OrbitXPay vs Splito.io

OrbitX is a global money app built for freelancers, agencies, and businesses that move money across borders. Multi-currency accounts, stablecoin payments, and card spending in one platform. Clients pay you in fiat or crypto. You hold in USDC or USDT. You send however the recipient needs it. No volatility. No conversion surprises. Why OrbitX? - 5 Named Virtual Accounts: Receive money like a local in the US, UAE , Brazil, Mexico, and Nigeria . All in one place. Each account carries your name, so clients see exactly who they're paying. - Global Payouts: Send payouts to 80+ countries directly from your stablecoin balance. Recipients get local currency in their bank account. No wires, no waiting. - Crypto Payouts: Send USDT or USDC directly to any wallet. Fast, borderless, no intermediaries. - Fiat On/Off Ramps: Receive fiat and it automatically converts to stablecoins. When you spend or send payouts, stablecoins convert back. Cash Account for savings and payouts. Card Account for spending. Move between them instantly. - Spend Anywhere: Virtual Visa cards (physical cards launching soon) accepted at 150M+ merchants worldwide. Spend your stablecoin balance anywhere Visa is accepted, online or in- store. - Built on Stablecoins: Real-time conversion while spending. Lower costs compared to traditional rails. Crypto in the backend. Simple experience upfront. - You Stay in Control: Self-custodial wallet. Full access to your private key. Your money sits in your wallet. We can’t freeze it, move it, or touch it. - Transparent Pricing: Forex starting as low as a few bps. No hidden surprises. - Quick Setup: Your account is live in under 24 hours. 2 stablecoins. 5 bank accounts. 80+ payout countries. One platform. Experience Borderless Banking. Download OrbitX.

Splito is the expense splitter for groups whose money lives in more than one currency, and more than one country. Log what everyone spends, see who owes what in real time, and settle the whole trip from your wallet. No "Do you have Venmo?" No stale exchange rates. No chasing six friends across four payment apps for three weeks after the trip ends. WHY SPLITO • Multi-currency from the first expense, log a dinner in EUR, a hotel in USD, a taxi in SGD. Splito keeps each expense in its native currency instead of forcing everything into one base currency. • Lock the exchange rate when you log it, Splito snapshots the FX rate the moment you add an expense, so no one argues about rate drift weeks later during settlement. • Live balances, always know who owes what, updated the second an expense is added. • Built for groups of 3–10, perfect for trips, housemates, and recurring shared costs. HOW IT WORKS 1. Create a group and add your friends. 2. Log expenses in whatever currency you paid in. 3. Watch balances update in real time. 4. Settle up from your wallet when the trip ends. WHO IT'S FOR Friend groups who travel internationally, housemates splitting rent and bills, and anyone tired of the two-week "balance cleanup" thread that follows every trip. If your group spans countries and your payment apps don't overlap, Splito closes the gap. ABOUT SETTLEMENT Splito settles on-chain in USDC, XLM, SOL, and ETH — there's no bank transfer or fiat step. At least one person in your group should be comfortable with a crypto wallet; they can bring everyone else along with a shared settlement link. Start free. Split smarter. Settle without the drama.