Comparison

Mr.Fin vs Settle Wise

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Mr.Fin

Features
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Mr Fin: Smart, Structured Expense Tracking Track expenses the way they actually happen: one transaction, multiple realities. Mr Fin is a modern finance tracking app built around a transaction-first model, giving you complete flexibility to split a single expense across categories, payment accounts, and payees without losing clarity. Whether you are managing daily spending, shared bills, subscriptions, or complex purchases, Mr Fin adapts to real-world financial behaviour, not rigid assumptions. Why Mr Fin? Most expense apps force you into one-category, one-payment entries. Real life is not that simple. Mr Fin lets you: - Split one transaction into multiple categories - Pay using multiple accounts or wallets - Assign multiple payees to a single transaction - Maintain accurate totals without duplicate entries - Match payment history with bank statements Everything stays connected, auditable, and easy to understand. Designed for Clarity Transaction-Centric Design Every expense starts with a single transaction: - Title - Total amount - Date and time - Notes and attachments (receipts, invoices) From there, you break it down only if needed. Multi-Category Support Split one expense across multiple categories: - Groceries, Dining, Utilities, Travel - Each category can have its own amount - Optional item-level breakdowns inside categories - Perfect for supermarket bills, mixed purchases, or work expenses. Multi-Payment Handling Paid using more than one method? No problem. - Split payments across cash, cards, wallets, or bank accounts - Maintain accurate account balances automatically Built for Control and Accuracy - Clean, minimal UI focused on data clarity - No forced categories or assumptions - Designed for scalability, from personal use to advanced finance tracking Who Is This App For? - Power users who want accurate financial data - Anyone who wants structure without complexity Take control of your finances the right way. Privacy Policy: https://mrfin.in/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Settle Wise

Features
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Take the headache out of shared expenses with Settle Wise, the ultimate app to track group costs, split bills, and settle debts quickly. Whether you are dividing rent with roommates, planning a trip with friends, or managing simple business ledgers, Settle Wise makes the math effortless. Why choose Settle Wise? We value your privacy and efficiency. Settle Wise is designed to be the fastest way to manage money without the corporate bloat. - No Login Required: Open the app and start tracking immediately. No emails, no passwords, no setup. - Completely Offline: All your data is stored locally on your device. We do not track, collect, or upload your personal information. Your finances stay yours. - Distraction-Free: Enjoy a clean, responsive experience built for speed. KEY FEATURES: Easy Bill Splitting: Add expenses in seconds and divide them equally or custom-split among group members. Settle Debts Instantly: Clearly see who owes whom and keep a running tally of completed payments. Versatile Ledger: Perfect for personal use, group travel, roommates, or small business tracking. Lightning Fast: Built to be ultra-lightweight, saving your device's battery and storage. Global Ready: Supports all world currencies. Set your preferred currency in your profile settings. Say goodbye to messy spreadsheets and awkward money conversations. Download Settle Wise today and keep your finances perfectly balanced, completely offline!

Screenshots

Mr.Fin4 screens
Settle Wise4 screens

Verdict

The call

The clearest difference is in-app purchases: Settle Wise at none against Mr.Fin's 3. Mr.Fin's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Mr.Fin sells 3 in-app purchases, starting at $2.99 per month. Settle Wise asks for nothing beyond the download.

UpkeepUpdate frequency

Mr.Fin ships an update every 3 weeks, Settle Wise every 3 months. The most recent releases landed on October 7, 2026 and October 2, 2026 respectively.

Scorecard2 real differences ยท 4 level
Mr.Fin versus Settle Wise: the parameters behind the verdict, then further details
ParameterMr.FinSettle Wise
PriceFreeFree
Update frequencyEvery 3 weeks โ€” betterEvery 3 months
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS15.615.0 โ€” better
Further details โ€” not scored
Size73 MB32 MB
Age rating4+4+
DeveloperSuhaibe KalathilFiveone Digital

In-app purchases

3 purchases

Mr.Fin

Subscriptions2
  • Monthly7 Days trial$2.991 Month
  • Yearly14 Days trial$29.991 Year
One-time1
  • Pro Lifetime$4.99
None

Settle Wise

No in-app purchases

Questions

Is Mr.Fin free?
Mr.Fin is free to download, with in-app purchases available.
Is Settle Wise free?
Settle Wise is free to download, with no in-app purchases.
Do Mr.Fin or Settle Wise have ads?
Neither Mr.Fin nor Settle Wise shows ads.
Which is updated more often, Mr.Fin or Settle Wise?
Mr.Fin ships an update every 3 weeks, and Settle Wise every 3 months. Most recently, Mr.Fin was updated on October 7, 2026 and Settle Wise on October 2, 2026.

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