Comparison

Thrive vs Loantrack

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Thrive

Gain control over your finances with a flexible budgeting system. This app helps you understand your spending habits through custom tags and real-time tracking, offering visual breakdowns of your financial activity. Plan your budget monthly with easy transaction logging.

Highlights
  • Tag income and expenses
  • Create custom views
  • Track spending against budget
  • Visual spending breakdowns
  • Monthly budget planning
  • Log transactions with Apple Shortcuts
Features
Read full description

Take control of your budget, your way. Thrive helps you understand your spending with simple tools that adapt to how you manage money. There are no strict categories or spreadsheets; just a clear, flexible system that you set up yourself. Features: - Tag income and expenses in a way that makes sense to you - Create custom views - Track your spending against your budget in real time - Get clean, visual breakdowns of where your money goes - Plan budgets one month at a time - Log transactions easily with Apple Shortcuts - Organize your budget with tags that fit your approach Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Loantrack

This app provides a clear and structured way to manage money lent and borrowed, whether personal or institutional. It features a clean interface to track balances, payments, and dates, with options for logging payments, charging interest, and setting reminders. Your data remains private on your device with optional iCloud backup and app locking.

Highlights
  • Track lent and borrowed money separately
  • Running totals for owed and owing
  • Log payments and track progress
  • Charge interest (monthly, flat, reducing)
  • Set payment reminders
  • Archive finished loans
  • Face ID app lock
Read full description

Managing loans shouldn't be complicated. Loantrack gives you a clear, structured way to track money you've lent and money you've borrowed โ€” personal or institutional. Rebuilt for iOS 26, with a clean Apple-native interface that keeps you on top of balances, payments and dates. No distractions, no clutter. BOTH DIRECTIONS, ALWAYS CLEAR - Every loan in one place, lent and borrowed kept firmly apart - Running totals for what you're owed and what you owe - Group loans by person or institution and see one balance for each - A progress bar on every loan, so you can see how far along it is at a glance LOANS THAT CHANGE - Log a payment in seconds and watch the balance come down - Lend more on an existing loan with top-ups โ€” no starting over - Charge interest monthly, flat rate or on the reducing balance - A clear, automatic history of everything that has happened NOTHING SLIPS - Set a reminder for the day and time you choose - Tap it to open the loan it's about - Archive finished loans to put them away without losing them - Recently Deleted holds anything you remove until you say otherwise YOURS ALONE - No account, no sign-up, no tracking, nothing sent to us - Your loans live on your phone - Turn on iCloud backup and get everything back on a new phone - Lock the whole app behind Face ID BUILT FOR iOS 26 - Light and dark โ€” follow your phone or choose - Every widely used world currency - Fast, native, and free of ads Whether it's a personal loan, a shared expense or bank credit, Loantrack keeps it clear, organised and under control.

Screenshots

Thrive4 screens
Loantrack4 screens

Verdict

The call

The clearest difference is review sentiment: Loantrack at 100% against Thrive's 0%. Loantrack also leads on in-app purchases (none vs 5) and update cadence (every 10 days vs every 2 months). Thrive's advantage is iOS requirement (18.4 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Thrive sells 5 in-app purchases, starting at $2.99 per month. Loantrack asks for nothing beyond the download.

UpkeepUpdate frequency

Thrive ships an update every 2 months, Loantrack every 10 days. The most recent releases landed on October 6, 2026 and October 16, 2026 respectively.

Scorecard5 real differences ยท 3 level
Thrive versus Loantrack: the parameters behind the verdict, then further details
ParameterThriveLoantrack
PriceFreeFree
Positive reviews0.0% of reviews100.0% of reviews โ€” better
Update frequencyEvery 2 monthsEvery 10 days โ€” better
AdsNoNo
In-app purchasesYesNo โ€” better
MonetizationFree with in-app purchasesFree โ€” better
DevicesiPhone, iPad โ€” betteriPhone
Requires iOS18.4 โ€” better26.0
Further details โ€” not scored
Size11 MB6 MB
Age rating4+4+
DeveloperSabrina GhadiehSukhjinder Singh

Customer experience

Thrive

Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

Loantrack

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

5 purchases

Thrive

Subscriptions4
  • Monthly (Reduced)$2.991 Month
  • Monthly$4.991 Month
  • Yearly (Reduced)$29.991 Year
Show 1 more
  • Yearly$44.991 Year
One-time1
  • Lifetime$79.99
None

Loantrack

No in-app purchases

Questions

Is Thrive free?
Thrive is free to download, with in-app purchases available.
Is Loantrack free?
Loantrack is free to download, with no in-app purchases.
Do Thrive or Loantrack have ads?
Neither Thrive nor Loantrack shows ads.
Which is updated more often, Thrive or Loantrack?
Thrive ships an update every 2 months, and Loantrack every 10 days. Most recently, Thrive was updated on October 6, 2026 and Loantrack on October 16, 2026.

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