Comparison

Liquid Budget vs Spendtrails

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Liquid Budget

Manage your finances by categorizing transactions, assigning funds to budget envelopes, and tracking spending progress. Monitor credit card debt and search past transactions with multi-currency support. This app prioritizes your privacy with no ads or trackers.

Highlights
  • Transaction management
  • Envelope assignment
  • Account reconciliation
  • Budget overview
  • Credit card tracking
  • Multi-currency support
Features
Read full description

Key Features: - Transaction Management - Add, edit, and categorize transactions as they happen - Envelope Assignment - Allocate funds across your budget categories right from your phone - Account Reconciliation - Keep your accounts accurate with on-the-go reconciliation - Budget Overview - View your available balances and spending progress at a glance - Credit Card Tracking - Monitor payment allocations and manage credit card debt clearly - Transaction Search - Quickly find past transactions when you need them - Multi-Currency Support - Use any of our supported currencies and locale settings - Privacy First: No ads, no trackers — just your budget, your data. Liquid Budget Mobile syncs seamlessly with your main account, ensuring your budget is always up to date whether you're accessing it from your phone or computer. The intuitive interface makes it easy to stay on top of your finances while shopping, traveling, or simply away from your desk.

About

Spendtrails

Features
Read full description

See where your money goes. Plan a month that fits. Keep your next bills and savings goals in view. Spendtrails brings your accounts, recorded spending, income and monthly plans together in one clear view. Use it for a quick daily check or a closer look at the details behind a number. PLAN YOUR MONTH Choose a monthly spending limit, set category limits and record expected income. See what you have used, what remains and which categories are over their limits. Copy a plan to the next month and adjust it as life changes. UNDERSTAND YOUR SPENDING Explore spending by category and compare periods. Search and filter your activity, review uncategorized purchases, split a transaction across categories and correct its description or category. Keep income, refunds and transfers distinct so your records tell a clearer story. SEE YOUR ACCOUNTS TOGETHER Track checking, savings, cash, credit cards, loans and investments. Record accounts manually or connect a supported bank through Plaid where available. See balances, amounts owed and net worth across included accounts, with history and transaction details close at hand. KEEP BILLS IN VIEW Track recurring bills, subscriptions and income. See upcoming due dates, set reminders and mark an occurrence paid, received or skipped. Recording a payment in Spendtrails does not make a bank payment or cancel a subscription. FOLLOW YOUR SAVINGS GOALS Set a target, record contributions and follow your progress. Track a goal through entries or link it to an account balance. Goal progress is a record of your progress, not money reserved in a separate account. MAKE THE VIEW YOURS Choose what appears first on Home, show or hide sections and use light or dark appearance. View each currency separately without treating different currencies as one converted total. SHARE SELECTED ACCOUNTS Use separate logins for your household and choose which accounts to share. Access your finances on your iPhone and iPad with the same Spendtrails account. TRY THE DEMO FIRST Explore a populated fictional household without signing in, connecting a bank or making a purchase. Add sample transactions, change a budget and explore bills and goals. Sample edits stay on your device. Reset the demo or exit when you are ready to use your own finances. A Spendtrails account is needed to track your own finances. Bank availability depends on your institution and region. Some features require an active subscription. SUBSCRIPTIONS Where subscription purchase is offered, the purchase screen shows the price, billing period and any introductory offer before you subscribe. Subscriptions renew automatically unless canceled through your store account settings. Trials apply only when offered and you are eligible. Manage or cancel a store subscription through your store account settings. Privacy: https://www.spendtrails.com/privacy Terms: https://www.spendtrails.com/terms Support: https://www.spendtrails.com/contact

Screenshots

Liquid Budget4 screens
Spendtrails4 screens

Verdict

The call

The clearest difference is update cadence: Liquid Budget at weekly against Spendtrails's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Liquid Budget ships an update weekly, Spendtrails every 3 months. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Liquid Budget versus Spendtrails: the parameters behind the verdict, then further details
ParameterLiquid BudgetSpendtrails
PriceFreeFree
Rating5.0 (31 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings31 — better—
Update frequencyWeekly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.416.4
Further details — not scored
Size60 MB42 MB
Age rating4+4+
DeveloperAnthony DePalmaSpendtrails LLC

In-app purchases

None

Liquid Budget

No in-app purchases

None

Spendtrails

No in-app purchases

Questions

Is Liquid Budget free?
Liquid Budget is free to download, with no in-app purchases.
Is Spendtrails free?
Spendtrails is free to download, with no in-app purchases.
Do Liquid Budget or Spendtrails have ads?
Neither Liquid Budget nor Spendtrails shows ads.
Which is updated more often, Liquid Budget or Spendtrails?
Liquid Budget ships an update weekly, and Spendtrails every 3 months. Most recently, Liquid Budget was updated on November 8, 2026 and Spendtrails on October 31, 2026.

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