My Payment Reminder vs Splitap
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Payment Reminder
Easily track all your debts and payments in one place. Get timely reminders for due dates and mark payments as complete with a single tap. Supports a wide range of loan types and currencies, working entirely offline.
- Monthly payment overview
- Due-date reminders
- Mark payments paid/unpaid
- Supports informal loans
- 23 currencies supported
- Offline functionality
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My Payment Reminder is the simple loan tracker that answers one question: how much do I owe this month? Whether you're managing a motorbike loan, microfinance payment, personal loan, credit card, rent, or an informal loan from a friend — keep everything in one place and never miss a due date. KEY FEATURES - Monthly payment overview — see every payment due this month at a glance - Due-date reminders — get notified before payments are due - Mark payments paid or unpaid — simple one-tap tracking - Supports informal loans — track money you owe and money owed to you - 23 currencies — USD, EUR, KHR, THB, VND, MYR, SGD, IDR, PHP, CNY, JPY, KRW, INR, BDT, PKR, AED, NGN, GHS, TZS, GBP, AUD, CAD, BRL - 8 languages — English, French, Khmer, Chinese, Japanese, Korean, Spanish, Portuguese - Light, Dark, and Auto theme PRO FEATURES ($9.99 one-time, lifetime) - Unlimited loans - Reminders N days before a payment is due - Overdue payment reminders - Start-of-month payment summary - Loan progress tracking — see how many installments remain and when you will be debt-free - Custom loan icons PRIVACY & OFFLINE FIRST Your data never leaves your device. No account. No cloud. No internet required. My Payment Reminder works completely offline — always. PERFECT FOR - Motorbike loans and vehicle financing - Microfinance and cooperative loan repayments - Personal loans and informal borrowing between friends or family - Credit card monthly minimum payments - Rent and recurring monthly obligations - Tracking money others owe you SIMPLE BY DESIGN My Payment Reminder is not a budgeting app or a bank integration tool. It is a focused payment reminder and loan tracker built for people who want one clear answer: what do I need to pay this month? Add a loan in under 10 seconds. Set a due day. Let the app do the rest. Download free and start tracking today.
Splitap
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Splitap makes it easy to track shared expenses with friends, roommates, couples, and travel groups. Create groups, add expenses in seconds, and automatically calculate who owes what. Whether you're traveling, sharing rent, planning events, or managing daily expenses, Splitap keeps everything organized and transparent. Features • Split expenses with friends and groups • Real-time balance tracking • Smart settlement: clear every balance with the fewest payments • Receipt scanning that fills in the items for you • Split equally, by percentage, by custom amounts, or by item • Nearby sharing: hold your phones together to join a group or split a bill • Multi-currency groups with automatic exchange rates • Counters for the non-money stuff: who drove, who hosted, who cooked • Clean activity history and payment tracking Splitap helps groups spend less time calculating and more time enjoying the moment.
Screenshots
Verdict
The clearest difference is update cadence: My Payment Reminder at fortnightly against Splitap's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Payment Reminder sells 2 one-off in-app purchases and Splitap sells 7 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
My Payment Reminder ships an update fortnightly, Splitap monthly. The most recent releases landed on September 24, 2026 and October 1, 2026 respectively.
| Parameter | My Payment Reminder | Splitap |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 58 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | Lyhour Huy | Taulant Mehmeti |
In-app purchases
My Payment Reminder
- My Payment Remind Pro$9.99
- My Payment Remind Premium$9.99
Splitap
- Create 1 Group$0.99
- 30 Scan Credits$0.99
- Group Slot + 30 Scans$1.49
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- 60 Scan Credits$1.79
- Group Slot + 60 Scans$2.29
- 100 Scan Credits$2.49
- Group Slot + 100 Scans$2.99
Questions
Is My Payment Reminder free?
Is Splitap free?
Do My Payment Reminder or Splitap have ads?
Which is updated more often, My Payment Reminder or Splitap?
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