Comparison

Liquid Budget vs Pennra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Liquid Budget

Manage your finances with a digital envelope budgeting system. Track transactions, assign funds to categories, and monitor spending progress. Keep your accounts accurate and credit card debt clear with this intuitive finance tool.

Highlights
  • Transaction management
  • Envelope assignment
  • Account reconciliation
  • Budget overview
  • Credit card tracking
  • Multi-currency support
Features
Read full description

Key Features: - Transaction Management - Add, edit, and categorize transactions as they happen - Envelope Assignment - Allocate funds across your budget categories right from your phone - Account Reconciliation - Keep your accounts accurate with on-the-go reconciliation - Budget Overview - View your available balances and spending progress at a glance - Credit Card Tracking - Monitor payment allocations and manage credit card debt clearly - Transaction Search - Quickly find past transactions when you need them - Multi-Currency Support - Use any of our supported currencies and locale settings - Privacy First: No ads, no trackers — just your budget, your data. Liquid Budget Mobile syncs seamlessly with your main account, ensuring your budget is always up to date whether you're accessing it from your phone or computer. The intuitive interface makes it easy to stay on top of your finances while shopping, traveling, or simply away from your desk.

About

Pennra

Features
Read full description

Know exactly what you can safely spend after bills and savings. Pennra gives you a private, forward-looking budget without asking for your bank login. Pennra is a subscription app. A Pennra Premium membership, which starts with a 14-day free trial, is required to use the app and unlocks everything below. WHAT PENNRA PREMIUM INCLUDES Budget without the busywork Set budgets by category and see your spending update in real time. Pennra automatically recognizes your transactions and even shows merchant logos, so your activity is easy to read at a glance. See your whole financial picture Track every account, including checking, savings, credit, cash, and investments, and watch your net worth grow over time with clean charts and trends. Plan ahead with confidence Schedule recurring bills, income, and transfers. Use the paycheck planner to know exactly what's covered before your next payday. Reach your goals Set savings goals with target dates and monthly contributions, and watch your progress build. Track your investments Add holdings to follow your portfolio's value with live market prices, right alongside the rest of your money. Share with your household Sync across your devices and share with up to 4 people, so everyone stays on the same page. Private by design No ads. No selling your data. No tracking you across other apps. Your information is yours. SUBSCRIPTION DETAILS Pennra Premium is an auto-renewing subscription: - Monthly: $4.99 per month - Yearly: $39.99 per year Each plan starts with a 14-day free trial. Your subscription begins after the trial and automatically renews unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple Account at confirmation of purchase. Manage or cancel anytime in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pennra.com/privacy/

Screenshots

Liquid Budget4 screens
Pennra4 screens

Verdict

The call

The clearest difference is in-app purchases: Liquid Budget at none against Pennra's 2. Liquid Budget also leads on iOS requirement (16.4 vs 18.6). Pennra's advantage is update cadence (every 2 days vs weekly). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pennra sells 2 in-app purchases, starting at $4.99 per month. Liquid Budget asks for nothing beyond the download.

UpkeepUpdate frequency

Liquid Budget ships an update weekly, Pennra every 2 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Liquid Budget versus Pennra: the parameters behind the verdict, then further details
ParameterLiquid BudgetPennra
PriceFreeFree
Rating5.0 (31 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings31 — better—
Update frequencyWeeklyEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.4 — better18.6
Further details — not scored
Size56 MB25 MB
Age rating4+4+
DeveloperAnthony DePalmaJulian Harmon

In-app purchases

None

Liquid Budget

No in-app purchases

2 purchases

Pennra

Subscriptions2
  • Pennra Premium7 Days trial$4.991 Month
  • Pennra Premium7 Days trial$39.991 Year

Questions

Is Liquid Budget free?
Liquid Budget is free to download, with no in-app purchases.
Is Pennra free?
Pennra is free to download, with in-app purchases available.
Do Liquid Budget or Pennra have ads?
Neither Liquid Budget nor Pennra shows ads.
Which is updated more often, Liquid Budget or Pennra?
Liquid Budget ships an update weekly, and Pennra every 2 days. Most recently, Liquid Budget was updated on October 24, 2026 and Pennra on October 25, 2026.

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