Comparison

Budget Planner App vs Zero Finance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Planner App

Organize your finances with an AI-powered budgeting tool. Easily track expenses and income using voice input, create budgets, and monitor savings and debt. Gain insights into spending habits with clear charts and history.

Highlights
  • AI-powered expense categorization
  • Voice input for transactions
  • Monthly budget creation
  • Savings and debt tracking
  • Multi-currency support
  • Spending insights and charts
  • Recurring transaction management
Features
Read full description

Meet Zero, The cutest budget app for your everyday life. Simply add expenses by typing or using your voice, and let our AI magic organize everything for you. Create simple budgets, keep your savings and debt organized, and enjoy the feeling of your money growing - one tiny, happy step at a time! Key features: - Minimal, clean, and intuitive design - Add expenses and income in seconds - Voice input with smart AI categorization - Monthly budgets, savings goals & debt - Multi-currency support for global use - Insights & charts to understand spending habits - Transaction history with search & filter - Recurring transactions (bills, salary, subscriptions) - Multiple accounts, categories & tags - Connect Apple Wallet Automations - Export data as CSV/Excel - iCloud sync - No sign in required ZeroApp is ideal for: - Students managing daily pocket money - Families planning a shared household budget - Freelancers handling variable income & expenses - Travelers using multiple currencies - Anyone who wants stress-free personal finance management Take control of your finances with ZeroApp - simple, private, and AI-powered. Read more about our Terms & Conditions and Privacy Policy here: https://zeroapp.org/privacy https://zeroapp.org/terms We are always there for you! - If you have any questions or face any issues, feel free to email us at support@zeroapp.org. Hope you enjoy using our app as much as we do! :)

About

Zero Finance

Features
Read full description

Zero — il tuo bilancio personale, intelligente. AI integrata, import bancario automatico, investimenti e budget — tutto in un'unica app, senza complicazioni. Smetti di chiederti dove finiscono i tuoi soldi. Con Zero hai sempre una visione chiara e immediata di entrate, uscite, risparmi e investimenti. ● ASSISTENTE AI Chiedi qualsiasi cosa sulle tue finanze. L'AI analizza le tue transazioni e ti risponde in linguaggio naturale. ● IMPORT BANCARIO AUTOMATICO Importa l'estratto conto da Fineco, Revolut, Poste, Intesa e altri in pochi secondi. Categorie assegnate automaticamente. ● DASHBOARD IN TEMPO REALE Saldo netto, spese del mese, trend entrate/uscite e previsione di fine mese — tutto a colpo d'occhio. ● BUDGET E OBIETTIVI Budget mensile per categoria con alert al superamento. Obiettivi di risparmio con monitoraggio progressi. ● ABBONAMENTI SOTTO CONTROLLO Traccia tutti i rinnovi ricorrenti, vedi il totale mensile e non farti più sorprendere. ● PORTAFOGLIO INVESTIMENTI Azioni, ETF e fondi con prezzi aggiornati. Inserisci ticker o ISIN e monitora il rendimento. ● REPORT MENSILE Ricevi un riepilogo dettagliato con trend, confronto con il mese precedente e voto al tuo mese. ● SICUREZZA Accesso protetto con PIN o Face ID. Dati cifrati e sincronizzati in cloud — accessibili solo a te. Zero è gratuito con funzionalità base. Zero Pro sblocca AI, import illimitato, analytics avanzati, investimenti, report e molto altro. Inizia oggi — gratis, senza carta di credito. Termini di Servizio: https://zerofinance.it/terms Privacy Policy: https://zerofinance.it/privacy

Screenshots

Budget Planner App4 screens
Zero Finance4 screens

Verdict

The call

The clearest difference is iOS requirement: Zero Finance at 15.0 against Budget Planner App's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Planner App sells 6 in-app purchases, starting at $3.99 per 7 days and Zero Finance sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget Planner App ships an update every 2 weeks, Zero Finance every 3 weeks. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 9 level
Budget Planner App versus Zero Finance: the parameters behind the verdict, then further details
ParameterBudget Planner AppZero Finance
PriceFreeFree
Rating3.9 (181 ratings) — better—
Positive reviews19.2% of reviews—
Number of ratings181 — better—
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size58 MB27 MB
Age rating4+4+
DeveloperDishith DhananiALESSIO BERNARDINI

In-app purchases

6 purchases

Budget Planner App

Subscriptions4
  • Weekly Subscription$3.997 Days
  • Monthly Subscription$3.991 Month
  • Monthly Subscription7 Days trial$7.991 Month
Show 1 more
  • Annual Subscription7 Days trial$47.991 Year
One-time2
  • Zero Lifetime$29.99
  • Lifetime$29.99
2 purchases

Zero Finance

Subscriptions2
  • Zero Pro Monthly1 Month trial$3.991 Month
  • Zero Pro Yearly$24.991 Year

Questions

Is Budget Planner App free?
Budget Planner App is free to download, with in-app purchases available.
Is Zero Finance free?
Zero Finance is free to download, with in-app purchases available.
Do Budget Planner App or Zero Finance have ads?
Neither Budget Planner App nor Zero Finance shows ads.
Which is updated more often, Budget Planner App or Zero Finance?
Budget Planner App ships an update every 2 weeks, and Zero Finance every 3 weeks. Most recently, Budget Planner App was updated on October 30, 2026 and Zero Finance on October 28, 2026.

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