Comparison

SplitBill AI vs Cheque

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitBill AI

Effortlessly divide expenses with friends using AI-powered receipt scanning and intelligent item assignment. This app simplifies tracking shared costs, calculating taxes and tips, and facilitating easy settlement. Enjoy a transparent and fair way to manage group spending.

Highlights
  • AI-powered receipt scanning
  • Automatic item and price extraction
  • Flexible item assignment
  • Automatic tax and tip calculation
  • Natural language splitting commands
  • Easy settlement tracking
Features
Read full description

Easily Split Bills and Share Expenses with Friends! SplitBill takes the hassle out of splitting bills with friends, whether you're at a restaurant, traveling together, or sharing household costs. With AI powered features and an intuitive interface, SplitBill makes it simple, transparent, and fair. HOW IT WORKS: 1. Snap a Receipt: Just take a picture of any bill - whether it's from a restaurant, groceries, or utilities. Our intelligent scanner instantly converts it into digital data. 2. AI-Powered Parsing: Let our smart AI identify items, prices, taxes, and tips for you. No more tedious manual entry. 3. Easy Splitting: Assign items to individuals or split them among the group. SplitBill handles everything, even fractional splits for shared items and tax/tip distributions. 4. Clear Breakdown: Everyone gets a transparent, itemized breakdown showing what they owe all down to the last cent. 5. Settle Up: Track and easily manage Venmo requests to settle up with friends. KEY FEATURES: • Smart OCR & AI: Automatically extracts receipt data for accuracy and speed. • Flexible Item Assignment: Assign items with a tap or drag-and-drop, making it easy to adjust. • Automatic Tax & Tip Calculation: Split taxes and tips evenly or proportionally or however you prefer. • Natural Language Splitting: Simply type or use voice to say, "Me, John, and Jane split everything evenly." and let the AI handle the rest. • Restaurant Details: Add the restaurant name and location for easy reference. • Clean & Intuitive Interface: Enjoy a seamless experience with a user-friendly design. • History: Keep track of past splits and easily manage settlements. Why Choose SplitBill? • Save time and eliminate errors in your bill splitting. • Ensure fairness and transparency with detailed breakdowns. • Effortlessly track shared expenses and settle up with ease. Download SplitBill today and make sharing expenses with friends simpler, faster, and stress free. For feedback or feature requests, contact us at officialsplitbill@gmail.com. Privacy policy: https://thesplitbillapp.com/privacy-policy Terms of use: https://thesplitbillapp.com/terms-of-use

About

Cheque

Features
Read full description

Your mates don't need the app. Scan the bill, share one link, and everyone claims what they had from their own phone — any phone. Cheque-Mate does the maths and shows who owes who, down to the penny, service charge included. SNAP. SPLIT. SORTED. • Point your camera at any receipt — every item lands in the split, priced and ready • Everyone claims their own items, so nobody plays banker • Drag your share — whole items, halves, thirds, a splash of the wine • Fair-share maths keeps totals honest to the exact penny TRIPS & GROUPS One folder for the whole trip — the weekend away, the flat share, the padel crew. Drop in receipts as you go, mates claim whenever suits them, and running balances keep score bill by bill. • See what's still unclaimed at a glance • Push notifications when someone joins, adds a bill, or claims the last item • Home Screen widgets: your share, who's racked up what, and the full who-owes-who matrix • End-of-trip insights: Big Spender, the damage curve, spend by venue • Shareable summary cards in ten styles — from clean glass to a thermal receipt NO APP NEEDED FOR YOUR MATES Send an invite link and anyone joins from their browser — any phone, any laptop, anything with a screen. They claim their items and see exactly what they owe, penny-identical to the app. Only you need the app. QUICK SPLIT One-off dinner? No folder needed. Scan, everyone claims, sorted before the coats are on. Save your favourite splits for the regulars. SETTLE UP IN ONE TAP Who-Owes-Who collapses the whole trip into the fewest possible payments. Tap Pay and it deep-links straight into PayPal, Monzo, Revolut, Venmo or Cash App with the amount pre-filled — whichever your mate actually uses. Card details never touch Cheque-Mate. PRIVATE BY DESIGN No bank logins, no card numbers, no ads. Payments happen in the apps you already trust — Cheque-Mate just does the maths. FREE TO USE Scan and split free every month. Cheque-Mate Pro adds unlimited scans, collaborative splits, premium share styles and more — with a one-off Lifetime option if subscriptions aren't your thing. Next round's on you. The maths is on us.

Screenshots

SplitBill AI4 screens
Cheque4 screens

Verdict

The call

The clearest difference is update cadence: SplitBill AI at every 3 days against Cheque's every 6 days. SplitBill AI also leads on iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitBill AI sells 3 in-app purchases, starting at $2.99 per month and Cheque sells 5 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SplitBill AI ships an update every 3 days, Cheque every 6 days. The most recent releases landed on October 9, 2026 and October 5, 2026 respectively.

Scorecard2 real differences · 8 level
SplitBill AI versus Cheque: the parameters behind the verdict, then further details
ParameterSplitBill AICheque
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 3 days — betterEvery 6 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.0 — better26.0
Further details — not scored
Size14 MB57 MB
Age rating4+4+
DeveloperAnthony MaKyle Harris

In-app purchases

3 purchases

SplitBill AI

Subscriptions2
  • SplitBill Premium 1-Month$2.991 Month
  • SplitBill Premium 1-Yr$9.991 Year
One-time1
  • SplitBill Premium Lifetime$14.99
5 purchases

Cheque

Subscriptions2
  • Cheque-Mate Pro$3.991 Month
  • Cheque-Mate Pro7 Days trial$29.991 Year
One-time3
  • 10 Receipt Scans$1.99
  • 30 Receipt Scans$3.99
  • Cheque-Mate Pro Lifetime$59.99

Questions

Is SplitBill AI free?
SplitBill AI is free to download, with in-app purchases available.
Is Cheque free?
Cheque is free to download, with in-app purchases available.
Do SplitBill AI or Cheque have ads?
Neither SplitBill AI nor Cheque shows ads.
Which is updated more often, SplitBill AI or Cheque?
SplitBill AI ships an update every 3 days, and Cheque every 6 days. Most recently, SplitBill AI was updated on October 9, 2026 and Cheque on October 5, 2026.

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