Comparison

チャット家計簿 vs Monoline

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

チャット家計簿

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話しかけるだけで家計簿が完成。 「コンビニでパン280」と入力するだけで、AIが金額・カテゴリ・タグを自動で整理します。 入力が面倒で家計簿が続かなかった方へ。考えるコストゼロの、新しい家計簿アプリです。 --- 特徴 --- ・自然文を入力するだけで支出記録 ・AIが金額・カテゴリ・タグを自動抽出 ・データはすべてローカル保存 ・月10件まで無料で利用可能 ・タグ機能・カレンダー・グラフで振り返りやすい ・カレンダー画面はヒートマップ表示に対応(色で支出の多い日がひと目で分かる) --- 使い方(例)--- アプリを開いて「コンビニでパン280」と入力 AIが「金額:280円」「カテゴリ:食費」「タグ:コンビニ、パン」と自動分類 カレンダーやグラフ画面で支出を確認・振り返り! --- こんな方におすすめ --- ・家計簿アプリは面倒ですぐやめてしまう人 ・ノートやExcelの家計簿が続かなかった人 ・なるべく簡単に、でも見返せる家計簿をつけたい --- 見やすいレポート機能 --- ・カレンダー画面で支出日を一覧表示 ・ヒートマップ表示で支出の偏りが一目瞭然 ・カテゴリごとの円グラフで何に使ったかを可視化 ・日別・カテゴリ別に詳細な一覧表示も可能 --- よくある質問(FAQ) --- Q. 無料でも使えますか? はい。月に30件まで無料で記録できます。試しに使ってみたい方にも安心です。 Q. データはどこに保存されますか? すべてお使いの端末内(ローカル)に保存されます。 Q. 音声入力には対応していますか? はい。音声入力を使えば、さらに素早く支出を記録できます(端末のキーボード機能に依存)。 --- 今すぐダウンロードして、あなた専用のかんたん家計簿をはじめましょう! --- - 利用規約 https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Monoline

Effortlessly track expenses with AI-powered automatic recording from card messages and Apple Pay. Simply write a line in natural language, and it intelligently categorizes your spending. Offers detailed reports and insights into your financial habits.

Highlights
  • AI automatic recording from card messages and Apple Pay
  • Natural language input for expense categorization
  • AI chat for spending analysis and insights
  • Monthly spending reports with personalized advice
  • Receipt scanning for item and amount recognition
  • Multi-currency support with automatic conversion
  • Separate ledgers for different purposes
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One line is all it takes. Write "lunch burrito 12" the way you'd text a friend, and Monoline fills in the amount, category, and place. No forms, no endless setup. • One-line entry — write naturally, it gets sorted • Several at once — "coffee 4.5, subway 2.75" becomes two entries • Voice — tap the mic and say it; fix the transcript right there • Receipts — snap one or several photos, items and totals are read for you • Shared ledgers — one invite link and your partner or family logs into the same ledger; see who added what • Day — one photo and one line about today, with an AI look-back at the end of the month • Ask AI — ask anything about your spending, answered from your own entries • Reports — monthly and yearly reports of tables and charts, built from your own entries • Foreign currency — write "¥1,200" and it converts at that day's rate, original kept in the memo • Separate ledgers — travel, emergency fund, each with its own currency; period ledgers for trips and events • Clean stats — spending by category and by month at a glance • iCloud Drive backup — restore after a new phone or a reinstall • No account needed — your entries live on your phone; sign in only when you share a ledger Start right away. No sign-up. Monoline Plus (optional subscription): unlimited ledgers and Apple Pay auto-record — payments logged through a Shortcut even when the app is closed. The free app keeps everything above, including AI chat, reports and shared ledgers, with 2 ledgers and a 10-entry auto-record trial. Monthly or yearly, cancel anytime in Settings. Questions: contact@plien.io Terms of Use: https://plien.io/spent/en/terms Privacy Policy: https://plien.io/spent/en/privacy

Screenshots

Monoline4 screens

Verdict

The call

The clearest difference is in-app purchases: チャット家計簿 at none against Monoline's 2. On iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

Scorecard1 real difference · 9 level
チャット家計簿 versus Monoline: the parameters behind the verdict, then further details
Parameterチャット家計簿Monoline
Price—Free — better
Rating4.7 (3 ratings) — better—
Positive reviews—100.0% of reviews
Number of ratings3 — better—
Update frequency—Every 4 days
Ads—No
In-app purchasesNo — betterYes
Monetization—Freemium
Devices—iPhone — better
Requires iOS16.0 — better17.0
Further details — not scored
Size37 MB31 MB
Age rating4+4+
DeveloperShion KajimotoPlien (KR)

In-app purchases

None

チャット家計簿

No in-app purchases

2 purchases

Monoline

Subscriptions2
  • Monoline Plus$1.991 Month
  • Monoline Plus Yearly$12.991 Year

Questions

Is チャット家計簿 free?
Pricing for チャット家計簿 is not currently listed on the App Store.
Is Monoline free?
Monoline is free to download, with in-app purchases available.

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