MoMo PSB NG vs PayRep
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MoMo PSB NG
Manage your finances with this mobile money app, offering services for sending, spending, saving, and bill payments. It also provides virtual and physical debit cards for online and in-store transactions. Currently available only to customers in Nigeria.
- Send and receive money
- Buy airtime and data
- Make bill payments
- Save and manage savings
- Physical MoMo debit card
- Virtual MoMo card
- Check balance and transactions
Read full descriptionHide full description
This app and its services are currently only available to customers in Nigeria. MoMo, your everyday money app. Now available in Nigeria, the Mobile Money (MoMo) App gives you a simple way to send, spend, save, and manage your money — all in one place. MoMo is MTN’s digital financial services platform, connecting millions of customers to financial services across Africa. With your MoMo wallet you can: - Transfer money quickly and conveniently. - Buy airtime and data for yourself, friends, and family. - Conveniently make bill payments. - Save and manage your savings directly in the app. - Get a physical MoMo debit card which you can use to pay in-store and online, and withdraw cash. - Get a MoMo virtual card on the app which you can use to pay online. - Check your balance and transactions. Backed by MTN and built on MoMo’s experience delivering digital financial services across Africa, the MoMo App gives you a simple, convenient way to manage your money in Nigeria.
PayRep
Read full descriptionHide full description
Payrep is a modern microfinance banking application designed to makes managing money easy and accessible for everyone, from individuals to small businesses. Whether you're looking to open a savings account, pay bills, or transfer money securely, Payrep gives you the tools to take full control of your finances anytime, anywhere
Screenshots
Verdict
The clearest difference is ads: PayRep at none against MoMo PSB NG's shown. MoMo PSB NG's advantage is update cadence (every 5 days vs every 2 weeks) and iOS requirement (13.0 vs 15.5). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MoMo PSB NG ships an update every 5 days, PayRep every 2 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | MoMo PSB NG | PayRep |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (147 ratings) — better | — |
| Positive reviews | 37.0% of reviews | — |
| Number of ratings | 147 — better | — |
| Update frequency | Every 5 days — better | Every 2 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 164 MB | 133 MB |
| Age rating | 17+ | 4+ |
| Developer | MTN FINTECH(PTY) LTD | Xchange Box Solutions LTD |
In-app purchases
MoMo PSB NG
No in-app purchases
PayRep
No in-app purchases
