BorçKolay vs Debt & IOU Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BorçKolay
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BorçKolay, kişisel finans yönetiminizi kolaylaştıran, modern ve kullanıcı dostu bir finansal yönetim uygulamasıdır. Borçlarınızı, alacaklarınızı ve varlıklarınızı tek bir platformda yönetmenizi sağlar. Öne Çıkan Özellikler: Borç ve Alacak Takibi: Tüm borç ve alacaklarınızı detaylı bir şekilde kaydedin ve takip edin Varlık Yönetimi: Mevcut varlıklarınızı kategorize edin ve değerlerini takip edin Detaylı İstatistikler: Finansal durumunuzu grafikler ile analiz edin Bildirim Sistemi: Önemli finansal tarihleri kaçırmayın Kullanıcı Dostu Arayüz: Modern ve sezgisel tasarım Veri Yedekleme: Tüm verileriniz güvenli bir şekilde bulutta saklanır Gizlilik Odaklı: Kişisel finansal verileriniz güvenle korunur "Borçkolay, banka, finans kurumu, ödeme kuruluşu veya elektronik para kuruluşu değildir. 6493 sayılı kanun kapsamında lisanslı bir finansal hizmet sağlayıcısı değildir. Kullanıcılar arasında ödeme aracı olarak çalışmaz." Kullanıcı Sözleşmesi: https://borckolay.com/kullanici-sozlesmesi
Debt & IOU Tracker
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Who owes you, and who do you owe? Keep every debt and loan in one place, see your net balance at a glance, and track payments and due dates with ease. Money lent to a friend, family IOUs, rent, shop tabs: all organized, clear and free of confusion. FEATURES • Per-person debts and loans with automatic net balance • Partial payments and payment history • Installment plans: down payment plus 2-36 installments • Due dates, per-entry payment reminders and a weekly summary notification • Per-entry currency: lira, dollar, euro, pound and 9 more currencies, plus gram, quarter, half and full gold. No exchange rates are applied; each currency keeps its own total • Books: Personal, Family and Business books are ready to use • Payment method: cash, card, bank transfer, cheque, promissory note • Collection Center: today, next 7 days, next 30 days and overdue entries on one screen • Export the whole ledger as CSV/Excel • Share a balance via WhatsApp, pick people from Contacts • App lock with Face ID / Touch ID • Home Screen and Lock Screen widgets • iCloud backup: if you turn it on, your ledger is backed up to iCloud and comes back on your new device PREMIUM • Unlimited entries and installment plans (the free version holds 10 entries) • PDF account statement and per-person CSV/Excel • Attach receipt and transfer photos • Personal SMS / WhatsApp reminder messages • 30-day due-date flow, overdue aging and period report in the Collection Center • Create your own books (Shop, Roommates...) • Monthly recurring entries: rent, fees and allowance are added automatically Premium is available as a weekly, monthly or yearly subscription, or as a one-time Lifetime purchase. PRIVACY: No account needed. Your entries are kept on your device; if you turn on iCloud backup they are backed up to your own iCloud account. Receipt photos stay on your device only. Subscriptions renew automatically at the end of each period; cancel any time in your Apple Account settings. The Lifetime purchase is a one-time payment and does not renew. Support: dijitalpilot.com TERMS AND PRIVACY Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://dijitalpilot.com/privacy
Screenshots
Verdict
The clearest difference is ads: Debt & IOU Tracker at none against BorçKolay's shown. Debt & IOU Tracker also leads on update cadence (every 4 days vs every 3 weeks). BorçKolay's advantage is iOS requirement (13.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BorçKolay sells 3 in-app purchases, starting at $2.99 per month and Debt & IOU Tracker sells 4 in-app purchases, starting at $9.99 per 7 days. Whichever you choose, the download price is not the number that matters.
BorçKolay ships an update every 3 weeks, Debt & IOU Tracker every 4 days. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.
| Parameter | BorçKolay | Debt & IOU Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 4 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 97 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Aykan Demirci | DIJITAL PILOT REKLAM SANAYI TICARET LIMITED SIRKETI |
In-app purchases
BorçKolay
- Başlangıç Planı$2.991 Month
- Dengeli Plan$12.996 Months
- Ekonomik Plan$22.991 Year
Debt & IOU Tracker
- Weekly Premium$9.997 Days
- Monthly Premium$19.991 Month
- Yearly Premium3 Days trial$39.991 Year
- Lifetime Premium$39.99
Questions
Is BorçKolay free?
Is Debt & IOU Tracker free?
Do BorçKolay or Debt & IOU Tracker have ads?
Which is updated more often, BorçKolay or Debt & IOU Tracker?
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