Comparison

Futari vs Spendie

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Futari

Features
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Futari is a shared ledger made for two people. Not a cold money tracker — a place where two people note down each day together, and see it together. Look back, and you'll remember how that stretch of life felt. Record together, see together ・One ledger for both of you — who paid and how it splits is always clear. ・Automatic splitting and settle-up, so no one has to do the math in their head. ・One person can start first; the other joins later. Turn the days into a spectrum ・Expenses, income, and recurring entries build up into your shared record. ・Monthly review: at the start of each month, last month becomes a note the two of you write to each other. ・Trip ledger: open a separate ledger when you travel; it folds back into the main one when you return. More than money ・Keepsakes: car, home, child, pet, plant, insurance — note down the things you care about together. ・Multi-currency: record in the local currency abroad; it converts back to your home currency automatically. Use it with peace of mind ・End-to-end encryption: sensitive fields are encrypted with AES-256-GCM before they're stored — no plaintext in the database. ・Data is stored in Tokyo, Japan, protected by encrypted transport and access control. ・You can delete your account anytime from Settings. ・Free to use, on iOS / Android / Web. Two people, one ledger. Keep the days as light you can look back on.

About

Spendie

Features
Read full description

Snap a receipt and Spendie reads the shop, date and amount for you — check it, then save it to your little ledger. SNAP RECEIPTS • Take a photo or pick one from your album; AI reads it and you confirm before anything is saved • Anything unclear is left blank for you — amounts are never guessed • Or add an expense by hand in seconds UNDERSTAND YOUR SPENDING • Spending by category: food & drinks, getting around, shopping, daily life, personal care and more • Monthly budgets with gentle reminders • Subscription tracking for every fixed charge • Savings goals, a little at a time MONEY DIARY • Each month turns into a cute diary page • Share a 4:5 or 9:16 image, with amounts, shops and nickname hidden if you like TWO THEMES Sakura pink and misty blue — switch any time. Chinese and English. FREE AND MEMBERSHIP • Manual entry, stats, budgets, subscriptions, savings goals and the money diary are free • Every account gets 5 free AI receipt scans each month (reset on the 1st) • Spendie Membership: 300 AI receipt scans a month (up to 50 a day) and no ads SUBSCRIPTION DETAILS • Membership monthly RM14.90 / month; yearly RM159.90 / year (prices as shown in the App Store for your country) • Payment is charged to your Apple ID. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period • Manage or cancel any time in Settings > Apple ID > Subscriptions Privacy Policy: https://spendie.buildingchloe.com/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Futari4 screens
Spendie4 screens

Verdict

The call

The clearest difference is in-app purchases: Futari at none against Spendie's 2. Futari also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendie sells 2 in-app purchases, starting at $2.99 per month. Futari asks for nothing beyond the download.

UpkeepUpdate frequency

Futari ships an update weekly, Spendie every 5 days. The most recent releases landed on November 5, 2026 and November 10, 2026 respectively.

Scorecard2 real differences · 4 level
Futari versus Spendie: the parameters behind the verdict, then further details
ParameterFutariSpendie
PriceFreeFree
Update frequencyWeeklyEvery 5 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size18 MB41 MB
Age rating4+4+
DeveloperNan-Kuang LeeLIEW YEW MEI

In-app purchases

None

Futari

No in-app purchases

2 purchases

Spendie

Subscriptions2
  • Membership (monthly)$2.991 Month
  • Membership (yearly)$34.991 Year

Questions

Is Futari free?
Futari is free to download, with no in-app purchases.
Is Spendie free?
Spendie is free to download, with in-app purchases available.
Do Futari or Spendie have ads?
Spendie shows ads; Futari does not.
Which is updated more often, Futari or Spendie?
Futari ships an update weekly, and Spendie every 5 days. Most recently, Futari was updated on November 5, 2026 and Spendie on November 10, 2026.

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