Moneymate vs PayPlan
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moneymate
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Moneymate is the easiest way to convert foreign currencies into your home currency while traveling or living abroad. Designed for expats, tourists, and frequent flyers, Moneymate gives you quick, reliable exchange rate conversions without the hassle. Why Moneymate? • Simple and fast interface • Instantly convert between currencies • Supports 40+ world currencies • Save your home currency for faster use • Works offline with saved rates – no internet needed • Perfect for travel, shopping, budgeting, and daily use abroad Whether you're checking a restaurant bill in Paris or shopping in Tokyo, Moneymate makes it easy to know exactly what you're spending in your own currency. Travel smart. Spend confidently. Let Moneymate do the math.
PayPlan
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Take full control of your expenses with PayPlan! Managing your credit card installments, monthly payments, and budget has never been this safe and easy. Developed for those who are tired of complex finance apps, PayPlan is a practical budget assistant that works completely offline and stores your data solely on your device. WHY PayPlan ? View the installments across all your cards and your fixed monthly expenses on a single screen, without getting lost between banking apps. Avoid surprises by knowing your future debt load in advance. KEY FEATURES: SMART INSTALLMENT TRACKING: Enter your credit card expense and select the number of installments. The app automatically divides and organizes your payments across the upcoming months. MONTHLY PAYMENT PLAN: How much do you have to pay in the coming months? Analyze your total debt status for future months at a single glance. 100% OFFLINE USAGE: Add expenses and control your budget on the subway, on a plane, or anywhere without an internet connection. COMPLETE PRIVACY AND SECURITY: Your financial data is never sent to our servers or the cloud. All information is kept solely in your own phone's memory. NO MEMBERSHIP OR LOGIN: Start using the app the moment you download it, without the hassle of creating an account. SIMPLE AND MODERN INTERFACE: Financial management is now highly enjoyable with its easy-on-the-eyes, fast, and user-friendly design. WHO IS IT FOR? Those who struggle to keep track of their credit card installments, Those who want to make ends meet more comfortably, Privacy-focused users who do not want to upload their financial data to the cloud. Download PayPlan now and start managing your budget today!
Screenshots
Verdict
The clearest difference is update cadence: Moneymate at weekly against PayPlan's every 3 weeks. PayPlan's advantage is iOS requirement (16.4 vs 18.6.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Moneymate ships an update weekly, PayPlan every 3 weeks. The most recent releases landed on October 25, 2026 and October 19, 2026 respectively.
| Parameter | Moneymate | PayPlan |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.6.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 5 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | Seema Sati | Muhammet Yakupoglu |
In-app purchases
Moneymate
No in-app purchases
PayPlan
No in-app purchases









