UltiSaver vs Simple Spend Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UltiSaver
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Forget what you’ve spent — it’s time to track what you DIDN’T spend. UltiSaver flips the script on saving: We don’t overwhelm you with income and expense tracking. Just use this focused 1-feature app to build self-control. Think: “I want a coffee” — Choose “Nah, I’ll save” — Log “I saved $5 not buying coffee” — BE AMAZED at how much you didn’t spend in a week, month, or year. • Log skipped purchases in seconds • Watch your “could’ve spent” total climb • Celebrate everyday wins and self-control No banks. No budgets. Just proof that you’re stronger than impulse. Terms of Use: https://www.ultibudget.com/ultisaver-terms-of-use Privacy Policy: https://www.ultibudget.com/ultisaver-privacy-policy
Simple Spend Tracker
Easily manage your money without linking bank accounts or creating online profiles. This app uses the envelope budgeting method for straightforward tracking of your spending and deposits, keeping you in control of your finances.
- Envelope budgeting method
- Manual transaction logging
- Offline functionality
- No bank account linking
- One-time purchase unlock
- Distraction-free interface
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Simple Spend Tracker The simplest way to manage your money. No bank accounts to link. No account to create. No internet required. Just you and your budget. Simple Spend Tracker is built around the envelope budgeting method — one of the most proven personal finance strategies around. Set a starting amount for anything you want to track, log your transactions as you go, and always know exactly what's left. That's it. How it works Set your starting balance — groceries, rent, a vacation, a night out, anything. Add spending and deposits as they happen. Your balance updates instantly. Simple, manual, and completely in your control. Why Simple Spend Tracker No bank syncing, no credentials, no privacy concerns. Everything lives on your device. Works completely offline, anywhere in the world. No subscription — download free and unlock everything with a single one-time purchase. Clean, distraction-free interface with no learning curve. Built for real budgeters Whether you're following the cash envelope method, tracking a savings goal, managing weekly or monthly spending, or just trying to get a handle on where your money goes — Simple Spend Tracker gives you the clarity you need without the complexity you don't. Download free today. Budget smarter in minutes.
Screenshots
Verdict
The clearest difference is price: Simple Spend Tracker at Free against UltiSaver's $2.99. Simple Spend Tracker also leads on device support (3 vs 1). UltiSaver's advantage is in-app purchases (none vs 1) and update cadence (daily vs every 3 weeks). On ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Simple Spend Tracker is free to download; UltiSaver costs $2.99 up front. Simple Spend Tracker sells 1 one-off in-app purchase. UltiSaver asks for nothing beyond the download.
UltiSaver ships an update daily, Simple Spend Tracker every 3 weeks. The most recent releases landed on October 7, 2026 and October 13, 2026 respectively.
| Parameter | UltiSaver | Simple Spend Tracker |
|---|---|---|
| Price | $2.99 | Free — better |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Daily — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 3 MB | 6 MB |
| Age rating | 12+ | 4+ |
| Developer | Joshua Farnell | JOEL PATRICK NELSON |
In-app purchases
UltiSaver
No in-app purchases
Simple Spend Tracker
- SimpleSpend Pro$1.99
Questions
Is UltiSaver free?
Is Simple Spend Tracker free?
Do UltiSaver or Simple Spend Tracker have ads?
Which is updated more often, UltiSaver or Simple Spend Tracker?
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