Comparison

Spending Tracker vs Perqly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

This privacy-focused personal finance manager helps you track expenses, manage budgets, and monitor cash flow with a clean, distraction-free design. It offers features like multi-currency support, offline functionality, and Apple Pay automation for effortless money management.

Highlights
  • Expense logging and categorization
  • Multi-currency tracking
  • Offline functionality
  • Apple Pay automation
  • Budget creation and monitoring
  • Multiple account management
Features
Read full description

Spending Tracker: Cash Counter The simple, privacy-focused personal finance manager. Track expenses, manage cash flow, and take control of your money with ease. Spending Tracker: Cash Counter is your all-in-one app for smarter money management. Quickly log expenses, organize budgets, and monitor your financial habits – all in a clean, distraction-free design. Smarter Expense Tracking - Log your spending in seconds and categorize it for deeper insights - Supports multi-currency tracking with secure iCloud sync - Works offline to keep your data private and accessible anytime - Apple Pay Automation Automatically record Apple Pay purchases to save time and keep your cash counter accurate Budgeting Made Easy - Create budgets and monitor your progress with clear charts and summaries - Understand your spending habits and make smarter financial choices Manage Multiple Accounts - Track cash, cards, and wallets in one place - Transfer between accounts and stay organized effortlessly Your Privacy Matters - No sign-up - No ads - No tracking Your data stays safe and under your control Your Money, Simplified Whether you’re planning a budget, tracking daily expenses, or managing cash flow, Spending Tracker: Cash Counter makes personal finance stress-free. Download now and start managing your finances with confidence. This app is licensed under Apple’s Standard End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Perqly

This app helps you maximize credit card benefits by tracking rewards, expiration dates, and progress. It covers over 200 cards from major banks and keeps all your data private on your device.

Highlights
  • Tracks 200+ credit cards
  • Maximizes card benefits
  • Visual benefit progress bars
  • Calendar sync with alerts
  • Total privacy, no account linking
  • Custom categories and search
Features
Read full description

# NEVER MISS A CREDIT CARD BENEFIT AGAIN Stop leaving money on the table. Perqly tracks every credit card benefit so you maximize every dollar. ## WHAT YOU GET **200+ CARDS COVERED** Chase, Amex, Capital One, Citi, and 12 more major banks **SMART TRACKING** • Visual progress bars for all benefits • Calendar sync with expiration alerts • Custom categories and search **TOTAL PRIVACY** No account linking. All data stays on your device. ## PERFECT FOR Travel hackers • Card churners • Rewards optimizers Download Perqly today.

Screenshots

Spending Tracker4 screens
Perqly4 screens

Verdict

The call

The clearest difference is in-app purchases: Perqly at none against Spending Tracker's 2. Perqly also leads on iOS requirement (16.1 vs 18.0). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 2 in-app purchases, starting at $2.99 per 7 days. Perqly asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Spending Tracker against 5.0 for Perqly. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

UpkeepUpdate frequency

Spending Tracker ships an update every 10 days, Perqly fortnightly. The most recent releases landed on October 16, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 6 level
Spending Tracker versus Perqly: the parameters behind the verdict, then further details
ParameterSpending TrackerPerqly
PriceFreeFree
Rating5.0 (1 ratings)5.0 (2 ratings)
Number of ratings12 — better
Update frequencyEvery 10 days — betterFortnightly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone
Requires iOS18.016.1 — better
Further details — not scored
Size11 MB69 MB
Age rating4+4+
DeveloperAitolkyn AbdulvakhapovaPerqly LLC

Customer experience

Spending Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Perqly

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Spending Tracker

Subscriptions2
  • Weekly Plan3 Days trial$2.997 Days
  • Yearly Plan$19.991 Year
None

Perqly

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Perqly free?
Perqly is free to download, with no in-app purchases.
Which has better reviews, Spending Tracker or Perqly?
Spending Tracker and Perqly are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.
Do Spending Tracker or Perqly have ads?
Neither Spending Tracker nor Perqly shows ads.
Which is updated more often, Spending Tracker or Perqly?
Spending Tracker ships an update every 10 days, and Perqly fortnightly. Most recently, Spending Tracker was updated on October 16, 2026 and Perqly on October 24, 2026.

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