FinOnces vs Tally
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinOnces
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Take control of your finances with clarity and simplicity. FinOnces helps you track your income, expenses and financial habits in one beautiful and easy-to-use app. With clear charts, monthly insights and AI-powered summaries, you can finally understand where your money goes and make better decisions. Whether you want to manage daily spending, monitor your cards or discover patterns in your finances, FinOnces gives you the tools to stay in control. Key Features • Clear financial overview See your monthly balance, income and expenses at a glance. • Smart charts and insights Understand your spending with clean visual charts and category breakdowns. • Track every transaction Keep all your activity organized and easy to review. • Manage your payment methods Organize your credit cards and payment sources in one place. • AI-powered financial reports Generate intelligent monthly summaries that highlight trends and insights. • Compare months and discover patterns Identify changes in your spending habits over time. • Private by design Your data stays on your device. No accounts required. FinOnces Pro Upgrade to FinOnces Pro to unlock advanced features including AI financial reports and deeper insights into your spending habits. FinOnces Pro is completely optional and removes ads while unlocking additional tools for power users. Take control of your money and understand your finances like never before. Terms of Use (EULA): https://chesterlp40.github.io/FinOnces-Legal/terms.html Privacy Policy: https://chesterlp40.github.io/FinOnces-Legal/privacy.html
Tally
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No bank connection doesn’t mean typing everything in. Tally is an expense tracker for iPhone that never connects to your bank account. You choose how each movement gets in, and none of them is saved until you approve it. FOUR WAYS TO LOG - By hand: tap +, pick expense or income, account, category, and date. Seconds. - From a receipt: take the photo and tap “Analyze receipt”. Tally proposes the amount, date, and category, and you review them before saving. - By importing a statement: a CSV or Excel file you download yourself from your online banking (or Norma 43, for Spanish banks). Row-by-row preview, with possible duplicates flagged. - With Apple Wallet: an optional Shortcuts automation leaves each payment as a draft for you to review. The last two, and unlimited receipt analyses, are part of Tally PRO. WHAT MAKES TALLY DIFFERENT - It never asks for access to your bank. - Nothing is saved until you approve it. - Your movements, accounts, and receipts stay on the device by default. - No ads, and we do not sell your data. WHAT ELSE YOU CAN DO - Split your money across accounts, including event accounts for a trip or a party. - Keep each account in its own currency, out of 47: your total is converted to your main currency on the phone, with the day’s exchange rates. - Sort by category, and build your own with PRO. - Keep the receipt photo next to the movement. - Track savings goals and recurring movements. - See statistics by month, quarter, semester, and year. - Share one specific account with someone else, encrypted on the device before it is uploaded. Requires PRO on both phones. - Export your data to CSV whenever you want. FREE AND TALLY PRO Free, with no time limit and no ads: 3 accounts, the built-in categories, 1 AI receipt analysis, 1 recurring item, and 1 goal. Tally PRO adds unlimited and event accounts, custom categories, unlimited receipt analyses, statement import, the Wallet automation, advanced statistics and filters, and shared accounts. Billed monthly, yearly, or as a one-time purchase. ABOUT THE AI Tally uses artificial intelligence in two places, and only when you ask for it: when you tap “Analyze receipt”, and when it tidies up the rows of a statement you imported. The Apple Wallet automation uses no AI and makes no network calls. Neither of them needs access to your bank. WHAT TALLY DOES NOT DO - It does not connect to banks or Open Banking. - It has no category budgets. - It does not work out who owes what between people. - It does not use real-time exchange rates: it converts with the day’s rates. - There is no guest mode: an account is required. Requires an account (Apple, Google, or email). Built by Juan Carlos Rodicio. Terms of use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: FinOnces at every 2 days against Tally's every 4 days. Tally's advantage is iOS requirement (13.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FinOnces sells 2 in-app purchases, starting at $1.99 per month and Tally sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
FinOnces ships an update every 2 days, Tally every 4 days. Both last shipped on October 5, 2026.
| Parameter | FinOnces | Tally |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days — better | Every 4 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 26.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 15 MB | 66 MB |
| Age rating | 4+ | 4+ |
| Developer | Ezequiel Rasgido | Juan Carlos Rodicio Tirado |
In-app purchases
FinOnces
- FinOnces subscriptions$1.991 Month
- FinOnces subscriptions$19.991 Year
Tally
- Tally PRO Monthly$1.991 Month
- Tally PRO Annual$8.991 Year
- Tally PRO Lifetime$24.99









