.