Cashence vs Amon Budget

Cashence is the smarter, cleaner way to track your money. No bank logins. No ads. No complicated dashboards. Just a beautifully simple budgeting app designed for clarity, privacy, and control. Key Features: Fast & Frictionless Tracking Instantly log income and expenses with custom categories. Automatic Monthly Reports See your total income, expenses, and balance at a glance — all in one place. Fully Offline. Fully Private. Your data stays on your device. No cloud syncing. No bank connection required. Light & Dark Mode Support Designed to look beautiful in any lighting. One-Tap Reset & Easy Editing Quickly update or clear your monthly budget with intuitive controls.

Stop wrestling with manual entry. Amon Budget is the AI-powered money tracker built for real life — for couples splitting rent, families saving for a holiday, and anyone who'd rather speak or snap a receipt than type. — NEW IN 2.1 — • Low-balance forecast: every account 14 days ahead, and a heads-up about a week before a bill your balance won't cover. • Subscriptions: a monthly and yearly total, a flag when a price goes up, and one tap to make one recurring or mark it cancelled. • Spending drift: Amon notices a category creeping up over three months. • Ask Amon shows the transactions behind its answer. • Auto-rules learn from the categories you accept or correct. • Pick which notifications you get, type by type, plus reminders before a recurring expense. • Idle cash: move what your everyday accounts don't need into a goal. — ALSO IN 2.0 — • Home-screen widgets and an Apple Watch app (logging from the Watch is Premium). • Wrapped, Money habits, yesterday's wrap-up, a month forecast with a daily safe-to-spend, and the money-flow chart. • Six languages: English, Russian, German, Spanish, French, Portuguese (Brazil). — ADD EXPENSES IN SECONDS — • Voice input: "20 euros on coffee yesterday" — done. • Receipt scan (Premium): snap any receipt, text is recognized on your device — amount, merchant, date. • AI Quick Add: paste any message, Amon turns it into a transaction. • Smart categories: AI picks the category for you, and your auto-rules keep repeat purchases tidy. — BUDGETS THAT WORK — • Set budgets per category or account — daily, weekly, monthly, or yearly. • Live progress bars and gentle warnings before you overspend. • Recurring transactions — Amon spots subscriptions in your history. — SAVINGS GOALS — • Visualize each goal — holiday, emergency fund, new laptop. • Track contributions, deadlines and progress. • Multiple goals, multiple currencies. — SHARED FOR COUPLES & FAMILIES — • Invite your partner or family to a shared group. • Split a single transaction across people or accounts. • See who paid for what, settle up at month-end. • Shared tasks: assign bills and money to-dos to each other. • Each person keeps their own private wallets too. — INSIGHTS YOU ACTUALLY READ — • AI Insights: "You spent 32% more on takeout this month." • Weekly digest: a short AI summary of your money week. • Charts: spending by category, trends, calendar heatmap. — BUILT FOR PRIVACY — • Works offline — log expenses on a plane, sync when you're back online. • Voice runs on your device's offline speech recognizer. With no offline pack for your language, Amon asks first before sending the recording to Apple's speech service. Either way, the text reaches us. • Receipt text is recognized on your device. • Biometric unlock (Face ID, Touch ID). • Encrypted in transit (TLS) and stored on our servers. • AI requests go through our backend to a third-party model provider. • No ads, no data brokers, no model training on your data. • Export your data and delete your account anytime, right in the app. • Sign in with Apple supported. — EVERYTHING ELSE — • Multi-currency with automatic conversion. • Multiple accounts: cash, bank, credit, investment, or other. • Custom icons and colors for every category and account. • Quick Actions from the home screen — log a transaction in 2 taps. • Light & dark theme that follows your system. • CSV import and export. • Push notifications: budget overruns, low balance, recurring payments, weekly digest, group activity. — PRICING — Amon Budget is free: voice input, AI Quick Add, budgets, goals, shared groups, charts, CSV import/export and the widgets cost nothing. Premium is optional: receipt scanning, logging an expense from the Apple Watch, live market prices, refresh-on-demand, more than one portfolio and advanced portfolio analytics. Questions? Email support@amon-budget.online or visit amon-budget.online/support/. Privacy Policy: amon-budget.online/privacy/ Terms of Service: amon-budget.online/terms/