2Wallet Budget Expense Tracker vs Fiscify

Track spending, savings, and debt in one app. Free, with no ads and no sign-in to start. Record an expense in seconds, keep every account in its own currency, and see what you own and what you owe in a single total. Premium is optional, and 2Wallet works without it. Why 2Wallet • Free to use, with no ads • Works offline, and no account is needed to start • Each account in its own currency, totals in your base currency • Cash, cards, savings, and debts side by side • Assets, debts, and your net worth on one screen Accounts Create an account for everyday spending, cash, a card, a deposit, savings, or a debt. A debt can be money you owe or money owed to you, and you can mark it completed. Include an account in your total or leave it out, and archive an account you no longer use. Choose a name, an icon, and a color, and drag accounts into any order. Transactions Record an expense, an income, or a transfer between accounts. Type the amount on the built-in calculator. When two currencies are involved, 2Wallet fills in the converted amount from current rates. Add a note, set the date and time, and choose the account and category. Adjust a balance to match a statement or the cash in your pocket. A negative amount is labeled as a refund. Categories Start from Food, Transport, Home, Entertainment, and Shopping, and from Salary, Investment, and Other for income. Create your own categories, and add subcategories for a finer split. Set an icon and a color, drag to reorder, and archive a category you no longer need. Charts and history Review a day, a week, a month, a year, all time, or a custom range. A chart and category totals show how income and expenses split, in your base currency. Search by expense, income, or transfer, and filter by account, category, or words in your notes. Currencies Give each account its own currency and choose one base currency for totals. A trip or a foreign balance still fits one picture of your money. Set the number format and the symbol for a currency. Exchange rates refresh when the app starts, and saved rates stay available offline. Your records Accounts, categories, and transactions are stored on your device, and no sign-in is required. Sign in to tie the records to you. Premium cloud sync covers accounts, categories, and transactions, and restores them on a new device. The same account on two phones keeps one picture of a household budget. Personalize Choose a light theme, a dark theme, or the system setting. Pick an accent color. Open on Accounts, Categories, Transactions, or the last screen you used. Available in English, German, Spanish, French, Portuguese, Dutch, Polish, Turkish, Russian, Ukrainian, Hindi, Hungarian, Vietnamese, Japanese, Korean, Italian, Thai, Indonesian, and Chinese. Premium Premium is an optional auto-renewable subscription. It includes unlimited accounts, unlimited categories, and cloud sync. 2Wallet works without a subscription. Length and price are shown before you purchase. Payment is charged to your Apple ID at confirmation of purchase. A subscription renews automatically unless you turn off auto-renew at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before that period ends, at the price of the plan you selected. Manage or cancel a subscription in your App Store account settings. If a free trial is offered, any unused part of that trial is forfeited when you purchase a subscription. Prices depend on your location. Privacy Policy: https://blitz.do/2wallet_privacy.html Terms of Use: https://blitz.do/2wallet_terms.html Questions and ideas: qwertywayapps@gmail.com

AI expense tracker without bank linking. Log by voice, scan receipts, import statements, and see your Financial Health Score. Fiscify helps you manage your money with no bank login. Powered entirely by your own data. Spot wasted subscriptions, stick to a budget, and know exactly what to do next. Talk or type in plain English; our AI parses amounts, categories, and dates so you spend less time logging and more time understanding your money. WHY FISCIFY? • Natural language first: Type or speak a sentence like "$45 on sushi at Blue Fin last night" and the app fills in amount, payee, category, and date. No forms. (Free: 100 entries/month. Unlimited with Fiscify Plus.) • AI expense tracker: Intelligent extraction understands "coffee at Starbucks $5.99," "gas 32.50 Shell," and bulk entries so you can log in seconds. • Receipt scanner: Snap a photo of any receipt. AI extracts total, merchant, date, and category and creates the transaction for you. (Free: 15 scans/month. Unlimited with Fiscify Plus.) • Statement import: Upload bank statement PDFs, Excel, or CSV. AI extracts transactions so you can review and add them in one go. (Free: 3 imports/month. Up to 10/month with Fiscify Plus.) • Voice expense entry: Speak your expense hands-free; speech-to-text plus AI parsing means you can log on the go. • Budget planner that sticks: Set monthly budgets by category, see progress at a glance, and stay on track with a clear dashboard. (Free: up to 2 budgets. Unlimited with Fiscify Plus.) • Financial Health Score: One score for your spending control, budget adherence, savings rate, and debt trajectory, with a clear next step to improve it. (Free: current score. Fiscify Plus unlocks your full score history.) • Subscription Hunter: Fiscify scans your transactions for recurring charges from streaming, apps, and memberships, so you can spot subscriptions quietly draining your budget and cancel what's not worth it. • Recurring bills, tracked automatically: See exactly when every recurring bill or subscription is due next. (Fiscify Plus catches more repeating charges and lets you choose when you get nudged.) • Debt payoff timeline: See every balance in one place with an estimated payoff date based on your own payments. (Fiscify Plus adds what-if scenarios for extra payments.) • AI-powered financial insights: Ranked, descriptive insights into your spending, budget recommendations, and anomalies. Unlock unlimited insights with Fiscify Plus. • One dashboard: Account balances, budget overview, cash flow (Sankey), Spending Runway, top categories, latest transactions, and duplicate/uncategorized surfacing. • Full expense control: Edit categories, add notes and tags, attach receipts, and manage multiple accounts. (Free: up to 2 accounts. Unlimited with Fiscify Plus.) • Transaction history: Free plan includes 90 days of history. Fiscify Plus unlocks your full history. Fiscify is built for people who want intelligent finance without the hassle: natural language and AI do the heavy lifting so you can focus on your financial health and goals. FISCIFY PLUS SUBSCRIPTION Fiscify Plus is an auto-renewable subscription that unlocks the full experience. • Monthly plan: $7.99/month • Annual plan: $49.99/year Payment will be charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period. You can manage and cancel your subscription at any time in iPhone Settings > Apple ID > Subscriptions. No refunds for the unused portion of a term. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://fiscify.com/privacy-policy