Comparison

BorçKolay vs PayPlan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BorçKolay

Features
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BorçKolay, kişisel finans yönetiminizi kolaylaştıran, modern ve kullanıcı dostu bir finansal yönetim uygulamasıdır. Borçlarınızı, alacaklarınızı ve varlıklarınızı tek bir platformda yönetmenizi sağlar. Öne Çıkan Özellikler: Borç ve Alacak Takibi: Tüm borç ve alacaklarınızı detaylı bir şekilde kaydedin ve takip edin Varlık Yönetimi: Mevcut varlıklarınızı kategorize edin ve değerlerini takip edin Detaylı İstatistikler: Finansal durumunuzu grafikler ile analiz edin Bildirim Sistemi: Önemli finansal tarihleri kaçırmayın Kullanıcı Dostu Arayüz: Modern ve sezgisel tasarım Veri Yedekleme: Tüm verileriniz güvenli bir şekilde bulutta saklanır Gizlilik Odaklı: Kişisel finansal verileriniz güvenle korunur "Borçkolay, banka, finans kurumu, ödeme kuruluşu veya elektronik para kuruluşu değildir. 6493 sayılı kanun kapsamında lisanslı bir finansal hizmet sağlayıcısı değildir. Kullanıcılar arasında ödeme aracı olarak çalışmaz." Kullanıcı Sözleşmesi: https://borckolay.com/kullanici-sozlesmesi

About

PayPlan

Features
Read full description

Take full control of your expenses with PayPlan! Managing your credit card installments, monthly payments, and budget has never been this safe and easy. Developed for those who are tired of complex finance apps, PayPlan is a practical budget assistant that works completely offline and stores your data solely on your device. WHY PayPlan ? View the installments across all your cards and your fixed monthly expenses on a single screen, without getting lost between banking apps. Avoid surprises by knowing your future debt load in advance. KEY FEATURES: SMART INSTALLMENT TRACKING: Enter your credit card expense and select the number of installments. The app automatically divides and organizes your payments across the upcoming months. MONTHLY PAYMENT PLAN: How much do you have to pay in the coming months? Analyze your total debt status for future months at a single glance. 100% OFFLINE USAGE: Add expenses and control your budget on the subway, on a plane, or anywhere without an internet connection. COMPLETE PRIVACY AND SECURITY: Your financial data is never sent to our servers or the cloud. All information is kept solely in your own phone's memory. NO MEMBERSHIP OR LOGIN: Start using the app the moment you download it, without the hassle of creating an account. SIMPLE AND MODERN INTERFACE: Financial management is now highly enjoyable with its easy-on-the-eyes, fast, and user-friendly design. WHO IS IT FOR? Those who struggle to keep track of their credit card installments, Those who want to make ends meet more comfortably, Privacy-focused users who do not want to upload their financial data to the cloud. Download PayPlan now and start managing your budget today!

Screenshots

BorçKolay4 screens
PayPlan4 screens

Verdict

The call

The clearest difference is in-app purchases: PayPlan at none against BorçKolay's 3. PayPlan also leads on ads (none vs shown) and update cadence (daily vs every 3 weeks). BorçKolay's advantage is iOS requirement (13.0 vs 16.4). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BorçKolay sells 3 in-app purchases, starting at $2.99 per month. PayPlan asks for nothing beyond the download.

UpkeepUpdate frequency

BorçKolay ships an update every 3 weeks, PayPlan daily. The most recent releases landed on September 30, 2026 and October 2, 2026 respectively.

Scorecard4 real differences · 2 level
BorçKolay versus PayPlan: the parameters behind the verdict, then further details
ParameterBorçKolayPayPlan
PriceFreeFree
Update frequencyEvery 3 weeksDaily — better
AdsYesNo — better
In-app purchasesYesNo — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better16.4
Further details — not scored
Size97 MB41 MB
Age rating4+4+
DeveloperAykan DemirciMuhammet Yakupoglu

In-app purchases

3 purchases

BorçKolay

Subscriptions3
  • Başlangıç Planı$2.991 Month
  • Dengeli Plan$12.996 Months
  • Ekonomik Plan$22.991 Year
None

PayPlan

No in-app purchases

Questions

Is BorçKolay free?
BorçKolay is free to download, with in-app purchases available.
Is PayPlan free?
PayPlan is free to download, with no in-app purchases.
Do BorçKolay or PayPlan have ads?
BorçKolay shows ads; PayPlan does not.
Which is updated more often, BorçKolay or PayPlan?
BorçKolay ships an update every 3 weeks, and PayPlan daily. Most recently, BorçKolay was updated on September 30, 2026 and PayPlan on October 2, 2026.

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