Comparison

Perqly vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Perqly

This app helps you maximize credit card benefits by tracking rewards, expiration dates, and progress. It covers over 200 cards from major banks and keeps all your data private on your device.

Highlights
  • Tracks 200+ credit cards
  • Maximizes card benefits
  • Visual benefit progress bars
  • Calendar sync with alerts
  • Total privacy, no account linking
  • Custom categories and search
Features
Read full description

# NEVER MISS A CREDIT CARD BENEFIT AGAIN Stop leaving money on the table. Perqly tracks every credit card benefit so you maximize every dollar. ## WHAT YOU GET **200+ CARDS COVERED** Chase, Amex, Capital One, Citi, and 12 more major banks **SMART TRACKING** • Visual progress bars for all benefits • Calendar sync with expiration alerts • Custom categories and search **TOTAL PRIVACY** No account linking. All data stays on your device. ## PERFECT FOR Travel hackers • Card churners • Rewards optimizers Download Perqly today.

About

Expense Tracker

Read full description

Time Money helps you keep your schedule, expenses, habits, and everyday plans in one place. Built for people who want a clear view of their day, their money, and what needs attention next. Features: • Track income and expenses. • Plan shifts and work schedule. • Manage habits and daily tasks. • Add accounts, budgets, goals, debts, and planned payments. • See recent transactions and money summaries. • Use a calendar view for shifts and events. • Keep receipts and notes with transactions. • Export, back up, or share your data when needed. • Simple, private, and easy to use. Your data stays on your device unless you choose to export, back up, or share it. Time Money is free to use.

Screenshots

Perqly4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is ads: Perqly at none against Expense Tracker's shown. Perqly also leads on iOS requirement (16.1 vs 26.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Perqly ships an update fortnightly, Expense Tracker monthly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 7 level
Perqly versus Expense Tracker: the parameters behind the verdict, then further details
ParameterPerqlyExpense Tracker
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyFortnightly — betterMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone
Requires iOS16.1 — better26.0
Further details — not scored
Size69 MB63 MB
Age rating4+4+
DeveloperPerqly LLCRafael Sultangaraev

In-app purchases

None

Perqly

No in-app purchases

None

Expense Tracker

No in-app purchases

Questions

Is Perqly free?
Perqly is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with no in-app purchases.
Do Perqly or Expense Tracker have ads?
Expense Tracker shows ads; Perqly does not.
Which is updated more often, Perqly or Expense Tracker?
Perqly ships an update fortnightly, and Expense Tracker monthly. Most recently, Perqly was updated on October 30, 2026 and Expense Tracker on October 31, 2026.

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