Neutron Guard vs SurfCash
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Neutron Guard
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Neutron Guard is a secure mobile app designed for signing Partially Signed Bitcoin Transactions (PSBTs) using QR codes. FEATURES: • Hardware-backed key storage with biometric authentication • QR code-based transaction signing for air-gapped security • Multisig support following BIP-174 PSBT standards • BIP-39 mnemonic seed generation and backup • Multi-language support • Dark/Light theme support • Advanced security features with auto-lock SECURITY FIRST: Neutron Guard prioritizes security above all else. Your private keys never leave your device and are stored in hardware-backed secure storage when available. Biometric authentication ensures only you can access your funds. MULTISIG READY: Built for multisig workflows, Neutron Guard can participate as a cosigner in complex Bitcoin transactions while maintaining the highest security standards. OPEN SOURCE: Neutron Guard is open source and auditable, ensuring transparency and trust in your Bitcoin security solution.
SurfCash
Manage your cryptocurrency for everyday use. Spend, send, earn yield on stablecoins, borrow cash against your crypto, and purchase international eSIMs. Discover crypto-friendly locations and stake tokens for rewards.
- Crypto-powered eSIMs for 190+ countries
- Earn yield on stablecoins
- Borrow cash against crypto
- Convert USDC to local currency
- Send crypto by username or QR code
- Stake SURF for rewards
- Discover crypto-friendly locations
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SurfCash — Spend, Send, Earn & Travel with Crypto The easiest way to put your crypto to work — pay anywhere, earn yield, borrow cash, and stay connected abroad with crypto-powered eSIMs. STAY CONNECTED ANYWHERE Buy eSIMs for 190+ countries with crypto. Install in seconds, activate on arrival, skip roaming fees. EARN ON YOUR STABLECOINS Grow idle crypto with transparent on-chain yield. Choose from earning options including USD* Protected and Breeze — no lockups, no banks. BORROW AGAINST YOUR CRYPTO Need cash without selling? Use your crypto as collateral and unlock instant liquidity inside the app. SPEND & CONVERT Convert USDC to local currency in seconds. Pay via VietQR, PromptPay, PIX, and more across Asia and Latin America. SEND & SWAP Send crypto to friends by username or QR code. Swap between USDC, SOL, SURF, and more in a few taps. STAKE & EARN REWARDS Stake SURF to earn weekly rewards, delivered as scratch cards you reveal to claim. NON-CUSTODIAL & SECURE Your keys, your crypto. Funds are secured on your device — we never have access. PASSPORT Find crypto-friendly restaurants, cafes, and shops near you on the interactive map. EVERYTHING IN ONE APP: • eSIMs in 190+ countries • Earn yield with USD* Protected & Breeze • Borrow against your crypto • USDC to local currency conversion • Non-custodial wallet • Send by username, pay by QR • Token swaps (USDC, SOL, SURF + more) • SURF staking with scratch card rewards • Referral rewards • Apple Sign In support SurfCash is not a bank. We're a bridge between crypto and everyday life — spend, earn, borrow, or travel, all from one app.
Screenshots
Verdict
The clearest difference is update cadence: Neutron Guard at every 2 days against SurfCash's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Neutron Guard ships an update every 2 days, SurfCash fortnightly. Both last shipped on October 30, 2026.
| Parameter | Neutron Guard | SurfCash |
|---|---|---|
| Price | Free | Free |
| Rating | — | 1.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 47 MB | 101 MB |
| Age rating | 17+ | 17+ |
| Developer | Neutronpay Inc. | Laughing Buddha Ventures Ltd |
In-app purchases
Neutron Guard
No in-app purchases
SurfCash
No in-app purchases









