Comparison

徕财 vs totus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

徕财

Features
Read full description

徕财,让记账更轻松高效。 徕财是一款专注于个人记账的智能工具,帮助你快速记录日常消费,洞察收支结构,轻松掌握财务状况。 无论你是日常消费、出差支出、还是理财规划,徕财都能为你提供高效、清晰、愉快的记账体验。 主要功能亮点: 截图自动识别 支持识别支付截图中的金额和时间,秒记账单,极简高效。 多账本管理 工作账、生活账、旅行账自由创建,分类清晰不混乱。 图表分析 多种图表呈现你的消费趋势与分类占比,理清花销不费力。 账户与分类自定义 灵活设置收入/支出类别,账户信息一目了然。 数据安全同步 数据存储于 iCloud,本地也可备份,保障你的数据隐私。 快捷指令支持 搭配 Siri 快速添加账单,支持自动化与截图识别联动。

About

totus

Manage all your financial assets, from cash and investments to debts and fixed assets, in one place. Track real-time net worth, analyze asset allocation with smart insights, and monitor global investments across multiple currencies.

Highlights
  • All asset types supported
  • Smart data analysis
  • Investment management pro
  • Multi-currency support
  • Elegant user experience
  • Data security
  • AI intelligent insights
Features
Read full description

totus helps you manage personal net worth without tracking every expense. Instead of logging every coffee or grocery bill, you can update the important balances that actually change your wealth: cash, bank accounts, funds, stocks, ETFs, precious metals, crypto, real estate, receivables, mortgages, credit cards, and other liabilities. Why use totus Net worth first See assets, liabilities, and total net worth in one place. Keep a clear monthly or weekly snapshot of where your money is. Investment tracking Track funds, stocks, ETFs, precious metals, and crypto. Refresh market prices and exchange rates to keep your portfolio easier to maintain. Multi-currency support Manage assets across CNY, USD, HKD, EUR, JPY, GBP, and more. Totus converts values into your base currency for a unified view. Local and private No account is required. Core asset data is stored on your device. Totus does not ask you to bind bank cards, payment apps, or brokerage passwords. Useful analysis View asset allocation, net worth trends, investment returns, and debt structure so you can understand your financial position faster. Good for People who do not want daily bookkeeping, but still want a serious personal asset dashboard. Pro options Monthly: $0.99/month Annual: $9.99/year Lifetime: $19.99 Contact: frzzbug@gmail.com Privacy Policy: https://markcup.xgmm.me/totus-privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

徕财4 screens
totus4 screens

Verdict

The call

The clearest difference is rating: 徕财 at 4.7 against totus's 2.0. 徕财 also leads on update cadence (every 2 days vs monthly). totus's advantage is iOS requirement (13.0 vs 15.6). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 徕财 sells 2 in-app purchases, starting at $0.99 per year and totus sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

徕财 holds the better App Store score, 4.7 against 2.0. Both are backed by a comparable volume of ratings — 3 and 4 respectively. Written reviews complicate that: 81% of 徕财's written reviews are positive against 86% of totus's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

徕财 ships an update every 2 days, totus monthly. The most recent releases landed on September 21, 2026 and September 14, 2026 respectively.

Scorecard3 real differences · 7 level
徕财 versus totus: the parameters behind the verdict, then further details
Parameter徕财totus
PriceFreeFree
Rating4.7 (3 ratings) — better2.0 (4 ratings)
Positive reviews81.0% of reviews85.7% of reviews — better
Number of ratings34 — better
Update frequencyEvery 2 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size50 MB54 MB
Age rating4+4+
Developer育权 刘国民 谢

Customer experience

徕财

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews21 reviews
Positive81.0%
Neutral4.8%
Negative14.3%

totus

All ratings4 ratings
Positive25.0%
Neutral0.0%
Negative75.0%
Written reviews14 reviews
Positive85.7%
Neutral7.1%
Negative7.1%

In-app purchases

2 purchases

徕财

Subscriptions1
  • 徕财Pro年度会员$0.991 Year
One-time1
  • 徕财Pro永久会员Free
3 purchases

totus

Subscriptions2
  • 黑金月计划$1.991 Month
  • 黑金年计划$9.991 Year
One-time1
  • 黑金终身会员$19.99

Questions

Is 徕财 free?
徕财 is free to download, with in-app purchases available.
Is totus free?
totus is free to download, with in-app purchases available.
Which has better reviews, 徕财 or totus?
徕财 is rated higher. 徕财 averages 4.7 out of 5 from 3 ratings, while totus averages 2.0 from 4 ratings.
Do 徕财 or totus have ads?
Neither 徕财 nor totus shows ads.
Which is updated more often, 徕财 or totus?
徕财 ships an update every 2 days, and totus monthly. Most recently, 徕财 was updated on September 21, 2026 and totus on September 14, 2026.

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