SendFi vs Payly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SendFi
This app provides a digital USD account for global financial freedom. Receive international payments and transfer money securely to over 30 countries, including the U.S., Mexico, and Brazil. It's designed for freelancers, entrepreneurs, and remote workers seeking a borderless financial solution.
- Open USD account without U.S. residency
- Receive global payments
- Secure money transfers to 30+ countries
- Supports ACH, SPEI, SEPA, IBAN
- Borderless financial solution
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SendFi is a smart digital wallet built to give you real financial freedom. Open a USD account in minutes, receive global payments, and transfer money securely to over 30 countries – including the U.S., Mexico, Brazil, and the European Union. With SendFi, you can: Open a digital account in USD without needing U.S. residency Get paid internationally by clients or freelance platforms Send money easily via local rails (ACH, SPEI, SEPA, IBAN & more) Who is SendFi for? Freelancers, entrepreneurs, immigrants, and remote workers who need a modern, borderless financial solution. Your money. Your rules. Anytime, anywhere. Download SendFi today and experience borderless finance made simple.
Payly
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Payly is your universal payment address: one link that carries every way to pay you. Add your Venmo, Cash App, PayPal, Wise, Revolut, Zelle and Apple Cash details once. Share a single link — payly.me/yourname — and whoever opens it picks the app they already use. No more "do you have Venmo?" No more typing handles into a text message. GET PAID IN PERSON Show the QR code on your home screen and they scan it. One tap later they're paying you in the app they trust. Add the payly card to Apple Wallet and your code is one swipe away at the register. REQUEST EXACT AMOUNTS Splitting dinner? Collecting rent? Tap Request, type the amount, add a note. Payly builds a link and QR code that pre-fills the amount in apps that support it. Your recent requests are saved for one-tap reuse. SEE YOUR LINK WORK A quiet weekly count of link views and payment-method taps, right on your home screen. FREE FOREVER No card, no fees, no catch. Payly never sees, holds, or processes your money. Payments happen entirely inside the apps you and your payers already trust. We just make sure nobody ever has to ask "how do I pay you?" again. SUPPORTED Venmo · Cash App · PayPal · Wise · Revolut · Zelle · Apple Pay (Apple Cash) Your profile is public by design. Share only the handles you're comfortable showing. Your email and password stay private. Questions? payly.me/faq
Screenshots
Verdict
SendFi and Payly are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | SendFi | Payly |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 25 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | SparkTech Solutions Corporation | Osian, Inc. |
In-app purchases
SendFi
No in-app purchases
Payly
No in-app purchases
