Holders vs BigPay Authenticator
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Holders
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Stablecoin payments without the complexity. Create your stablecoin card in minutes, top it up from your favorite blockchain, and spend anywhere Visa is accepted. Add your virtual card to Apple Pay instantly or order a physical card for everyday purchases around the world. Whether you're paying for coffee, booking hotels, shopping online, or traveling abroad, your money is always ready to spend. Unlike traditional crypto wallets, there's nothing complicated to learn. No seed phrases. No wallet setup. No confusing blockchain experience. Just sign in, fund your account, and start paying. Stablecoin Card - Get a virtual or physical card in minutes - Add your card to Apple Pay and start paying instantly - Available to residents of 94 countries - Spend anywhere Visa is accepted - Designed for everyday online and in-store payments Fund Your Account Top up directly from multiple blockchain networks in just a few taps. Supported assets and networks include: Bitcoin (BTC), Ethereum (ETH), Base, Solana, TRON, TON, USDC, USDT and many more. No complicated deposit processΓ’β¬βsimply choose a network, transfer your funds, and your balance is ready to spend. No Gas Token Needed Sending stablecoins shouldn't require holding a separate token just to pay network fees. Move your funds without buying SOL, TRON, or ETH first - fees are handled right from your balance. The app takes care of the complexity so you can focus on simply sending and receiving. Self-Custody Security Your assets remain under your control. Unlike custodial services, your funds are never controlled by a third party. No one can freeze your balance, block access to your assets, or spend your funds on your behalf. Self-custody gives you ownership without sacrificing convenience. Built for Transparency Every payment is fully traceable and verifiable on-chain. Review the complete lifecycle of every transaction while keeping your financial activity private by default. No hidden fees, no hidden processing, and complete visibility into how your money moves. Why Choose Holders? - Stablecoin card for everyday spending - Virtual and physical cards - Apple Pay support - Available to residents of 94 countries - Spend anywhere Visa is accepted - Fast top-ups from any network - No gas token required - Self-custody security - On-chain transaction verification - Simple banking-like experience All the benefits of blockchain. None of the complexity.
BigPay Authenticator
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Designed to support secure access, BigPay Authenticator strengthens account protection on BigPay Biz. It authorises time-based QR codes for transactions and activities to ensure reliable and controlled access to company accounts. - Works seamlessly with BigPay Biz - Functional and reliable QR code scan - Strengthens account protection with multi-factor authentication Built to safeguard transactions and activities across the BigPay Biz ecosystem.
Screenshots
Verdict
The clearest difference is ads: BigPay Authenticator at none against Holders's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 13, 2026 and October 8, 2026 respectively.
| Parameter | Holders | BigPay Authenticator |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | Yes | No β better |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod β better |
| Requires iOS | 15.1 | 15.0 β better |
| Further details β not scored | ||
| Size | 62 MB | 36 MB |
| Age rating | 4+ | 17+ |
| Developer | Whales Corp | BIG PAY PTE. LTD. |
In-app purchases
Holders
No in-app purchases
BigPay Authenticator
No in-app purchases









