Comparison

UltiSaver vs Simple Spend Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UltiSaver

Features
Read full description

Forget what you’ve spent — it’s time to track what you DIDN’T spend. UltiSaver flips the script on saving: We don’t overwhelm you with income and expense tracking. Just use this focused 1-feature app to build self-control. Think: “I want a coffee” — Choose “Nah, I’ll save” — Log “I saved $5 not buying coffee” — BE AMAZED at how much you didn’t spend in a week, month, or year. • Log skipped purchases in seconds • Watch your “could’ve spent” total climb • Celebrate everyday wins and self-control No banks. No budgets. Just proof that you’re stronger than impulse. Terms of Use: https://www.ultibudget.com/ultisaver-terms-of-use Privacy Policy: https://www.ultibudget.com/ultisaver-privacy-policy

About

Simple Spend Tracker

Easily manage your money without linking bank accounts or creating online profiles. This app uses the envelope budgeting method for straightforward tracking of your spending and deposits, keeping you in control of your finances.

Highlights
  • Envelope budgeting method
  • Manual transaction logging
  • Offline functionality
  • No bank account linking
  • One-time purchase unlock
  • Distraction-free interface
Features
Read full description

Simple Spend Tracker The simplest way to manage your money. No bank accounts to link. No account to create. No internet required. Just you and your budget. Simple Spend Tracker is built around the envelope budgeting method — one of the most proven personal finance strategies around. Set a starting amount for anything you want to track, log your transactions as you go, and always know exactly what's left. That's it. How it works Set your starting balance — groceries, rent, a vacation, a night out, anything. Add spending and deposits as they happen. Your balance updates instantly. Simple, manual, and completely in your control. Why Simple Spend Tracker No bank syncing, no credentials, no privacy concerns. Everything lives on your device. Works completely offline, anywhere in the world. No subscription — download free and unlock everything with a single one-time purchase. Clean, distraction-free interface with no learning curve. Built for real budgeters Whether you're following the cash envelope method, tracking a savings goal, managing weekly or monthly spending, or just trying to get a handle on where your money goes — Simple Spend Tracker gives you the clarity you need without the complexity you don't. Download free today. Budget smarter in minutes.

Screenshots

UltiSaver4 screens
Simple Spend Tracker3 screens

Verdict

The call

The clearest difference is price: Simple Spend Tracker at Free against UltiSaver's $2.99. Simple Spend Tracker also leads on device support (3 vs 1). UltiSaver's advantage is in-app purchases (none vs 1) and update cadence (daily vs every 3 weeks). On ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Simple Spend Tracker is free to download; UltiSaver costs $2.99 up front. Simple Spend Tracker sells 1 one-off in-app purchase. UltiSaver asks for nothing beyond the download.

UpkeepUpdate frequency

UltiSaver ships an update daily, Simple Spend Tracker every 3 weeks. The most recent releases landed on October 7, 2026 and October 13, 2026 respectively.

Scorecard4 real differences · 5 level
UltiSaver versus Simple Spend Tracker: the parameters behind the verdict, then further details
ParameterUltiSaverSimple Spend Tracker
Price$2.99Free — better
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyDaily — betterEvery 3 weeks
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size3 MB6 MB
Age rating12+4+
DeveloperJoshua FarnellJOEL PATRICK NELSON

In-app purchases

None

UltiSaver

No in-app purchases

1 purchases

Simple Spend Tracker

One-time1
  • SimpleSpend Pro$1.99

Questions

Is UltiSaver free?
UltiSaver costs $2.99, with no in-app purchases.
Is Simple Spend Tracker free?
Simple Spend Tracker is free to download, with in-app purchases available.
Do UltiSaver or Simple Spend Tracker have ads?
Neither UltiSaver nor Simple Spend Tracker shows ads.
Which is updated more often, UltiSaver or Simple Spend Tracker?
UltiSaver ships an update daily, and Simple Spend Tracker every 3 weeks. Most recently, UltiSaver was updated on October 7, 2026 and Simple Spend Tracker on October 13, 2026.

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