Perqly vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Perqly
This app helps you maximize credit card benefits by tracking rewards, expiration dates, and progress. It covers over 200 cards from major banks and keeps all your data private on your device.
- Tracks 200+ credit cards
- Maximizes card benefits
- Visual benefit progress bars
- Calendar sync with alerts
- Total privacy, no account linking
- Custom categories and search
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# NEVER MISS A CREDIT CARD BENEFIT AGAIN Stop leaving money on the table. Perqly tracks every credit card benefit so you maximize every dollar. ## WHAT YOU GET **200+ CARDS COVERED** Chase, Amex, Capital One, Citi, and 12 more major banks **SMART TRACKING** • Visual progress bars for all benefits • Calendar sync with expiration alerts • Custom categories and search **TOTAL PRIVACY** No account linking. All data stays on your device. ## PERFECT FOR Travel hackers • Card churners • Rewards optimizers Download Perqly today.
Expense Tracker
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Time Money helps you keep your schedule, expenses, habits, and everyday plans in one place. Built for people who want a clear view of their day, their money, and what needs attention next. Features: • Track income and expenses. • Plan shifts and work schedule. • Manage habits and daily tasks. • Add accounts, budgets, goals, debts, and planned payments. • See recent transactions and money summaries. • Use a calendar view for shifts and events. • Keep receipts and notes with transactions. • Export, back up, or share your data when needed. • Simple, private, and easy to use. Your data stays on your device unless you choose to export, back up, or share it. Time Money is free to use.
Screenshots
Verdict
The clearest difference is ads: Perqly at none against Expense Tracker's shown. Perqly also leads on iOS requirement (16.1 vs 26.0). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Perqly ships an update fortnightly, Expense Tracker monthly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | Perqly | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone |
| Requires iOS | 16.1 — better | 26.0 |
| Further details — not scored | ||
| Size | 69 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | Perqly LLC | Rafael Sultangaraev |
In-app purchases
Perqly
No in-app purchases
Expense Tracker
No in-app purchases









