Comparison

Divvy vs Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Divvy

Easily track and split expenses with friends, family, or travel companions. Record payments, see who owes what, and settle up without needing an account. The app works offline and offers real-time collaboration on shared costs.

Highlights
  • Expense tracking for groups
  • Real-time collaboration
  • Offline functionality
  • Quick payment recording
  • Fair settlement calculation
  • Custom currencies
Read full description

Divvy is a simple expense tracker built for couples, friends, travelers, students, and anyone who splits costs. No sign-up or account is required. Start tracking expenses right away, whether you’re managing everyday spending or sharing costs during a trip. Record payments in seconds, see who owes what, and settle up with ease. ● Record payments quickly with custom currencies ● Calculate fair settlements between group members ● Share and collaborate on expenses in real time ● Invite others to shared groups with a simple link ● Use the app offline whenever you need Divvy is designed to stay simple. No clutter. No ads. Whether you’re splitting dinner with friends, managing travel expenses, or tracking shared household costs, Divvy makes it easy to keep everyone on the same page. Just a clean way to track and settle shared costs.

About

Split

Effortlessly track shared expenses with friends, roommates, and family. This completely free application offers all features without ads or paywalls, allowing for easy splitting by various methods and real-time balance updates.

Highlights
  • Split expenses equally, by percentage, shares, or custom amounts
  • Built-in tip & tax calculator
  • Multi-currency support
  • Assign expenses to specific payers
  • Create groups for trips, households, and events
  • Real-time balances and full expense history
  • Sign in with Google or Apple
Features
Read full description

Split-Money is the modern, completely free app to track shared expenses with friends—with no limits, no ads, & no paywalls. Every feature is unlocked for everyone, forever. Split expenses with friends, roommates, and family without the frustration of hitting a paywall mid-trip or seeing ads clutter your screen. Split-Money gives you everything you'd need and want in an expense sharing app, entirely for free. Why Split-Money? 100% free—no subscriptions, no ads, no in-app purchases, ever Modern, clean design built for how people actually use their phones Everything unlocked from Day One—no premium tiers Splitting Made Easy Split equally, by percentage, by shares, or by exact custom amounts Built-in tip & tax calculator so you split the real total, not just the subtotal Multi-currency support for trips abroad Assign any expense to whoever paid—not just yourself Stay Organized Create groups for any situation—trips, households, dinners, events Activity feed so everyone can see what's been added or changed Group avatars and cover photos to keep things personal Archive groups when you're done without losing history Always in Sync Real-time balances so you always know exactly who owes what Full expense history that never disappears Sign in with Google or Apple—no password to forget Coming Soon Receipt scanning—just photograph a receipt and we'll do the math Voice dictation—add expenses hands-free AI-powered expense suggestions Stop paying for what should be free. Download Split-Money and split smarter.

Screenshots

Divvy4 screens
Split4 screens

Verdict

The call

The clearest difference is in-app purchases: Split at none against Divvy's 1. Split also leads on iOS requirement (15.1 vs 17.6). Divvy's advantage is update cadence (weekly vs every 2 weeks). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Divvy sells 1 one-off in-app purchase. Split asks for nothing beyond the download.

UpkeepUpdate frequency

Divvy ships an update weekly, Split every 2 weeks. The most recent releases landed on September 7, 2026 and June 28, 2026 respectively.

Scorecard3 real differences · 6 level
Divvy versus Split: the parameters behind the verdict, then further details
ParameterDivvySplit
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.1 — better
Further details — not scored
Size4 MB64 MB
Age rating4+4+
DeveloperYU KATOSahit Mamidipaka

In-app purchases

1 purchases

Divvy

One-time1
  • Divvy Premium$3.99
None

Split

No in-app purchases

Questions

Is Divvy free?
Divvy is free to download, with in-app purchases available.
Is Split free?
Split is free to download, with no in-app purchases.
Do Divvy or Split have ads?
Neither Divvy nor Split shows ads.
Which is updated more often, Divvy or Split?
Divvy ships an update weekly, and Split every 2 weeks. Most recently, Divvy was updated on September 7, 2026 and Split on June 28, 2026.

Other comparisons