Comparison

Combifi vs Spendie

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Combifi

Features
Read full description

Combifi β€” Shared money, finally clear. Money gets messy the moment it’s shared. Trips, rent, partners, friends, groups β€” suddenly it’s not your money or my money anymore. Combifi helps you see shared money clearly, without spreadsheets, awkward reminders, or silent resentment. What you can do with Combifi β€’ Track shared expenses naturally Record personal and group expenses in one place. No switching apps, no duplicated entries. β€’ See the full picture, instantly Understand total spending, balances, and contributions at a glance β€” not line by line. β€’ Review Financial Health Not just chart and numbers. We show clear signals: Safe, Improving, or Risky with your savings. β€’ Flexible split modes Split evenly, by amount, or settle later when life isn’t perfectly fair. β€’ Settle without friction Clear balances with a single tap β€” no chasing, no awkward conversations. β€’ Designed for real relationships For partners, trips, roommates, friends, and anyone tired of managing money like a project. β€’ Save and Share Your Account to Collect Money Create a "linktree" of your accounts In Combifi. Setup once, and share link to collect money every time. Combifi makes money management simple, smart, and rewarding. Terms of Use (Apple EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ General Terms of Service: https://combifi.app/terms

About

Spendie

Features
Read full description

Snap a receipt and Spendie reads the shop, date and amount for you β€” check it, then save it to your little ledger. SNAP RECEIPTS β€’ Take a photo or pick one from your album; AI reads it and you confirm before anything is saved β€’ Anything unclear is left blank for you β€” amounts are never guessed β€’ Or add an expense by hand in seconds UNDERSTAND YOUR SPENDING β€’ Spending by category: food & drinks, getting around, shopping, daily life, personal care and more β€’ Monthly budgets with gentle reminders β€’ Subscription tracking for every fixed charge β€’ Savings goals, a little at a time MONEY DIARY β€’ Each month turns into a cute diary page β€’ Share a 4:5 or 9:16 image, with amounts, shops and nickname hidden if you like TWO THEMES Sakura pink and misty blue β€” switch any time. Chinese and English. FREE AND MEMBERSHIP β€’ Manual entry, stats, budgets, subscriptions, savings goals and the money diary are free β€’ Every account gets 5 free AI receipt scans each month (reset on the 1st) β€’ Spendie Membership: 300 AI receipt scans a month (up to 50 a day) and no ads SUBSCRIPTION DETAILS β€’ Membership monthly RM14.90 / month; yearly RM159.90 / year (prices as shown in the App Store for your country) β€’ Payment is charged to your Apple ID. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period β€’ Manage or cancel any time in Settings > Apple ID > Subscriptions Privacy Policy: https://spendie.buildingchloe.com/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Combifi4 screens
Spendie4 screens

Verdict

The call

The clearest difference is ads: Combifi at none against Spendie's shown. Spendie's advantage is update cadence (every 5 days vs fortnightly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Combifi sells 2 in-app purchases, starting at $1.99 per month and Spendie sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Combifi ships an update fortnightly, Spendie every 5 days. The most recent releases landed on November 8, 2026 and November 10, 2026 respectively.

Scorecard2 real differences Β· 4 level
Combifi versus Spendie: the parameters behind the verdict, then further details
ParameterCombifiSpendie
PriceFreeFree
Update frequencyFortnightlyEvery 5 days β€” better
AdsNo β€” betterYes
In-app purchasesYesYes
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS15.115.0 β€” better
Further details β€” not scored
Size93 MB41 MB
Age rating4+4+
DeveloperLim Jian HueiLIEW YEW MEI

In-app purchases

2 purchases

Combifi

Subscriptions2
  • Combifi Month Pro Access$1.991 Month
  • Combifi Annual Pro Access7 Days trial$17.991 Year
2 purchases

Spendie

Subscriptions2
  • Membership (monthly)$2.991 Month
  • Membership (yearly)$34.991 Year

Questions

Is Combifi free?
Combifi is free to download, with in-app purchases available.
Is Spendie free?
Spendie is free to download, with in-app purchases available.
Do Combifi or Spendie have ads?
Spendie shows ads; Combifi does not.
Which is updated more often, Combifi or Spendie?
Combifi ships an update fortnightly, and Spendie every 5 days. Most recently, Combifi was updated on November 8, 2026 and Spendie on November 10, 2026.

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