Comparison

Debtyy vs Splitap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debtyy

Easily track money lent to friends or borrowed from family. Record payments, set reminders, and manage all your personal loans and IOUs in one private place. Focuses solely on interpersonal debt, not general expenses.

Highlights
  • Track interpersonal debts
  • Record partial payments
  • Set custom reminders
  • Offline-first functionality
  • iCloud sync
  • Privacy-focused
Features
Read full description

Lent money to a friend and forgot about it? Debtyy remembers who owes you, how much and when it's due — and helps you get it back without awkward conversations. WHY DEBTYY • One place for every personal debt: who owes you and who you owe • Partial payments with full history and a progress bar • Gentle reminders before, on and after the due date — shown only to you, never sent to your friends • Share a debt as a clean card in one tap: amount, due date and progress, ready for iMessage, WhatsApp or Telegram • Lock the app with Face ID or Touch ID, debts stay hidden in the app switcher (Pro) • Statistics per person and an archive of closed debts • Attach photos or PDFs: receipts, transfers, IOU notes • Export everything to CSV or PDF (Pro) • Works offline; optional iCloud sync between iPhone and iPad (Pro) • No accounts, no ads, no tracking — your data lives on your device or in your own iCloud HOW IT WORKS 1. Add a debt in seconds: person, amount, due date, note. 2. Log payments as they come in. 3. Get a reminder when it's due — or send a friendly card yourself. 4. Close the debt and keep the history. FREE AND PRO Debtyy is free for up to 3 active debts. Debtyy Pro unlocks unlimited debts, iCloud sync, Face ID lock, export, themes and app icons. Monthly or yearly, cancel anytime in your Apple ID settings. PRIVACY Debtyy never asks for a login and never contacts the people you owe or who owe you. Reminders are local notifications for you only. Debtyy is built for personal debts between people — money lent to friends, borrowed from family, split trips and dinners. It is not a budgeting or expense app. Questions or ideas? Write to us from Settings → Contact Support. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Splitap

Features
Read full description

Splitap makes it easy to track shared expenses with friends, roommates, couples, and travel groups. Create groups, add expenses in seconds, and automatically calculate who owes what. Whether you're traveling, sharing rent, planning events, or managing daily expenses, Splitap keeps everything organized and transparent. Features • Split expenses with friends and groups • Real-time balance tracking • Smart settlement: clear every balance with the fewest payments • Receipt scanning that fills in the items for you • Split equally, by percentage, by custom amounts, or by item • Nearby sharing: hold your phones together to join a group or split a bill • Multi-currency groups with automatic exchange rates • Counters for the non-money stuff: who drove, who hosted, who cooked • Clean activity history and payment tracking Splitap helps groups spend less time calculating and more time enjoying the moment.

Screenshots

Debtyy4 screens
Splitap4 screens

Verdict

The call

The clearest difference is update cadence: Debtyy at weekly against Splitap's monthly. Splitap's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 18.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debtyy sells 2 in-app purchases, starting at $1.99 per month and Splitap sells 7 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Debtyy ships an update weekly, Splitap monthly. The most recent releases landed on October 11, 2026 and October 1, 2026 respectively.

Scorecard3 real differences · 6 level
Debtyy versus Splitap: the parameters behind the verdict, then further details
ParameterDebtyySplitap
PriceFreeFree
Rating3.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.015.1 — better
Further details — not scored
Size19 MB57 MB
Age rating4+4+
DeveloperAkylbek UtekeshevTaulant Mehmeti

In-app purchases

2 purchases

Debtyy

Subscriptions2
  • Monthly$1.991 Month
  • Annually$12.991 Year
7 purchases

Splitap

One-time7
  • Create 1 Group$0.99
  • 30 Scan Credits$0.99
  • Group Slot + 30 Scans$1.49
Show 4 more
  • 60 Scan Credits$1.79
  • Group Slot + 60 Scans$2.29
  • 100 Scan Credits$2.49
  • Group Slot + 100 Scans$2.99

Questions

Is Debtyy free?
Debtyy is free to download, with in-app purchases available.
Is Splitap free?
Splitap is free to download, with in-app purchases available.
Do Debtyy or Splitap have ads?
Neither Debtyy nor Splitap shows ads.
Which is updated more often, Debtyy or Splitap?
Debtyy ships an update weekly, and Splitap monthly. Most recently, Debtyy was updated on October 11, 2026 and Splitap on October 1, 2026.

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