Simple Spend Tracker vs SpendWithPlan

Simple Spend Tracker The simplest way to manage your money. No bank accounts to link, no spreadsheets, no learning curve. Just you and your budget. Simple Spend Tracker is built around the envelope budgeting method, one of the most proven personal finance strategies around. Set a starting amount for anything you want to track, log your spending as you go, and always know exactly what's left. How it works Set a starting balance for anything: groceries, rent, a vacation, a night out. Add expenses and income as they happen and your balance updates instantly, with your running balance shown after every transaction. Simple, manual, and completely in your control. Log spending in seconds • Home Screen widget: see your balance at a glance, then tap Expense or Income to add one • Siri and Shortcuts: say "Log an expense in SimpleSpend", or put it on your Action button • Edit any transaction's amount, date or note, or swipe to delete Your budgets, everywhere Create a free account and your budgets stay in sync on your iPhone, iPad and the web. Choose a primary budget to open first, and switch between budgets in a tap. Why Simple Spend Tracker • No bank syncing and no bank passwords. You enter what you spend. • No ads, ever. • No subscription. Your first budget is free, and SimpleSpend Pro unlocks unlimited budgets with a single one-time purchase. • A clean, distraction-free design in light and dark mode. Built for real budgeters Whether you're following the cash envelope method, saving toward a goal, managing weekly or monthly spending, or just trying to see where your money goes, Simple Spend Tracker gives you the clarity you need without the complexity you don't. Download free today. Budget smarter in minutes.

Spend With Plan helps you stay on top of your money. Track income and expenses, set budgets by category, and see where your money goes—all in one simple app. • Balance at a glance — Net balance, income, expenses, and savings on one card • Budget by category — Food, transport, entertainment, and more; add your own categories • Add transactions fast — Income or expense, with date and category • See the big picture — Overview with progress bars and a clear view of spending • Reports — Spending by category and over time • Export your data — Save your transactions to CSV and keep your records • Home screen widget — Check your budget without opening the app • Your data stays yours — Everything is stored on your device; no account required Choose your currency, switch to dark mode, and use the app in English, German, or Spanish. Simple, private, and made to help you spend with a plan.