Stanbic IBTC Mobile 3.0 vs PayRep
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Stanbic IBTC Mobile 3.0
This comprehensive finance app allows users to manage banking, insurance, stocks, mutual funds, and pensions. It offers voice banking, an electronic wallet, and the ability to open an instant account or wallet without being an existing customer.
- Voice Banking
- Insurance module
- Stocks trading
- Mutual Funds investing
- Electronic wallet (@ease)
- Pensions module
- Instant account opening
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The Stanbic IBTC super app is a true all-rounder. The 3.0 app empowers you to do the following: • Bank as quick as you speak. with Voice Banking. • Defend your treasures with the new Insurance module. • Trade like a legend with the new Stocks module. • Invest like a hero with the Mutual Funds module. • Enjoy Easy Banking with the electronic wallet - @ease. • Rescue tomorrow with the Pensions module. You do not have to be a customer of Stanbic IBTC to access and experience the new mobile app, you can open an instant account or an @ease wallet with the mobile app in minutes! Already a customer and forgot your password? Not to worry! The new and easy ‘forgot password’ feature will get you going in no time. What are you waiting for? Download the new Stanbic IBTC mobile app to activate power in your palms!
PayRep
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Payrep is a modern microfinance banking application designed to makes managing money easy and accessible for everyone, from individuals to small businesses. Whether you're looking to open a savings account, pay bills, or transfer money securely, Payrep gives you the tools to take full control of your finances anytime, anywhere
Screenshots
Verdict
The clearest difference is update cadence: PayRep at every 2 weeks against Stanbic IBTC Mobile 3.0's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Stanbic IBTC Mobile 3.0 ships an update every 3 months, PayRep every 2 weeks. Both last shipped on October 24, 2026.
| Parameter | Stanbic IBTC Mobile 3.0 | PayRep |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (116 ratings) — better | — |
| Positive reviews | 12.7% of reviews | — |
| Number of ratings | 116 — better | — |
| Update frequency | Every 3 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 15.5 |
| Further details — not scored | ||
| Size | 185 MB | 133 MB |
| Age rating | 4+ | 4+ |
| Developer | Stanbic IBTC Holdings Plc | Xchange Box Solutions LTD |
In-app purchases
Stanbic IBTC Mobile 3.0
No in-app purchases
PayRep
No in-app purchases
Questions
Is Stanbic IBTC Mobile 3.0 free?
Is PayRep free?
Do Stanbic IBTC Mobile 3.0 or PayRep have ads?
Which is updated more often, Stanbic IBTC Mobile 3.0 or PayRep?
Other comparisons
