Payla vs Splitly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payla
Effortlessly manage shared expenses and track group bills with friends, roommates, or family. This app simplifies debt settlement by calculating the minimum transactions needed to balance accounts. Features include flexible splitting options, real-time syncing, and receipt photo attachments.
- Fast expense logging
- Smart debt simplification
- Real-time group sync
- Multi-currency support
- Flexible split options
- Receipt and bill photo attachments
- Easy settlement options
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Payla is the easiest way to split expenses, track group bills, and manage shared costs with friends, roommates, family, and travel buddies. Tired of complicated calculations and asking "who owes what?" Payla simplifies group finances, tracks every shared bill in real time, and calculates the minimum number of transactions needed to settle all debts. WHY CHOOSE PAYLA? • Fast & Intuitive: Create groups in seconds, log shared expenses, and split bills effortlessly. • Smart Debt Simplification: Reduces unnecessary transactions so everyone settles up with the fewest payments possible. • Real-Time Sync: Every update is instantly synced across all members — complete financial transparency. • Multi-Currency Support: Add expenses in USD, EUR, TRY, and global currencies with ease. KEY FEATURES • Flexible Split Options: Split bills equally, by percentage, by shares, or with exact custom amounts. • Quick Join via QR Code: Invite friends in seconds using a simple QR code or shareable invite link. • Virtual Members: Add friends who don't have the app yet and log expenses on their behalf. • Receipt & Bill Photos: Attach photos of receipts or invoices to any expense for clear records. • Easy Settlement with IBAN: Save your IBAN/bank details for quick copy-and-paste bank transfers. • Smart Notifications: Stay updated on newly added expenses, payments, and balance changes. PERFECT FOR: • Roommates: Split rent, household bills, groceries, and cleaning expenses fairly. • Travel & Trips: Track flights, hotels, dining, and road trip expenses in any currency. • Couples: Manage shared lifestyle and household expenses without awkward money talks. • Friends & Social Outings: Divide restaurant checks, concert tickets, parties, and weekend getaways. • Projects & Clubs: Keep track of shared project costs and communal budgets. PREMIUM FEATURES • Personal Budgeting: Set monthly category budgets, track spending habits, and save more. • Advanced Group Analytics: Visualize group spending patterns with interactive charts and insights. • Detailed Expense Reports: Export and review comprehensive financial summaries. Split bills, track expenses, manage group budgets, and settle debts without the hassle. Download Payla today — Split fairly, track easily, settle fast! --- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://payla.app/privacy
Splitly
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Splitly, arkadaş gruplarında ortak harcamaları adil ve şeffaf biçimde takip etmen için tasarlandı. Ne yapabilirsin? • Grup oluştur, para birimi seç, üye veya geçici katılımcı ekle • Harcamayı eşit, tutar, yüzde veya pay ile böl • “Yediğini öde”: fişten masa aç, herkes kendi ürününü seçsin • Anlık bakiye ve kim-kime önerileri gör • Dışarıda yapılan ödemeleri tam veya kısmi kaydet • Davet et: link, kod veya QR • Bildirimleri yönet; isteğe bağlı ödeme hatırlatması gönder • Verilerini dışa aktar veya hesabını sil Gizlilik Reklam ve izleme yok. Verilerin Avrupa’daki sunucularda, grup izolasyonu ile korunur. İsteğe bağlı fiş okuma için kendi Gemini API anahtarını kullanabilirsin; anahtar sunucularımızda saklanmaz.
Screenshots
Verdict
The clearest difference is in-app purchases: Splitly at none against Payla's 4. Splitly also leads on update cadence (weekly vs fortnightly). Payla's advantage is iOS requirement (15.6 vs 17.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Payla sells 4 in-app purchases, starting at $0.99 per 7 days. Splitly asks for nothing beyond the download.
Payla ships an update fortnightly, Splitly weekly. The most recent releases landed on October 30, 2026 and October 8, 2026 respectively.
| Parameter | Payla | Splitly |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 17.0 |
| Further details — not scored | ||
| Size | 85 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Cloudbud Tech | Metin Kayan |
In-app purchases
Payla
- Payla Pro Weekly3 Days trial$0.997 Days
- Payla Pro Monthly$1.991 Month
- Payla Pro Yearly$19.991 Year
- Payla Life Time$49.99
Splitly
No in-app purchases









