Comparison

Budget Planner · WealthFlow vs Spendly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Planner · WealthFlow

This app helps you manage your money by tracking expenses, creating budgets, and providing financial insights. It offers secure, private data management with iCloud sync and intelligent categorization for effortless spending control.

Highlights
  • Smart expense tracking with intelligent categorization
  • Budget creation and management with alerts
  • Financial insights with charts and AI analysis
  • Secure data sync via iCloud
  • Receipt photo capture
  • Face ID/Touch ID protection
Features
Read full description

Take control of your finances with WealthFlow - the smart budget tracker that helps you save money effortlessly. Track expenses, manage budgets, and watch your wealth grow with powerful insights. • Sync across all devices with iCloud - no account needed! Join a community who've transformed their financial future. Whether you're saving for a dream vacation, paying off debt, or building wealth, WealthFlow makes money management simple and rewarding. WHY WEALTHFLOW? • SMART EXPENSE TRACKING - Add transactions in seconds with intelligent categorization. Snap photos of receipts and never lose track of spending again. • BUDGET THAT WORKS - Set realistic budgets that adapt to your lifestyle. Get gentle alerts before overspending, not after. • INSIGHTS THAT MATTER - Discover where your money really goes with beautiful charts and AI-powered analysis. Spot trends, find savings, and make smarter decisions. • YOUR DATA - Your data is protected with Face ID/Touch ID and encrypted iCloud sync. No servers, no accounts, just secure financial tracking. PERFECT FOR: • Young professionals building wealth • Families managing household budgets • Students learning financial responsibility • Anyone wanting to save more money • Small business expense tracking PRIVACY FIRST Unlike other finance apps, WealthFlow never sees your data. Everything stays on your devices with encrypted iCloud sync. No sign-ups, no data selling, just private financial management. Download WealthFlow today and join thousands taking control of their financial future. Every dollar tracked is a step toward wealth! Questions? Contact support@noworrieslifestyle.com Terms of Use: https://www.noworrieslifestyle.com/eula Privacy Policy: https://www.noworrieslifestyle.com/privacy-policy

About

Spendly

Features
Read full description

Spendly is a spending tracker built around your pay cycle. Set a spend budget when you are paid, log what you spend each evening, and always know exactly what is left. NO FORECASTS, NO GUESSES Every figure in Spendly is something you entered or something you logged. It does not predict your spending, it does not project a surplus, and it does not fill in the days you missed. A day with nothing logged is listed as a reminder, never given a value. If a number changes, it is because you changed it. HOW IT WORKS Enter your pay and your fixed bills once, then set a spend budget for the cycle. Logging takes about ten seconds an evening. Home shows what you have spent against that budget and what remains. Whatever you do not spend is already divided into an invest budget and a save budget by a percentage you choose, so pay minus bills minus spending always adds up. BUILT FOR HOW YOU ARE ACTUALLY PAID Weekly, every two weeks, twice a month, or monthly. Your cycle runs from your payday to the day before the next one, not from the 1st of the month. Monthly bills are spread across your pay cycles automatically, so a week's pay is never charged a full month of rent. COMPLETELY PRIVATE No account. No sign-up. No cloud. Everything stays in a database on your own phone. Spendly does not even request internet permission, so it cannot send your data anywhere. No ads. No trackers. No analytics. ALSO INSIDE • Any world currency, with correct decimal handling • A gentle evening reminder to log the day • One tap to record a day you spent nothing • History by day and by pay cycle, and spending by category • Scheduled and one-off investments counted inside your invest budget, not on top of it • A wrap-up at the end of each cycle to record what you actually moved • Light and dark themes, designed for phones and tablets and readable at large text sizes • CSV export of everything you have logged Spendly does not connect to your bank, does not ask for your card, and does not want your email address. It answers one question, honestly: how much of this pay cycle is still mine to spend?

Screenshots

Budget Planner · WealthFlow4 screens
Spendly4 screens

Verdict

The call

The clearest difference is in-app purchases: Spendly at none against Budget Planner · WealthFlow's 2. Spendly also leads on update cadence (every 2 days vs every 4 weeks) and iOS requirement (13.0 vs 17). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Planner · WealthFlow sells 2 in-app purchases, starting at $4.99 per month. Spendly asks for nothing beyond the download.

UpkeepUpdate frequency

Budget Planner · WealthFlow ships an update every 4 weeks, Spendly every 2 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 6 level
Budget Planner · WealthFlow versus Spendly: the parameters behind the verdict, then further details
ParameterBudget Planner · WealthFlowSpendly
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 4 weeksEvery 2 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS1713.0 — better
Further details — not scored
Size13 MB22 MB
Age rating4+4+
DeveloperNo Worries! Lifestyle, LLCArkar Min Thant

In-app purchases

2 purchases

Budget Planner · WealthFlow

Subscriptions2
  • Premium Monthly7 Days trial$4.991 Month
  • Premium Yearly7 Days trial$34.991 Year
None

Spendly

No in-app purchases

Questions

Is Budget Planner · WealthFlow free?
Budget Planner · WealthFlow is free to download, with in-app purchases available.
Is Spendly free?
Spendly is free to download, with no in-app purchases.
Do Budget Planner · WealthFlow or Spendly have ads?
Neither Budget Planner · WealthFlow nor Spendly shows ads.
Which is updated more often, Budget Planner · WealthFlow or Spendly?
Budget Planner · WealthFlow ships an update every 4 weeks, and Spendly every 2 days. Most recently, Budget Planner · WealthFlow was updated on October 30, 2026 and Spendly on October 31, 2026.

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