MaxWorth vs SplitBear

MaxWorth is a privacy-first credit card benefits tracker: recurring credits, annual-fee ROI, card-linked offers and cashback portal rates — without connecting a bank account. TRACK EVERY BENEFIT, NEVER MISS A DOLLAR Add your credit cards and instantly see all your benefits — statement credits, hotel perks, lounge access, insurance coverage, and more. MaxWorth tracks monthly, quarterly, and annual benefits with smart status tracking so you always know what you've used and what's expiring soon. PRIVACY BY DESIGN MaxWorth never asks for your bank login. No Plaid, no account credentials, no transaction data. You tell MaxWorth which cards you hold; everything else comes from our verified card database. SMART REMINDERS THAT SAVE YOU MONEY Get timely push notifications before your benefits expire. Never forget an airline fee credit, streaming credit, or dining credit again. Annual fee reminders help you decide whether to keep or cancel each card. BEST CARD RECOMMENDATIONS Wondering which card to swipe? MaxWorth instantly shows you the best card for every spending category — dining, groceries, gas, travel, streaming, and more. Nearby merchant detection recommends the optimal card based on your location. 1-TAP ACTIVATE ALL CREDIT CARD OFFERS Manage your eligible Amex and Chase offers with the MaxWorth Chrome extension: activate every offer in one click, then track, favorite, and organize them in the app. CASHBACK PORTAL RATES Compare cashback and miles rates across 17 shopping portals for 14,000+ stores, checked daily, and see which offers stack with your card-linked deals. 6 AI-POWERED ASSISTANTS - Spending Optimizer: Best card for every purchase - Trip Optimizer: Maximize travel benefits and bookings - Benefit Concierge: Personalized benefit recommendations - Card Advisor: Find your next best credit card - Retention Negotiator: Tips to negotiate better offers - Points Guru: Transfer and redemption strategies POINTS & MILES TRACKER Track reward balances across all programs — credit card points, airline miles, hotel points, and cash back — all in one place. U.S., CANADA & AUSTRALIA Supported credit cards from every major issuer: Amex, Chase, Citi, Capital One, Bank of America, Barclays, Discover, Wells Fargo, U.S. Bank, plus the major Canadian and Australian banks. MaxWorth is an independent app and is not affiliated with, endorsed by, sponsored by, or otherwise connected to American Express, Chase, Citi, Capital One, Bank of America, or any other card issuer. All trademarks, product names, and brand logos referenced are the property of their respective owners and are used solely for descriptive and compatibility purposes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://bristle-vise-fa8.notion.site/MaxWorth-Privacy-Policy-1fcd8ff9196980c49a56f72cc0df6bdf

Tired of awkward "you owe me" conversations? SplitBear makes splitting expenses effortless. Whether you're sharing rent with roommates, splitting a dinner tab, or tracking costs on a group trip, SplitBear handles the math so you can focus on the fun. ADD AN EXPENSE IN SECONDS Tap the amount, pick who paid, and you're done. SplitBear splits it evenly by default, or customize the split by percentage or individual items. Import recent Apple Pay transactions with one tap, or snap a receipt and SplitBear reads the total automatically. SEE WHO OWES WHAT — INSTANTLY Open any group to see your balance at a glance. SplitBear uses a smart algorithm that minimizes the number of payments needed, so instead of everyone paying everyone, you settle up in fewer steps. Send friendly payment reminders with a tap when balances are overdue. BUILT FOR EVERY GROUP Create unlimited groups for different circles — roommates, trips, couples, friend dinners. Multi-currency support with live exchange rates for international trips. Save expense templates for recurring bills like rent and utilities. Set balance threshold alerts so you know when debts are getting large. Export expenses to CSV for your records. SMART FEATURES THAT SAVE TIME Receipt scanner reads totals, merchant names, and dates automatically. Quick-add from your home screen with long-press shortcuts. Spending insights with charts showing where your money goes. Smart settle-up suggestions based on your group's patterns. DESIGNED FOR PRIVACY No ads. No tracking. No data collection. Your expenses are processed entirely on your device and never shared with third parties. Optional sync keeps groups updated across devices. Free covers up to three active groups, with ten expenses in each. SplitBear Pro ($3.99/month) lifts the expense limit on up to three groups — and you can split the subscription cost with your group right from the app. Terms of Use: https://splitbear.app/terms.html Privacy Policy: https://splitbear.app/privacy.html