i自由 vs PassiveTrack

自由 —— 为认真规划财务自由的人，准备的资产管理工具 不必每天手动记账，也不必在多个 App 之间来回切换。从截图导入持仓，到股息自动计入被动收入，再到测算「还要多久财务自由」——把资产、收入与目标放在同一张图里，让规划有据可依。 核心功能 一键截图导入 支持支付宝基金、同花顺股票等截图识别，自动提取持仓与金额，减少手工录入，资产更新更省心。 股息自动追踪 实时关注持仓分红，股息自动计入被动收入，分红到账少记一笔、漏记一笔。 财务自由测算 结合现有资产、被动收入（含股息）与目标，估算达成财务自由的大致年限，让长期规划有数可依。 多市场支持 覆盖 A 股、港股、美股、新三板，行情与分红动态集中查看，跨市场持仓不再分散。 全景财务视图 资产、负债、收支以图表呈现，趋势一目了然，帮助你看清钱从哪里来、到哪里去。 适合这样的你 正在积累被动收入、向财务自由迈进 持仓分散在多个平台，厌倦重复录入 希望用数据回答：「按现在的节奏，还要多久？」 立即开始，规划你的被动收入人生。

PassiveTrack is a global wealth tracker for people whose financial life crosses borders. Track stocks, crypto, cash, deposits, real estate, mutual funds, bonds, and anything else you own — in any currency, on any market. See your net worth, monthly passive income, and FIRE coverage as one consolidated number. Updated daily. — WHAT IT DOES — Net worth across currencies USD, EUR, HKD, CNY, SGD, JPY, GBP, AUD, CAD... add holdings in their native currency and view your total in any base currency. Real-time FX. Auto-handles cross-listings (AAPL on NASDAQ vs Frankfurt). Monthly passive income Auto-syncs dividend payouts from your stock positions. Includes deposit interest, rental income, and any other recurring streams you enter manually. FIRE coverage in one number Based on the classic 4% rule, adapted for Asian markets (we suggest 3.3-3.6% SWR given local medical inflation). See how close you are to financial independence as a single percentage updated daily. AI monthly report Plain-language summary of where your money moved last month, compared against same-age peers in your country. Optional, off by default. Family view Share your top-line numbers with a partner — net worth, passive income, FIRE coverage — without exposing individual holdings, accounts, or transactions. Either of you can disconnect instantly. Voice input (new) Tap the microphone in "Add with AI", speak in Chinese or English, and we parse your holdings automatically. Audio processed on-device — never sent to our servers. — WHY MANUAL ENTRY — We don't connect to banks or brokers. We don't ask for your passwords, OAuth tokens, or screen-scraping permissions. You enter what you own, when you want, with as much detail as you want. This trades 5 minutes a month for 100% data control. No surprise breaches, no broker change disconnecting your dashboard, no third party with your full financial picture. — PRICING — Free forever for personal use, up to 10 holdings and 2 income streams. Pro ($4.99/month auto-renewing) removes all limits and adds: - Unlimited holdings + income streams - 3 AI reports + 50 FIRE Coach messages per day - Auto-synced dividends + deposit interest - Full CSV export - Priority support Subscription renews monthly until cancelled in Settings → Apple ID → Subscriptions. Privacy Policy and Terms of Use available on the paywall. — PRIVACY — We store only what you tell us: email, optional display name, holdings you enter, optional FIRE inputs. We do NOT collect: - Bank credentials or balances - Location, contacts, photos, or health data - Third-party analytics or ad SDKs Account deletion is one tap in Settings — permanently removes you and all your data, no email required. Built for the FIRE community. Free at the personal level, sustainable at the Pro level.