Fluidkey vs Splitap
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fluidkey
Effortlessly manage your on-chain funds with powerful automations and enhanced privacy. This self-custodial solution puts you in control, allowing seamless asset management across multiple blockchains.
- Automated fund management
- Enhanced transaction privacy
- Self-custodial control
- Multi-chain asset management
- Seamless sending
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Fluidkey, the home for your digital assets. Trusted by 28,000+ people moving over $1b worldwide. Why people pick Fluidkey: - Put your assets to work - your balance can start working for you the moment funds arrive. No lock-ups, nothing to set up. - Access global assets - hold and manage 100s of assets, all in one place. - Move funds globally - send and receive across borders in just a few taps. - Better privacy - every incoming payment lands in a fresh stealth address, so your financial life stays yours. - You're in control - Fluidkey is self-custodial, only you control your funds and can recover them at any time, even without Fluidkey.
Splitap
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Splitap makes it easy to track shared expenses with friends, roommates, couples, and travel groups. Create groups, add expenses in seconds, and automatically calculate who owes what. Whether you're traveling, sharing rent, planning events, or managing daily expenses, Splitap keeps everything organized and transparent. Features • Split expenses with friends and groups • Real-time balance tracking • Smart settlement: clear every balance with the fewest payments • Receipt scanning that fills in the items for you • Split equally, by percentage, by custom amounts, or by item • Nearby sharing: hold your phones together to join a group or split a bill • Multi-currency groups with automatic exchange rates • Counters for the non-money stuff: who drove, who hosted, who cooked • Clean activity history and payment tracking Splitap helps groups spend less time calculating and more time enjoying the moment.
Screenshots
Verdict
The clearest difference is in-app purchases: Fluidkey at none against Splitap's 7. Fluidkey also leads on update cadence (every 2 weeks vs monthly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitap sells 7 one-off in-app purchases. Fluidkey asks for nothing beyond the download.
Fluidkey ships an update every 2 weeks, Splitap monthly. The most recent releases landed on October 14, 2026 and October 1, 2026 respectively.
| Parameter | Fluidkey | Splitap |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (3 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 92 MB | 57 MB |
| Age rating | 12+ | 4+ |
| Developer | Fluid Privacy SA | Taulant Mehmeti |
In-app purchases
Fluidkey
No in-app purchases
Splitap
- Create 1 Group$0.99
- 30 Scan Credits$0.99
- Group Slot + 30 Scans$1.49
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- 60 Scan Credits$1.79
- Group Slot + 60 Scans$2.29
- 100 Scan Credits$2.49
- Group Slot + 100 Scans$2.99









