Comparison

Fluidkey vs Splitap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fluidkey

Effortlessly manage your on-chain funds with powerful automations and enhanced privacy. This self-custodial solution puts you in control, allowing seamless asset management across multiple blockchains.

Highlights
  • Automated fund management
  • Enhanced transaction privacy
  • Self-custodial control
  • Multi-chain asset management
  • Seamless sending
Features
Read full description

Fluidkey, the home for your digital assets. Trusted by 24,000+ people moving over $840M worldwide. Why people pick Fluidkey: - Put your assets to work - your balance can start working for you the moment funds arrive. No lock-ups, nothing to set up. - Access global assets - hold and manage 100s of global assets, all in one place. - Move funds globally - send and receive across borders in just a few taps. - Better privacy - every incoming payment lands in a fresh stealth address, so your financial life stays yours. - You're in control - Fluidkey is self-custodial, only you control your funds and can recover them at any time, even without Fluidkey.

About

Splitap

Features
Read full description

Splitap makes it easy to track shared expenses with friends, roommates, couples, and travel groups. Create groups, add expenses in seconds, and automatically calculate who owes what. Whether you’re traveling, sharing rent, planning events, or managing daily expenses, Splitap keeps everything organized and transparent. Features • Split expenses with friends and groups • Real-time balance tracking • Smart debt and settlement calculations • Receipt scanning and expense attachments • Multiple split methods (equal, percentage, custom amounts) • Travel-friendly group expense management • AI agent integrations for intelligent expense assistance and automation • Clean activity history and payment tracking • Fast, modern, and simple interface Splitap helps groups spend less time calculating and more time enjoying the moment.

Screenshots

Fluidkey3 screens
Splitap4 screens

Verdict

The call

The clearest difference is in-app purchases: Fluidkey at none against Splitap's 7. Fluidkey also leads on update cadence (every 2 weeks vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitap sells 7 one-off in-app purchases. Fluidkey asks for nothing beyond the download.

UpkeepUpdate frequency

Fluidkey ships an update every 2 weeks, Splitap monthly. The most recent releases landed on July 26, 2026 and September 13, 2026 respectively.

Scorecard2 real differences · 8 level
Fluidkey versus Splitap: the parameters behind the verdict, then further details
ParameterFluidkeySplitap
PriceFreeFree
Rating3.7 (3 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size92 MB56 MB
Age rating12+4+
DeveloperFluid Privacy SATaulant Mehmeti

In-app purchases

None

Fluidkey

No in-app purchases

7 purchases

Splitap

One-time7
  • Create 1 Group$0.99
  • 30 Scan Credits$0.99
  • Group Slot + 30 Scans$1.49
Show 4 more
  • 60 Scan Credits$1.79
  • Group Slot + 60 Scans$2.29
  • 100 Scan Credits$2.49
  • Group Slot + 100 Scans$2.99

Questions

Is Fluidkey free?
Fluidkey is free to download, with no in-app purchases.
Is Splitap free?
Splitap is free to download, with in-app purchases available.
Do Fluidkey or Splitap have ads?
Neither Fluidkey nor Splitap shows ads.
Which is updated more often, Fluidkey or Splitap?
Fluidkey ships an update every 2 weeks, and Splitap monthly. Most recently, Fluidkey was updated on July 26, 2026 and Splitap on September 13, 2026.

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