Comparison

Lunch Money vs Spendtrails

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lunch Money

Track your income and spending with detailed statistics and charts. Review transactions, categorize them, and add notes on the go. This companion app requires an existing registration for the web application.

Highlights
  • Detailed income and spending stats
  • Spending breakdown by category
  • Quick transaction review
  • Categorize, tag, and add notes
  • Monthly spending patterns and charts
Read full description

Lunch Money is the official free companion app for the Lunch Money web app. This app is only available to current registered users of Lunch Money. - See detailed stats of your income and spending - Dive into each category of your Spending Breakdown - Review transactions quickly with a swipe - Categorize, tag and add notes to transactions on-to-go - See patterns of your spending with monthly stats and charts For any feedback, support, or inquiries about Lunch Money, please contact us at support@lunchmoney.app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Spendtrails

Features
Read full description

See where your money goes. Plan a month that fits. Keep your next bills and savings goals in view. Spendtrails brings your accounts, recorded spending, income and monthly plans together in one clear view. Use it for a quick daily check or a closer look at the details behind a number. PLAN YOUR MONTH Choose a monthly spending limit, set category limits and record expected income. See what you have used, what remains and which categories are over their limits. Copy a plan to the next month and adjust it as life changes. UNDERSTAND YOUR SPENDING Explore spending by category and compare periods. Search and filter your activity, review uncategorized purchases, split a transaction across categories and correct its description or category. Keep income, refunds and transfers distinct so your records tell a clearer story. SEE YOUR ACCOUNTS TOGETHER Track checking, savings, cash, credit cards, loans and investments. Record accounts manually or connect a supported bank through Plaid where available. See balances, amounts owed and net worth across included accounts, with history and transaction details close at hand. KEEP BILLS IN VIEW Track recurring bills, subscriptions and income. See upcoming due dates, set reminders and mark an occurrence paid, received or skipped. Recording a payment in Spendtrails does not make a bank payment or cancel a subscription. FOLLOW YOUR SAVINGS GOALS Set a target, record contributions and follow your progress. Track a goal through entries or link it to an account balance. Goal progress is a record of your progress, not money reserved in a separate account. MAKE THE VIEW YOURS Choose what appears first on Home, show or hide sections and use light or dark appearance. View each currency separately without treating different currencies as one converted total. SHARE SELECTED ACCOUNTS Use separate logins for your household and choose which accounts to share. Access your finances on your iPhone and iPad with the same Spendtrails account. TRY THE DEMO FIRST Explore a populated fictional household without signing in, connecting a bank or making a purchase. Add sample transactions, change a budget and explore bills and goals. Sample edits stay on your device. Reset the demo or exit when you are ready to use your own finances. A Spendtrails account is needed to track your own finances. Bank availability depends on your institution and region. Some features require an active subscription. SUBSCRIPTIONS Where subscription purchase is offered, the purchase screen shows the price, billing period and any introductory offer before you subscribe. Subscriptions renew automatically unless canceled through your store account settings. Trials apply only when offered and you are eligible. Manage or cancel a store subscription through your store account settings. Privacy: https://www.spendtrails.com/privacy Terms: https://www.spendtrails.com/terms Support: https://www.spendtrails.com/contact

Screenshots

Lunch Money4 screens
Spendtrails4 screens

Verdict

The call

The clearest difference is in-app purchases: Spendtrails at none against Lunch Money's 1. Lunch Money's advantage is update cadence (every 2 weeks vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Lunch Money sells 1 in-app purchase, starting at $150.00 per year. Spendtrails asks for nothing beyond the download.

UpkeepUpdate frequency

Lunch Money ships an update every 2 weeks, Spendtrails every 3 months. The most recent releases landed on November 12, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Lunch Money versus Spendtrails: the parameters behind the verdict, then further details
ParameterLunch MoneySpendtrails
PriceFreeFree
Rating4.8 (64 ratings) — better—
Positive reviews60.9% of reviews—
Number of ratings64 — better—
Update frequencyEvery 2 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree—
DevicesiPhoneiPhone, iPad — better
Requires iOS16.416.4
Further details — not scored
Size69 MB42 MB
Age rating4+4+
DeveloperLunchbag Labs IncSpendtrails LLC

In-app purchases

1 purchases

Lunch Money

Subscriptions1
  • Annual Subscription$150.001 Year
None

Spendtrails

No in-app purchases

Questions

Is Lunch Money free?
Lunch Money is free to download, with in-app purchases available.
Is Spendtrails free?
Spendtrails is free to download, with no in-app purchases.
Do Lunch Money or Spendtrails have ads?
Neither Lunch Money nor Spendtrails shows ads.
Which is updated more often, Lunch Money or Spendtrails?
Lunch Money ships an update every 2 weeks, and Spendtrails every 3 months. Most recently, Lunch Money was updated on November 12, 2026 and Spendtrails on October 31, 2026.

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