Legacy vs CheckStream

All new app - We Craft Financial Solutions Banking is easier than ever with the Legacy Credit Union Mobile Banking app! Access all of your accounts on the go! Sign-in is quick and you can breeze through payments, transfers, check deposits and more with just a few taps. Enjoy a 360 view of your relationship with Legacy, including accounts which you are a joint owner. Apply for new accounts, become a member, or locate your nearest branch or ATM. FEATURES: - View balances and export statements - Pay bills and take care of loans - Activate a debit or credit card and add to your mobile wallet - Move money with ease - Stay informed when you enable alerts and purchase notifications - Enable push notifications to keep you up to date - Instantly lock your cards from anywhere - Get answers via secure chat within the app - Monitor your credit score from any device - Setup and transfer funds from your accounts at other institutions Download the app for a better way to manage your money with Legacy. Contact Us www.legacycreditunion.com 205-930-5000 @LegacyCU

CheckStream is a checkbook register built for real households — the way you'd balance a checkbook by hand, brought into the modern age and shared with the people who need it. TRACK EVERY ACCOUNT Add as many bank accounts as you need. Each one shows your Current Balance, Uncleared Credit, Uncleared Debit, and — most importantly — your Available Balance, so you always know what you can actually spend. RECONCILE WITH CONFIDENCE Just like the paper register you grew up with: outstanding transactions stay in one list, and a single tap moves them to Reconciled once they clear. Search and filter by category, merchant, or amount to find anything in seconds. NEVER FORGET A BILL Set up recurring transactions — rent, subscriptions, paychecks — and CheckStream posts them automatically on schedule: weekly, biweekly, monthly, yearly, or a specific day of the month. SEE THE WHOLE PICTURE Your Home screen splits Bank Accounts from Debts, with running totals for Assets, Liabilities, and Net Worth. Monthly Reports break down spending by category with a pie chart and percentages — tap any category to see exactly which charges make it up. PAY OFF DEBT ON PURPOSE Track credit cards, car loans, and mortgages with balance, interest rate, and monthly payment. CheckStream calculates your payoff date and total interest automatically, and updates the balance each month as payments post. SHARE WITH YOUR HOUSEHOLD One tap shares every account and debt with a spouse or family member through iCloud — no separate accounts, no passwords to manage. Everything you enter, they see. Everything they enter, you see. In real time. BUILT FOR PRIVACY Your financial data lives in your own iCloud account, not on a company's servers. CheckStream never sees your data, never sells it, and never shows ads. CheckStream doesn't link to your bank — you enter transactions yourself, the way you always have. That's by design: no bank credentials to hand over, no subscription fees, no middleman. Just a clear, honest picture of your money, kept exactly the way you and your family want it.