Comparison

Holders vs BigPay Authenticator

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Holders

Read full description

Stablecoin payments without the complexity. Create your stablecoin card in minutes, top it up from your favorite blockchain, and spend anywhere Visa is accepted. Add your virtual card to Apple Pay instantly or order a physical card for everyday purchases around the world. Whether you're paying for coffee, booking hotels, shopping online, or traveling abroad, your money is always ready to spend. Unlike traditional crypto wallets, there's nothing complicated to learn. No seed phrases. No wallet setup. No confusing blockchain experience. Just sign in, fund your account, and start paying. Stablecoin Card - Get a virtual or physical card in minutes - Add your card to Apple Pay and start paying instantly - Available to residents of 94 countries - Spend anywhere Visa is accepted - Designed for everyday online and in-store payments Fund Your Account Top up directly from multiple blockchain networks in just a few taps. Supported assets and networks include: Bitcoin (BTC), Ethereum (ETH), Base, Solana, TRON, TON, USDC, USDT and many more. No complicated deposit processÒ€”simply choose a network, transfer your funds, and your balance is ready to spend. No Gas Token Needed Sending stablecoins shouldn't require holding a separate token just to pay network fees. Move your funds without buying SOL, TRON, or ETH first - fees are handled right from your balance. The app takes care of the complexity so you can focus on simply sending and receiving. Self-Custody Security Your assets remain under your control. Unlike custodial services, your funds are never controlled by a third party. No one can freeze your balance, block access to your assets, or spend your funds on your behalf. Self-custody gives you ownership without sacrificing convenience. Built for Transparency Every payment is fully traceable and verifiable on-chain. Review the complete lifecycle of every transaction while keeping your financial activity private by default. No hidden fees, no hidden processing, and complete visibility into how your money moves. Why Choose Holders? - Stablecoin card for everyday spending - Virtual and physical cards - Apple Pay support - Available to residents of 94 countries - Spend anywhere Visa is accepted - Fast top-ups from any network - No gas token required - Self-custody security - On-chain transaction verification - Simple banking-like experience All the benefits of blockchain. None of the complexity.

About

BigPay Authenticator

Features
Read full description

Designed to support secure access, BigPay Authenticator strengthens account protection on BigPay Biz. It authorises time-based QR codes for transactions and activities to ensure reliable and controlled access to company accounts. - Works seamlessly with BigPay Biz - Functional and reliable QR code scan - Strengthens account protection with multi-factor authentication Built to safeguard transactions and activities across the BigPay Biz ecosystem.

Screenshots

Holders4 screens
BigPay Authenticator4 screens

Verdict

The call

The clearest difference is ads: BigPay Authenticator at none against Holders's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 13, 2026 and October 8, 2026 respectively.

Scorecard1 real difference Β· 5 level
Holders versus BigPay Authenticator: the parameters behind the verdict, then further details
ParameterHoldersBigPay Authenticator
PriceFreeFree
Update frequencyEvery 2 weeksEvery 2 weeks
AdsYesNo β€” better
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS15.115.0 β€” better
Further details β€” not scored
Size62 MB36 MB
Age rating4+17+
DeveloperWhales CorpBIG PAY PTE. LTD.

In-app purchases

None

Holders

No in-app purchases

None

BigPay Authenticator

No in-app purchases

Questions

Is Holders free?
Holders is free to download, with no in-app purchases.
Is BigPay Authenticator free?
BigPay Authenticator is free to download, with no in-app purchases.
Do Holders or BigPay Authenticator have ads?
Holders shows ads; BigPay Authenticator does not.
Which is updated more often, Holders or BigPay Authenticator?
Holders ships an update every 2 weeks, and BigPay Authenticator every 2 weeks. Most recently, Holders was updated on October 13, 2026 and BigPay Authenticator on October 8, 2026.

Other comparisons