Comparison

Quanto vs Lingot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Quanto

Effortlessly track your spending with AI-powered receipt scanning, PDF statement import, and voice entry. Manage budgets, subscriptions, and accounts securely on your device without connecting to your bank.

Highlights
  • AI receipt scanning
  • PDF bank statement import
  • Voice expense entry
  • Budget creation and tracking
  • Subscription management
  • Offline functionality
  • Device-based data storage
Features
Read full description

Quanto is an expense tracker with AI entry. Scan a receipt, import a PDF bank statement, speak an expense, or type it. For maximum privacy and security, Quanto does not connect to your bank. ADDING AN EXPENSE • Scan a receipt. Our AI reads the merchant and the amount, and assigns the best category automatically • Add a screenshot of your transactions from your bank, a payment page or a transfer receipt. Our AI reads it the same way • Import a PDF bank statement. Our AI extracts every transaction in one pass • Speak it. Voice entry accepts several expenses in one sentence, and continues working after you leave the app • Or add it yourself in a couple of taps • Paid in another currency? Add it as it is and Quanto converts it for you WHERE YOUR MONEY GOES • Review your transactions by day, week, month, quarter, year or any custom date range • Spending by category, with a drill-down on each category • Compare your income vs expenses in Analytics • How much is left this month, as an amount and as a percentage • A calendar showing each day's net position • Filter and sort by account, category, type, amount or date BUDGETS • Weekly or monthly budgets • Several budgets running at once • Per-category limits • Remaining budget for the current period SUBSCRIPTIONS AND RECURRING EXPENSES Each repeating payment shows its monthly and annual cost, the account it charges, its billing cycle, the next renewal date, and everything paid to date. ACCOUNTS Track cash, cards and accounts separately. Quanto shows a total net worth across all of them. ENTRY POINTS • Home Screen widget • Control Center actions • Siri Shortcuts • Apple Pay automation PRIVACY AND DATA • Transactions are stored on your device, not on our servers • No account is required • Face ID lock, and a one-tap balance blur • Backup to iCloud, Google Drive or local storage • CSV export and CSV import • Receipts and statements you choose to scan are sent to a third-party AI service to read the text PREMIUM Recurring transactions, multiple accounts, widgets, Control Center actions, Apple Pay automation, backup and export. Available monthly, yearly, or as a one-time lifetime purchase. Quanto works offline, requires no account, and does not connect to your bank.

About

Lingot

Track your net worth and manage your monthly budget by manually entering your financial data. Visualize your financial progress with charts and insights, and unlock achievements as you reach milestones. Share your progress with others.

Highlights
  • Track net worth across accounts, investments, property, and debt
  • Manage monthly income and expenses with budget caps
  • Manual data entry, no bank connection required
  • Unlockable gold ingots for reaching financial milestones
  • View net worth charts, spending breakdowns, and savings rate
  • Shareable progress cards
Features
Read full description

Most people have no idea what they're actually worth. Their money is spread across checking accounts, savings, investments, property and debt — and nobody adds it up. Lingot does. TRACK YOUR REAL NET WORTH Add your accounts, investments, property and debts. See one number that tells you exactly where you stand, and watch it grow month after month. GIVE EVERY DOLLAR A JOB Log your income and expenses, set monthly caps by category, and see your balance before the month ends. No surprises. NO BANK CONNECTION NEEDED Lingot never asks for your bank credentials. You enter what you want, when you want. Your financial life stays yours. UNLOCK YOUR INGOTS Every milestone you reach unlocks a gold ingot. A small reward for a big habit. SEE THE FULL PICTURE Charts of your net worth over 12 months, spending breakdowns by category, savings rate, best and worst months, and insights that tell you what changed and why. SHARE YOUR PROGRESS Premium cards to show off your progress — with or without the numbers. LINGOT PRO A 3-day free trial unlocks monthly balance tracking, full statistics and premium share cards. Cancel anytime. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Payment is charged to your Apple ID account. Manage or cancel your subscription in your account settings. Terms of Use: https://chaconbotellarafael-dev.github.io/lingot-legal/terms Privacy Policy: https://chaconbotellarafael-dev.github.io/lingot-legal/privacy

Screenshots

Quanto4 screens
Lingot4 screens

Verdict

The call

The clearest difference is ads: Lingot at none against Quanto's shown. Lingot also leads on review sentiment (100% vs 92%). Quanto's advantage is ratings volume (138 vs 5) and rating (4.8 vs 4.6). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Quanto sells 3 in-app purchases, starting at $2.99 per month and Lingot sells 4 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Quanto holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Quanto has 138 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 92% of Quanto's written reviews are positive against 100% of Lingot's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Quanto ships an update every 5 days, Lingot weekly. Both last shipped on November 10, 2026.

Scorecard5 real differences · 5 level
Quanto versus Lingot: the parameters behind the verdict, then further details
ParameterQuantoLingot
PriceFreeFree
Rating4.8 (138 ratings) — better4.6 (5 ratings)
Positive reviews91.9% of reviews100.0% of reviews — better
Number of ratings138 — better5
Update frequencyEvery 5 days — betterWeekly
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.5 — better16.4
Further details — not scored
Size111 MB84 MB
Age rating4+4+
DeveloperAlejandro AusejoRafael Chacon Botella

Customer experience

Quanto

All ratings138 ratings
Positive98.6%
Neutral0.7%
Negative0.7%
Written reviews74 reviews
Positive91.9%
Neutral4.1%
Negative4.1%

Lingot

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Quanto

Subscriptions2
  • Premium Monthly14 Days trial$2.991 Month
  • Premium Yearly14 Days trial$24.991 Year
One-time1
  • Premium Lifetime$59.99
4 purchases

Lingot

Subscriptions4
  • Lingot Pro Mensual3 Days trial$5.991 Month
  • Lingot Pro$5.991 Month
  • Lingot Pro Anual3 Days trial$39.991 Year
Show 1 more
  • Lingot Pro$39.991 Year

Questions

Is Quanto free?
Quanto is free to download, with in-app purchases available.
Is Lingot free?
Lingot is free to download, with in-app purchases available.
Which has better reviews, Quanto or Lingot?
Quanto is rated higher. Quanto averages 4.8 out of 5 from 138 ratings, while Lingot averages 4.6 from 5 ratings.
Do Quanto or Lingot have ads?
Quanto shows ads; Lingot does not.
Which is updated more often, Quanto or Lingot?
Quanto ships an update every 5 days, and Lingot weekly. Most recently, Quanto was updated on November 10, 2026 and Lingot on November 10, 2026.

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