Futari vs Spendie
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Futari
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Futari is a shared ledger made for two people. Not a cold money tracker — a place where two people note down each day together, and see it together. Look back, and you'll remember how that stretch of life felt. Record together, see together ・One ledger for both of you — who paid and how it splits is always clear. ・Automatic splitting and settle-up, so no one has to do the math in their head. ・One person can start first; the other joins later. Turn the days into a spectrum ・Expenses, income, and recurring entries build up into your shared record. ・Monthly review: at the start of each month, last month becomes a note the two of you write to each other. ・Trip ledger: open a separate ledger when you travel; it folds back into the main one when you return. More than money ・Keepsakes: car, home, child, pet, plant, insurance — note down the things you care about together. ・Multi-currency: record in the local currency abroad; it converts back to your home currency automatically. Use it with peace of mind ・End-to-end encryption: sensitive fields are encrypted with AES-256-GCM before they're stored — no plaintext in the database. ・Data is stored in Tokyo, Japan, protected by encrypted transport and access control. ・You can delete your account anytime from Settings. ・Free to use, on iOS / Android / Web. Two people, one ledger. Keep the days as light you can look back on.
Spendie
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Snap a receipt and Spendie reads the shop, date and amount for you — check it, then save it to your little ledger. SNAP RECEIPTS • Take a photo or pick one from your album; AI reads it and you confirm before anything is saved • Anything unclear is left blank for you — amounts are never guessed • Or add an expense by hand in seconds UNDERSTAND YOUR SPENDING • Spending by category: food & drinks, getting around, shopping, daily life, personal care and more • Monthly budgets with gentle reminders • Subscription tracking for every fixed charge • Savings goals, a little at a time MONEY DIARY • Each month turns into a cute diary page • Share a 4:5 or 9:16 image, with amounts, shops and nickname hidden if you like TWO THEMES Sakura pink and misty blue — switch any time. Chinese and English. FREE AND MEMBERSHIP • Manual entry, stats, budgets, subscriptions, savings goals and the money diary are free • Every account gets 5 free AI receipt scans each month (reset on the 1st) • Spendie Membership: 300 AI receipt scans a month (up to 50 a day) and no ads SUBSCRIPTION DETAILS • Membership monthly RM14.90 / month; yearly RM159.90 / year (prices as shown in the App Store for your country) • Payment is charged to your Apple ID. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period • Manage or cancel any time in Settings > Apple ID > Subscriptions Privacy Policy: https://spendie.buildingchloe.com/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Futari at none against Spendie's 2. Futari also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendie sells 2 in-app purchases, starting at $2.99 per month. Futari asks for nothing beyond the download.
Futari ships an update weekly, Spendie every 5 days. The most recent releases landed on November 5, 2026 and November 10, 2026 respectively.
| Parameter | Futari | Spendie |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | Every 5 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 18 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | Nan-Kuang Lee | LIEW YEW MEI |
In-app purchases
Futari
No in-app purchases
Spendie
- Membership (monthly)$2.991 Month
- Membership (yearly)$34.991 Year









