urble vs Settlify

Save for your own goals, your child or someone you care about – with structured savings plans for CHF and Bitcoin. urble helps you save regularly, follow your progress and involve trusted family and friends from your circle. SAVE WITH A PLAN • Choose a target amount, target date or ongoing plan • Make one-off contributions or save regularly by bank transfer • Track deposits and progress in one place SAVE FOR OTHERS Create as many savings accounts as you need – for yourself, children, dependants, family or friends. Invite trusted people to contribute or follow the journey. PUT CHF SAVINGS TO WORK Supported CHF savings can earn a variable yield through Frankencoin. The current rate, applicable fees, waiting period and risks are shown in the app. Returns are variable and not guaranteed. BUILD BITCOIN SAVINGS Create a long-term Bitcoin savings plan and contribute once or regularly. The value of Bitcoin can rise or fall. STAY IN CONTROL urble is self-custodial: your digital assets remain in wallets you control. Secure recovery options help you restore access if you change or lose your phone. urble is not a bank. Availability, assets and features may vary by country.

Splitting group expenses has never been easier! Settlify is ideal for one-off groups when not everyone wants to install an app or create an account. Settle in one tap, with the payment apps your group already uses. PERFECT FOR One-off events like bachelor parties, weddings, festivals, group dinners. Not everyone is onboard to download a new app or create a new account. And they don't need to with Settlify! International trips Track expenses across currencies. You choose if and when to convert — no hidden conversions that leave you questioning the numbers. HOW IT WORKS • Starting: open in the web or in the app, create the group, share a link. • Participating: everyone joins from the link, no account needed. Log expenses as they happen, in any currency. • Settling: Settlify shows who pays whom with minimum amount of transactions and suggests the payment apps your group shares. One tap and done. FEATURES No app needed for anyone Create a group at settlify.app and share a link. Nobody needs to install anything — not even you. No limits Add as many expenses as you want, supports over 50 participants. No timers, no ads. You control currency conversion Add expenses in any currency. Choose if and when to convert. No automatic conversions, no mysterious discrepancies. Settle with apps you already have Settlify suggests payment apps your group members share — Revolut, Twint, and more — so settling up takes seconds, not days. Fewest payments to settle up Settlify finds the simplest settlement plan, minimising the number of transactions needed. PRICING Start for free. All features included. After that, it costs $1 per group. Settlify adds it as the first expense so the cost is split — a few cents per person, and you're all settled. No subscription. No lock-in. Pay once per group, only when you need it. PRIVACY FIRST Settlify is designed to be simple and respectful of your privacy. • No ads, no tracking. You are not the product. • We only track what you tell us. • We don't offer any banking products or promotions. Independent from all banks. • No money changes hands via Settlify.