Comparison

VaultSplit vs Subby

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VaultSplit

Features
Read full description

VaultSplit gives modern businesses a simpler way to control what happens to their revenue. Instead of letting every dollar flow into one undifferentiated balance, VaultSplit automatically structures revenue as it arrives, allocating money across Taxes, Expenses, Capital, Savings, and Profit according to the rules you set. As transactions move through your business, VaultSplit reconciles activity, balances your books, maintains organized financial records, and gives you a clearer picture of what you have, what you owe, what you can spend, and what you can reinvest. No spreadsheets. No manual allocation. No guessing what is safe to spend. Your Revenue, structured from the start: Connect the platforms your business already uses and let VaultSplit bring your financial activity into one structured system. Whether revenue comes through Stripe, Shopify, WooCommerce, or another supported source, VaultSplit turns incoming activity into organized financial records. Automatic allocation: Set the rules once and let VaultSplit handle the structure automatically. Revenue can be allocated across: • Taxes • Operating expenses • Capital • Savings • Growth • Flexible spending • Profit Money is given a purpose before it becomes an afterthought. Reconciled financial activity: VaultSplit connects revenue, transactions, payouts, refunds, expenses, and allocations into a clearer financial record. Instead of piecing together what happened across different platforms and spreadsheets, you can see the financial activity of your business in one place. Know what is safe to spend: Revenue is not the same as spendable money. VaultSplit separates obligations and priorities so you can see what belongs to taxes, operations, savings, growth, and available spending. That means fewer decisions made from one large account balance and more decisions made from actual financial structure. Clean financial records: VaultSplit automatically maintains organized financial records as your business operates. Your transactions, allocations, journal activity, and financial movements are structured into a clear record that can be reviewed and exported when needed. Built for modern businesses: VaultSplit is designed for businesses that make money online and need financial control without adding another layer of manual administration. Built for: • E-commerce businesses • Shopify merchants • WooCommerce businesses • Businesses operating through Stripe • DTC and online brands • Freelancers and service businesses • Growing small businesses • Businesses managing multiple revenue streams More than bookkeeping: Traditional accounting tools are built primarily to tell you what happened to your money. VaultSplit is built to help structure what happens next. It creates financial discipline at the point revenue enters the business, so taxes, expenses, savings, capital, and profit do not have to compete for the same pool of cash. VaultSplit is operational financial control for businesses that want clarity before they make financial decisions. Built around clarity: You should not need to become an accountant to understand your business finances. VaultSplit turns complex financial activity into a structured system that helps you understand: • What came in • Where the money was allocated • What has been spent • What remains • What is reserved • What is available • What can be reinvested Your business should be easier to run because it is making money, not harder because it is making more money. VaultSplit brings structure to revenue, clarity to cash flow, and discipline to every financial decision. Auto-renewable subscriptions (Pro Monthly, Pro Yearly) renew unless cancelled 24h before the period ends; manage in App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/vaultsplit-privacy-policy/home

About

Subby

Features
Read full description

Subby Recurring Payments, Simplified Subby is the all-in-one platform for managing recurring payments built for businesses that collect them, and the people who pay them. Whether you run an estate, a waste management company, a gym, a meal-plan service, or a healthcare or insurance business, Subby helps you automate billing and collections so you can focus on running your business, not chasing payments. FOR BUSINESSES Take the manual work out of recurring billing: Create custom payment plans and schedules for your customers Automate collections, payment retries, and renewals Send automatic reminders via WhatsApp, SMS, email, and Telegram Track late payments, customer activity, and revenue performance in real time Reconcile transactions and manage all collections from a single dashboard No more spreadsheets. No more manual reminders. No more chasing down late payments. FOR CUSTOMERS Never lose track of a recurring payment again: View and manage all your recurring services in one place Get timely reminders before payments are due Pay and renew services in just a few taps Track your full payment history and upcoming charges Avoid missed payments and service interruptions WHY SUBBY Recurring payments shouldn't mean recurring headaches. Subby brings structure to both sides of the transaction, helping businesses reduce late payments and administrative overhead, while giving customers a clear, simple way to stay on top of what they owe and when. Download Subby today and take control of recurring payments, whether you're collecting them or paying them.

Screenshots

VaultSplit4 screens
Subby4 screens

Verdict

The call

The clearest difference is ads: Subby at none against VaultSplit's shown. Subby also leads on iOS requirement (13.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences Ā· 4 level
VaultSplit versus Subby: the parameters behind the verdict, then further details
ParameterVaultSplitSubby
PriceFreeFree
Update frequencyEvery 2 weeks—
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size105 MB47 MB
Age rating17+4+
DeveloperVaultSplit Inc.Akingbade Kayode

In-app purchases

None

VaultSplit

No in-app purchases

None

Subby

No in-app purchases

Questions

Is VaultSplit free?
VaultSplit is free to download, with no in-app purchases.
Is Subby free?
Subby is free to download, with no in-app purchases.
Do VaultSplit or Subby have ads?
VaultSplit shows ads; Subby does not.

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