UltiSaver vs SpendMind
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UltiSaver
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Forget what you’ve spent — it’s time to track what you DIDN’T spend. UltiSaver flips the script on saving: We don’t overwhelm you with income and expense tracking. Just use this focused 1-feature app to build self-control. Think: “I want a coffee” — Choose “Nah, I’ll save” — Log “I saved $5 not buying coffee” — BE AMAZED at how much you didn’t spend in a week, month, or year. • Log skipped purchases in seconds • Watch your “could’ve spent” total climb • Celebrate everyday wins and self-control No banks. No budgets. Just proof that you’re stronger than impulse. Terms of Use: https://www.ultibudget.com/ultisaver-terms-of-use Privacy Policy: https://www.ultibudget.com/ultisaver-privacy-policy
SpendMind
Effortlessly track your spending by simply speaking. This AI-powered app automatically extracts expense details, categorizes them, and provides insightful financial overviews. Manage bills, subscriptions, and recurring payments with ease.
- Voice-powered expense logging
- AI-extracted amount, category, date
- Automatic expense categorization
- Recurring expense tracking
- Home screen widget for quick overview
- iCloud sync across devices
- Encrypted and private data storage
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Track expenses by just speaking. SpendMind uses AI to instantly extract the amount, category, and date from your voice — no typing, no fuss. Perfect for busy professionals, freelancers, and anyone serious about their finances. ——— WHY SPENDMIND? ——— Voice-Powered Logging - Just say "Spent $12 on coffee today" and SpendMind does the rest. AI extracts every detail instantly. Smart Categories & Insights - Automatically organise spending into categories like Food, Transport, Health, and more — with beautiful charts to see where your money goes. Recurring Expenses - Set up subscriptions and recurring bills once. SpendMind tracks them automatically every cycle. Home Screen Widget - Check your spending at a glance — right from your home screen, without opening the app. iCloud Sync - Your data syncs seamlessly across iPhone, iPad, and Mac. Always up-to-date, everywhere. Encrypted & Private - Your financial data is encrypted and stored securely. No account required. Export Anytime - Export your expenses as CSV for accounting, tax time, or your own analysis. ——— WHAT YOU CAN TRACK ——— • Daily Expenses — groceries, meals, coffee, transport • Bills & Utilities — electricity, water, internet, phone • Subscriptions — streaming, apps, memberships • Health & Fitness — gym, medicines, doctor visits • Business Expenses — equipment, coworking, travel • Recurring Payments — rent, insurance, loans ——— HOW IT WORKS ——— 1. Tap the microphone and speak your expense naturally 2. AI extracts the amount, category, and date 3. Review, confirm, and you're done — in seconds ——— FREE TRIAL & PREMIUM ——— SpendMind is free to try. Premium unlocks voice-powered expense entry, recurring automation, advanced analytics, and iCloud sync across all devices. Manage your subscription anytime in your Apple ID settings. Contact us: support@spendmind.co Privacy Policy: https://www.spendmind.co/privacy-policy Terms of Use: https://www.spendmind.co/terms-and-conditions Track smarter. Spend mindfully.
Screenshots
Verdict
The clearest difference is price: SpendMind at Free against UltiSaver's $2.99. UltiSaver's advantage is in-app purchases (none vs 2) and update cadence (daily vs every 2 weeks). On ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
SpendMind is free to download; UltiSaver costs $2.99 up front. SpendMind sells 2 in-app purchases, starting at $9.99 per month. UltiSaver asks for nothing beyond the download.
UltiSaver ships an update daily, SpendMind every 2 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | UltiSaver | SpendMind |
|---|---|---|
| Price | $2.99 | Free — better |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Daily — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 3 MB | 32 MB |
| Age rating | 12+ | 4+ |
| Developer | Joshua Farnell | Wajahat Hassan |
In-app purchases
UltiSaver
No in-app purchases
SpendMind
- Pro Monthly3 Days trial$9.991 Month
- Pro Yearly7 Days trial$69.991 Year









