Comparison

MunshiJi Daily Expense Tracker vs SettleUp

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

MunshiJi Daily Expense Tracker

Features
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MunshiJi Daily Expense Tracker – Smart Personal Finance Manager Take control of your money like never before with MunshiJi Daily Expense Tracker, your all-in-one solution for tracking income, expenses, loans, and group spendings with razor-sharp accuracy. Whether it’s your monthly salary, electricity bill, shared trip costs, or borrowed money, MunshiJi ensures that every penny is tracked, managed, and accounted for. Munshi Ji is a powerful money manager and budget app designed to simplify your daily financial tracking. Whether you're managing travel expenses, household spending, or group outings, Munshi Ji is your smart expense tracker and bill splitter that helps you control and save money with ease. From cash flow insights to detailed hisaab kitab, it supports both personal and family budget needs. Track your income, set reminders, and manage loans effortlessly using this all-in-one finance app. Especially tailored for Indian users, Munshi Ji works like a digital peti app or Indian wallet, available as your trusted expense app. With built-in features for group sharing, debt manager, and daily kharcha recording, it's perfect for those who want clarity and control in their spending. Munshi Ji is more than an appβ€”it’s your smart digital assistant for managing every rupee wisely. * Track Every Penny, Split Bills & Never Miss a Payment! * MunshiJi is your ultimate money management app to track daily expenses, income, loans, and group bills effortlessly. Designed for individuals, families, and travelers, it’s the perfect expense tracker, budget planner, and bill splitter in one! => Income & Expense Tracker – Stay On Top of Your Finances Effortlessly record daily transactions with simple inputs. From regular salaries and freelance gigs to grocery shopping and utility bills – MunshiJi keeps a crystal-clear log of all your personal finance activities. Visualize your spending patterns and take charge of your money. => Smart Reminders – Never Miss a Due Date Set up automatic reminders for fixed incomes and recurring expenses like: > Monthly salary > Rent received > Utility bills > Loan EMIs > Credit card payments With MunshiJi, you’ll always know what’s coming in and what’s going out – on time, every time. => Borrow & Lend Money Management – Know Who Owes What Easily track borrowed or lent money: > Log money you need to repay > Track funds others owe you > Set repayment reminders > Add notes and contact info for every transaction No more awkward conversations or forgotten debts – MunshiJi makes managing personal loans simple and stress-free. => Group Expense Split – Perfect for Friends, Family & Trips Planning a vacation or hanging out with friends? MunshiJi offers a powerful Split Payment feature for shared expenses: > Create group events > Add members and expenses > Automatically calculate who owes whom > Deeply optimized for real-life group finance dynamics No confusion, no manual math – just clear and fair settlements. => Insightful Reports & Analytics – Make Better Decisions Get access to rich, real-time reports to analyze: > Income vs. expense > Daily, weekly, or monthly breakdowns > Category-based spending insights > Upcoming payment alerts These insights help you budget better and save smarter. => Secure, Private & Easy to Use Your data stays on your device or secure cloud > Minimal learning curve – intuitive and clean UI => Why Choose MunshiJi? > One-stop personal finance solution > Thoughtfully designed for real-world Indian users > Handles both micro and macro transactions > Highly optimized for accuracy and simplicity Whether you're a student managing pocket money, a working professional juggling bills, or a homemaker tracking household expenses – MunshiJi is your digital accountant.

About

SettleUp

Features
Read full description

Track shared expenses with friends, family and flatmates. SettleUp makes it simple to split bills fairly β€” whether you're on a trip, sharing a flat, planning an event, or just splitting dinner. KEY FEATURES β€’ Create groups and invite members by email in seconds β€’ Split equally, by exact amount, by shares, or by percentage β€’ See clear plain-language balances β€” who owes whom β€’ Smart settle-up suggestions to minimize the number of payments β€’ Custom per-group expense categories with icons β€’ Full activity feed so nobody misses an update β€’ Invite friends by email β€” works for new and existing users β€’ Paise-precise integer math β€” zero rounding errors β€’ INR-first design, built for India PRIVATE & HONEST No ads. No analytics SDKs. No data selling. Your expense data is yours β€” encrypted in transit and stored securely. Delete your account any time.

Screenshots

MunshiJi Daily Expense Tracker4 screens
SettleUp4 screens

Verdict

The call

The clearest difference is ads: SettleUp at none against MunshiJi Daily Expense Tracker's shown. SettleUp also leads on update cadence (every 8 days vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MunshiJi Daily Expense Tracker ships an update every 3 weeks, SettleUp every 8 days. Both last shipped on September 30, 2026.

Scorecard2 real differences Β· 4 level
MunshiJi Daily Expense Tracker versus SettleUp: the parameters behind the verdict, then further details
ParameterMunshiJi Daily Expense TrackerSettleUp
PriceFreeFree
Update frequencyEvery 3 weeksEvery 8 days β€” better
AdsYesNo β€” better
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS13.013.0
Further details β€” not scored
Size84 MB24 MB
Age rating4+4+
Developerdipen narolaSaurabh Shukla

In-app purchases

None

MunshiJi Daily Expense Tracker

No in-app purchases

None

SettleUp

No in-app purchases

Questions

Is MunshiJi Daily Expense Tracker free?
MunshiJi Daily Expense Tracker is free to download, with no in-app purchases.
Is SettleUp free?
SettleUp is free to download, with no in-app purchases.
Do MunshiJi Daily Expense Tracker or SettleUp have ads?
MunshiJi Daily Expense Tracker shows ads; SettleUp does not.
Which is updated more often, MunshiJi Daily Expense Tracker or SettleUp?
MunshiJi Daily Expense Tracker ships an update every 3 weeks, and SettleUp every 8 days. Most recently, MunshiJi Daily Expense Tracker was updated on September 30, 2026 and SettleUp on September 30, 2026.

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