Comparison

My Payment Reminder vs Splitap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Payment Reminder

Easily track all your debts and payments in one place. Get timely reminders for due dates and mark payments as complete with a single tap. Supports a wide range of loan types and currencies, working entirely offline.

Highlights
  • Monthly payment overview
  • Due-date reminders
  • Mark payments paid/unpaid
  • Supports informal loans
  • 23 currencies supported
  • Offline functionality
Features
Read full description

My Payment Reminder is the simple loan tracker that answers one question: how much do I owe this month? Whether you're managing a motorbike loan, microfinance payment, personal loan, credit card, rent, or an informal loan from a friend — keep everything in one place and never miss a due date. KEY FEATURES - Monthly payment overview — see every payment due this month at a glance - Due-date reminders — get notified before payments are due - Mark payments paid or unpaid — simple one-tap tracking - Supports informal loans — track money you owe and money owed to you - 23 currencies — USD, EUR, KHR, THB, VND, MYR, SGD, IDR, PHP, CNY, JPY, KRW, INR, BDT, PKR, AED, NGN, GHS, TZS, GBP, AUD, CAD, BRL - 8 languages — English, French, Khmer, Chinese, Japanese, Korean, Spanish, Portuguese - Light, Dark, and Auto theme PRO FEATURES ($9.99 one-time, lifetime) - Unlimited loans - Reminders N days before a payment is due - Overdue payment reminders - Start-of-month payment summary - Loan progress tracking — see how many installments remain and when you will be debt-free - Custom loan icons PRIVACY & OFFLINE FIRST Your data never leaves your device. No account. No cloud. No internet required. My Payment Reminder works completely offline — always. PERFECT FOR - Motorbike loans and vehicle financing - Microfinance and cooperative loan repayments - Personal loans and informal borrowing between friends or family - Credit card monthly minimum payments - Rent and recurring monthly obligations - Tracking money others owe you SIMPLE BY DESIGN My Payment Reminder is not a budgeting app or a bank integration tool. It is a focused payment reminder and loan tracker built for people who want one clear answer: what do I need to pay this month? Add a loan in under 10 seconds. Set a due day. Let the app do the rest. Download free and start tracking today.

About

Splitap

Features
Read full description

Splitap makes it easy to track shared expenses with friends, roommates, couples, and travel groups. Create groups, add expenses in seconds, and automatically calculate who owes what. Whether you're traveling, sharing rent, planning events, or managing daily expenses, Splitap keeps everything organized and transparent. Features • Split expenses with friends and groups • Real-time balance tracking • Smart settlement: clear every balance with the fewest payments • Receipt scanning that fills in the items for you • Split equally, by percentage, by custom amounts, or by item • Nearby sharing: hold your phones together to join a group or split a bill • Multi-currency groups with automatic exchange rates • Counters for the non-money stuff: who drove, who hosted, who cooked • Clean activity history and payment tracking Splitap helps groups spend less time calculating and more time enjoying the moment.

Screenshots

My Payment Reminder4 screens
Splitap4 screens

Verdict

The call

The clearest difference is update cadence: My Payment Reminder at fortnightly against Splitap's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Payment Reminder sells 2 one-off in-app purchases and Splitap sells 7 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

My Payment Reminder ships an update fortnightly, Splitap monthly. The most recent releases landed on September 24, 2026 and October 1, 2026 respectively.

Scorecard1 real difference · 8 level
My Payment Reminder versus Splitap: the parameters behind the verdict, then further details
ParameterMy Payment ReminderSplitap
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size58 MB57 MB
Age rating4+4+
DeveloperLyhour HuyTaulant Mehmeti

In-app purchases

2 purchases

My Payment Reminder

One-time2
  • My Payment Remind Pro$9.99
  • My Payment Remind Premium$9.99
7 purchases

Splitap

One-time7
  • Create 1 Group$0.99
  • 30 Scan Credits$0.99
  • Group Slot + 30 Scans$1.49
Show 4 more
  • 60 Scan Credits$1.79
  • Group Slot + 60 Scans$2.29
  • 100 Scan Credits$2.49
  • Group Slot + 100 Scans$2.99

Questions

Is My Payment Reminder free?
My Payment Reminder is free to download, with in-app purchases available.
Is Splitap free?
Splitap is free to download, with in-app purchases available.
Do My Payment Reminder or Splitap have ads?
Neither My Payment Reminder nor Splitap shows ads.
Which is updated more often, My Payment Reminder or Splitap?
My Payment Reminder ships an update fortnightly, and Splitap monthly. Most recently, My Payment Reminder was updated on September 24, 2026 and Splitap on October 1, 2026.

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