Comparison

Simple Income & Expense vs BudgetLoop

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Income & Expense

Features
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Create income and expense lists easily on your smartphone. This app helps you record and manage income and expenses in a simple way. You can use it for many situations, such as household budgeting, event costs, travel expenses, hobby budgets, side job income and expenses, and small personal money records. Just enter your income and expenses to quickly check totals and your overall balance. You can also record dates, labels, notes, and payment methods, making it easy to review your records later. Simple and easy to use, with no account registration required. You can start creating and editing income and expense lists right away without complicated settings. ■ Features ・Intuitive operation A simple and easy-to-understand UI / UX. Even first-time users can create income and expense lists without confusion. ・Income and expense management Record income and expenses separately. Manage daily money flow for household budgets, events, travel, side jobs, and more. ・Check totals Easily check total income, total expenses, and overall balance. Quickly understand your current financial balance from the items you entered. ・Graph view View income and expense trends with graphs. Understand changes by date and the overall flow visually. ・Category and label management Set labels for each item. Organize your records by purpose, such as food, transportation, communication, fixed expenses, shopping, and savings. ・Grouping Use headers to group items. Manage monthly income, fixed expenses, daily spending, planned expenses, and notes in an easy-to-read way. ・Notes Add notes to each income or expense item. Record purchase details, payees, additional information, or anything you want to check later. You can also use it as a memo for planned expenses or shopping items when the amount is not yet decided. ・Date and payment method Record payment date/time and payment method. Organize payment details such as credit card, e-money, bank transfer, and direct debit. ・Flexible design Set colors for each item. Organize items visually by category, purpose, or importance. ・Export and share Export and share your income and expense data. Useful for backups and use on other devices. ・Excel / CSV / Markdown export Export income and expense lists in formats such as Excel, CSV, and Markdown. You can check the data in spreadsheet software or use it in other documents. ・Ready to use No account registration required. Start managing income and expenses whenever you need. ・Dark theme support Dark theme is supported, making the app comfortable to use at night. Recommended for anyone who wants to record income and expenses easily on a smartphone, manage household or event costs simply, or understand daily money flow more clearly.

About

BudgetLoop

Features
Read full description

See exactly where your money goes this month, and how much is left. BudgetLoop is a monthly budget tracker for iPhone that works completely offline. No account, no sign-up, no bank connection. HOW IT WORKS Set a monthly budget, log income and expenses in a few taps, and watch your remaining budget update instantly. The number you actually need is on the first screen, not three menus deep. CATEGORIES AND LIMITS Rent, groceries, transport, bills, entertainment, dining out, health and other are ready to use. Add unlimited custom categories with their own icon and colour. Give any category its own monthly limit. The progress bar switches to a warning colour at 90% and above. CHARTS THAT MAKE SENSE - Daily spending bars for the current period - Spending by category as a donut chart - A 6-month trend, so you can see whether things are actually improving A MONTH THAT MATCHES YOUR PAYDAY Your budget cycle does not have to start on the 1st. Choose any day from 1 to 28 so the month lines up with when you actually get paid. OFFLINE AND PRIVATE Everything is stored on your iPhone and nowhere else. There is no server, no account, no analytics and no tracking. The app never asks for internet access because it never needs it. That is how it is built, not a promise we are making. ALSO INSIDE - 30+ currencies with correct local formatting - 26 interface languages - OLED dark theme, a light theme, or follow the system - CSV export of every transaction - iPhone, iOS 17 or later PRICING Try everything free for 7 days, no payment details needed. After that, keep BudgetLoop with a one-time purchase you own forever, or choose a yearly plan instead. A subscription is not required. WHAT BUDGETLOOP DOES NOT DO It does not connect to your bank. You enter transactions yourself, in a few seconds. That is deliberate, so nothing gets miscategorised behind your back and no credentials ever leave your hands. Your financial data stays on your iPhone. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ecomcg90-gif.github.io/budgetloop-site/privacy.html

Screenshots

Simple Income & Expense4 screens
BudgetLoop4 screens

Verdict

The call

The clearest difference is update cadence: BudgetLoop at weekly against Simple Income & Expense's every 3 weeks. Simple Income & Expense's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Income & Expense sells 2 in-app purchases, starting at $1.99 per month and BudgetLoop sells 2 in-app purchases, starting at $8.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Simple Income & Expense ships an update every 3 weeks, BudgetLoop weekly. The most recent releases landed on October 24, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 3 level
Simple Income & Expense versus BudgetLoop: the parameters behind the verdict, then further details
ParameterSimple Income & ExpenseBudgetLoop
PriceFreeFree
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better17.0
Further details — not scored
Size50 MB2 MB
Age rating4+4+
DeveloperYUKI TANAIKECEM GOKCE

In-app purchases

2 purchases

Simple Income & Expense

Subscriptions2
  • Simple Expense Pro (Monthly)$1.991 Month
  • Simple Expense Pro (Annual)$18.001 Year
2 purchases

BudgetLoop

Subscriptions1
  • Yearly Plan$8.991 Year
One-time1
  • Lifetime Access$17.99

Questions

Is Simple Income & Expense free?
Simple Income & Expense is free to download, with in-app purchases available.
Is BudgetLoop free?
BudgetLoop is free to download, with in-app purchases available.
Do Simple Income & Expense or BudgetLoop have ads?
Neither Simple Income & Expense nor BudgetLoop shows ads.
Which is updated more often, Simple Income & Expense or BudgetLoop?
Simple Income & Expense ships an update every 3 weeks, and BudgetLoop weekly. Most recently, Simple Income & Expense was updated on October 24, 2026 and BudgetLoop on October 9, 2026.

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