Be WellOff vs Budget Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Be WellOff
This app helps you manage your finances by tracking income, expenses, debts, and savings goals. It provides a clear overview of your net worth and investment portfolio, all managed manually and offline.
- Budgeting income and expenses
- Debt organization and tracking
- Emergency fund building
- Savings goal setting
- Manual investment portfolio tracking
- Charitable giving tracking
- Net worth overview
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Be WellOff: Financial Wellness Your complete financial life, finally in one place. Be WellOff is not a bank sync app. There is no aggregator, no login to your bank, and no automatic transaction pulling. Everything is entered intentionally. That is the point. Research shows that actively recording your finances builds awareness, reinforces habits, and makes you more likely to follow through on your goals. Be WellOff is built on that principle. You decide what goes in. You stay in control of what comes out. Be WellOff is built around 6 core areas of your financial life: budgeting, debt tracking, savings goals, protection planning, wealth building, and giving back. Most apps stop at transactions. Be WellOff covers the whole journey. Welly AI Your private AI assistant that runs on your phone. Point it at a statement, and insurance policy document and it reads them for you. Then ask what you want to know. What's my net worth? Can I afford a new car or a house? Welly answers, and can add expenses, log debts, and help you plan savings. Everything happens on your device. Your data trains nothing and goes nowhere. Financial Spaces Create separate Spaces for every part of your financial life. Your personal budget, your household, a side hustle, a rental property. Each Space is fully organized, fully isolated, and built for how your life actually works. Personalized Insights and Tips Every Space surfaces guidance based on your specific situation. Not generic tips. Real, contextual advice for where you actually are in your financial journey. Encrypted Cloud Sync + Offline Access Your data syncs securely across all your devices. It exists to serve you and only you. Never sold. Never shared. Works offline too. Multi-Household Sharing Up to 5 Financial Spaces per account, with up to 5 members per Space. As the account owner, you have access to all your Spaces. Collaborators can only access and manage the specific Space they were invited to, based on their permission level. Marketplace Get a first look at the Be WellOff Marketplace, a gateway to financial services including insurance, advisors, and more. You initiate every connection. Nothing is pushed to you. Live now inside the app. Try it free for your first month. $10.99/month after your free month. Cancel anytime Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.wellofflabs.ca/privacy-policy
Budget Tracker
Effortlessly track expenses, manage subscriptions, and stay within budget using AI-powered receipt scanning. This private finance manager offers multi-currency support and shared bill features without requiring bank logins.
- AI-powered receipt scanning
- Expense and income tracking
- Subscription and bill management
- Budgeting and savings goals
- Multi-currency support
- Shared bills and projects
- Offline functionality
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Track every expense, stay on budget and see each subscription before it renews. Walletee is a private budget tracker for real life: multiple wallets, any currency, receipts and shared bills, with no bank login needed. Snap a receipt and AI fills in the amount, merchant, date, category and wallet for you. Or scan it on your device, offline. ANALYZE RECEIPTS WITH AI • Take or pick a photo of a receipt, an invoice or a payment screen from your bank app, and Walletee fills in the expense • Reads receipts in many languages and suggests the right wallet and category • Prefer to stay on device? Scan receipt works offline • Add up to 5 receipts at once, share one from any app, or start a scan from the app icon • Your receipt photo isn't used to train AI, and you can turn AI receipt analysis off anytime in Settings TRACK EVERY EXPENSE IN SECONDS • Log expenses, income and transfers in a few taps, or save templates for the ones you repeat • Transfers show as one item with fees included; tap to see both wallets side by side • Record refunds and receipt items so every balance stays exact • Pick dates fast with the new calendar • Search your History and filter by wallet, type or category SUBSCRIPTIONS & BILLS • Every subscription in one place: next billing date and how much each one has cost you so far • Billing cycles from weekly to yearly, or your own • Bill reminders 2 days before a subscription renews • Credit card bills: card balance, what to pay now and when it's due • Split big purchases into installments BUDGETS, SAFE TO SPEND & SAVINGS GOALS • Set budgets and get alerts at 80% and 100% • Safe to Spend shows what you can spend, with your savings goals set aside • Create savings goals and watch your progress MULTI-CURRENCY, DONE RIGHT • Spend in any currency and keep the amount your bank actually charged • Daily exchange rates and one base currency for every report • Made for travel, expats and anyone paid in more than one currency SPLIT BILLS, LOANS & PROJECTS • Split a bill equally, by amount, %, shares or by item, with tax, tip and discount • Projects for trips, households and events, shared with the people involved • See who owes whom and settle up in a tap • Loan and repayment details show what's owed now, in each currency CLEAR ANALYTICS & WIDGETS • Charts by category, category group or wallet, for any date range • A dashboard you arrange: Balance, Earned vs Spent, Currency Rates, Safe to Spend • Home Screen widgets for spending by category, budget progress and quick add PRIVATE BY DESIGN • Local-first: your data lives on your device • Log expenses, budget and scan receipts offline. AI analysis, sync and backup need a connection • Optional Sign in with Apple or Google to back up and sync across your devices • Light and Dark mode, available in 20 languages Walletee is free to download. Premium, as a monthly or yearly subscription or a one-time Lifetime purchase, unlocks everything: unlimited wallets and budgets, full analytics history, filters and more AI scans each month. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/wallet-finance-tracker/
Screenshots
Verdict
The clearest difference is monetization model: Be WellOff at free against Budget Tracker's freemium. Budget Tracker's advantage is update cadence (every 5 days vs every 2 weeks) and ratings volume (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Be WellOff sells 10 in-app purchases, starting at $3.00 per month and Budget Tracker sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Be WellOff against 5.0 for Budget Tracker. Both are backed by a comparable volume of ratings — 1 and 3 respectively.
Be WellOff ships an update every 2 weeks, Budget Tracker every 5 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.
| Parameter | Be WellOff | Budget Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (3 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 | 3 — better |
| Update frequency | Every 2 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.5 — better | 16.4 |
| Further details — not scored | ||
| Size | 111 MB | 121 MB |
| Age rating | 4+ | 4+ |
| Developer | WellOff Labs Ltd | Serhii Hryn |
Customer experience
Be WellOff
Budget Tracker
In-app purchases
Be WellOff
- Monthly (-70%)$3.001 Month
- Monthly (-60%)$4.001 Month
- Monthly (-50%)$5.001 Month
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- Monthly (-40%)$6.001 Month
- Annual (-70%)$29.991 Year
- Annual (-60%)$39.991 Year
- Annual (-50%)$49.991 Year
- Annual (-40%)$59.991 Year
- Annual (30%)$69.991 Year
- Annual (-25%)$75.001 Year
Budget Tracker
- Wallet Premium Monthly3 Days trial$2.991 Month
- Wallet Premium Yearly3 Days trial$17.991 Year
- Family$29.991 Year
- Wallet Premium Lifetime$49.99
Questions
Is Be WellOff free?
Is Budget Tracker free?
Which has better reviews, Be WellOff or Budget Tracker?
Do Be WellOff or Budget Tracker have ads?
Which is updated more often, Be WellOff or Budget Tracker?
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